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    • We need to see the actual document from the IAS where it is written - "The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." You can't just type it up yourself. At the hearing in July or August or whenever the judge will have two Witness Statements. One from Bank's director says you never made a second appeal. You say you did make a second appeal and the IAS concluded that payment was made. The judge will immediately twig that either you or the director is lying.  But who? Fail to show the documentation form the IAS and instead just produce something you've typed yourself will make it look like you just made up the appeal and you are lying and you will lose the case. Please let us see what the IAS adjudicator sent.
    • I used to have a retail outlet in London selling my husband's photography.  We also had a co-op with staff so they weren't directly employed by me, but I paid for the other overheads etc.  When my husband died, I carried on as usual for a while but then I became ill and moved quite far away so logistically was becoming very difficult.  I came to an arrangement (verbal) with one of the guys I trusted, that I would send him the images to print and sell as normal, and I wouldn't take any money, as a short term solution until I got back on my feet and worked out the best way to do things. He would pay all the  rent, insurance etc... Over a year later, not able to give things away for free anymore,  I drew up a contract as a wholesale agreement, so I would get everything printed and sent to him and I would invoice his for what he ordered. I noticed form the beginning that he wasn't ordering enough or frequently enough to be making any money, and was suspicious he was doing his own orders on the sly and ordering just enough from me to keep my happy.  I checked with my printer, which I've been with for 20 years, and he sad he wasn't getting orders for my images from anyone else. I emailed a few other printers to ask them to keep a look out for some images but I soon realised this would be impossible to police.  The only option really would be to buy a print from him and check the stamp on the back of it.  I finally managed to get hold of on the prints on sale, and sure enough, he did not order it through me.   In the contract he signed in 2022 it explicitly states that he must destroy all files I had previously sent him etc etc so e is in breach of that.  When I drew up the contract, I was careful to make sure it was legally binding, but before I let rip at him, I need to know where I stand.  The contract is here: PARTIES This WHOLESALE AGREEMENT (“Agreement”) is made effective as of 30th June, 2022, by and between ############################## The Supplier and the Client, collectively referred to as the "Parties," hereby agree to the following terms: TERMS AND CONDITIONS SALES OF GOODS The Supplier agrees to provide the following goods to the Client (“Goods”): Description of Goods ################################# Doc ID: 3d54c1d336d8780243801e0e068ebd33114b088b BOTH PARTIES AGREE: The Client purchases the Goods through the Supplier directly, and agrees to delete/destroy any previously held digital images (Goods) owned by the Supplier, and agrees not to use any such files for monetary gain, outside of this agreement, either directly or through a third party from immediate effect of this agreement. The Client purchases the other materials necessary for resale of the Goods independently of this agreement. The Client shall have exclusive rights for resale of Goods at ###########, and also with permission, as a retailer of the Goods elsewhere, provided that there is no conflict of interest between the Supplier and the Client. The Client is free to decide their own retail prices, for the Goods. The Supplier shall use #####  to provide the printed Goods on Fujifilm Crystal Archive paper, with Lustre finish, and will not use any other Printer unless #### cease to trade, without prior approval from the Client. The Supplier shall not impose restrictions on size or frequency of orders made by the Client. The prices provided by the Supplier shall not increase for a minimum of 3 years, unless the prices of the raw materials rise, in which case the client will be informed immediately. Any discounts/promotional prices of raw materials shall be passed on to the Client by the Supplier, and the invoice will show adjustments for this, as well as credit for return postage of any damaged goods. This agreement can be terminated by the Client without notice; the Supplier must give notice of no less than 90 days, unless the terms of the agreement are breached, in which case, the agreement can be terminated with immediate effect. PAYMENT Orders must be paid for upon receipt of invoice, via Bank transfer: ######### Doc ID: 3d54c1d336d8780243801e0e068ebd33114b088b DELIVERY AND INSPECTIONS All orders received by 12.00am (midnight) shall be processed by the Supplier the following working day and delivery of order shall arrive in accordance with the Royal Mail schedule, or DPD, should express delivery be requested. The Client shall be liable for the delivery charge which shall be added to the invoice. The Goods will be delivered to the address specified by the Client. The Client shall be provided with order tracking, and should any problems arise with the ordering system or the couriers (Royal Mail, DPD), the Client shall be informed without delay of any such issues. The Client will inspect the Goods and report any defects or damage to the Goods in transit as soon as possible upon receipt of Goods, and will retain damaged Goods for return to Supplier for refund/replacement. GENERAL PROVISIONS CONFIDENTIALITY The prices of the Goods and other information contained in this Agreement is confidential and will not be disclosed by either party unless with prior written consent of the other party. INDEMNIFICATION The Client indemnifies the Supplier from any claims, liabilities, and expenses made by any third party vendors or customers of the Client. GOVERNING LAW This Agreement will be governed by and construed in accordance with UK Law. ACCEPTANCE Both parties understand and accept the wholesale arrangement stipulated under this Agreement. Doc ID: 3d54c1d336d8780243801e0e068ebd33114b088b IN WITNESS WHEREOF, each of the Parties has executed this Wholesale Agreement as of the day and year set forth above.   Signed by us both electronically.   I haven't broached any of this yet, and I am looking for some advice about what action to take.  The main issue I've got is that he has still go those images.  If I terminate the contract, I will need to know that he no longer has those images and I can't think of a bulletproof way to do this. I'm thinking I might tell him I will continue with the contract but ask for a  sum in damages and say that if I find out he's still doing it down the line I will terminate the contract and sue him for damages. The damages side of things I'm not sure how it would work as he is self employed, and I'm positive he doesn't declare all of his earnings to HMRC, in order to find out how much I have lost, would the court demand to go through his tax self assessments?  I'm not sure how to proceed with this, I don't want to lose that place as an outlet as it is in a prime spot in London, which is why I let him have those images in the first place as I would have had to pull out altogether at that point.  I am regretting it somewhat now though.  Please help.
    • I cannot locate anything in my paper work that states 2 payments were made? Perhaps you could point this out? In reply from IAS it states "The ticketing data has been attached" nothing was sent to me. I made a response to the IAS all this was done online
    • Thanks again for your responses. The concern I have here, is that freeholder of the land (a company, who presumably would have been the ones to have initially instructed PPM to manage the parking here), will have proof of exactly how long the vehicle was on site for, as the driver was meeting operatives from that company on a separate matter. On this basis, if the matter was to get to court, I feel all the other technicalities about signage, size of signage/font, lack of start/finish times, will not be enough to have any case dropped? This PCN was brought up to the freeholder but they have advised that PPM will not waive this charge. 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Groovycaz v Citicards Citi set aside next week


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Thanks Gizmo,

could you fax it through again please my machine jammed. The hearings not till 8th August but the judge followed the draft order you gave me so im handing them in today, GC

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Sent it over in compressed form yesterday, didn't you get it?

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Hi all

sent to BS and the court by special delivery all statements and legal stuff as draft directions, when its recieved they then have 14 days to comply,

waiting patiently:) ..GC

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Hi Gizmo,

The calimant shall within 14 days of service of this order send the Defendant and to this Court

 

(a) A schedule setting out each charge repayment of which is sought, showing the date, amount and reason given for that charge

(b) Copies of all statements or other document relied upon as showing that each and every charge has been made

© A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise

(d) Copies of decided cases and other legal materials to be relied upon.

 

I included all the above, got the statement of evidence from CAG and the cases and legel stuff from the court bundle,

 

Have i done this correctly?..GC

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unbloodybelievable!!

got a statement from citi today for my closed account, not only have they 'not removed the £15.03 interest ' they added after they refunded the amount spent due to fraudulent transactions, and after i wrote to them with a Notice pursuant to s.10 of the data protection act regarding sharing personal data and administrative costs resulting from such transactions, they only applied a late payment charge of £12 and interest on these charges of 46p bringing my 'balance' to £27.49, which they can whistle for, just about to write them another sodding letter..GC

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Hiya Ice

you know, its so time consuming, and they never listen, im going to send for a copy of my credit file and if they have put any defaults on i will scream, dont these people make you want to hit them....HARD, ha ha ha

never mind wait till we get our cash back..GC

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hi all having just read mymoney001s thread im sure this is the action citi will take with me, they are supposed to have their papers in court tomorrow disclosing the full actual cost of breaches, called the court today and no papers been filed yet, im sending citi a nudge letter tomorrow if no papers have been received in the morning but after getting their setaside how many more times should these pillocks be allowed to keep flouting the time scales the court sets them, we abide by the time limits yet they continue to get away with it, i just know the same is coming to me as mymoney001, still all that interest is adding up and low and behold ive been in front of this Judge before on a completely unrelated matter and "yes" he ruled in my favour, hes a very nice guy...GC;) ;)

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Go-easy Gc.

Hi Ice

 

Eee the bloody citi lawyers, they get away with murder, im just waiting for one of the judges to haul them over the coals for the silly time wasting tactics they keep pulling, ive got this feeling that they will do the same again with me so im getting as much info now from other peoples threads so im ready, i know they wont file their papers on time, (their 14 days are up tomorrow) have you read what they did to mymoney001, they realy do push the boundries, I hope my Judge dosent give them the lickings of a dog, they realy are starting to get on my nerves, anyway Ice whats happening with you? have you heard anything yet or are they dragging this out forever with you hoping that you will go away, dont you still have judgement against them?...GC

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Hi Gc

 

'Time wasting' has ring about it concerning Citi. There must know something that we don't or the Americans are running in circles. It seems all relating against the American companies (MBNA etc) are employing the same tactics.

 

As for me, Yes. One judgement,one warrant and still no action? Somehow, I would'nt even at this stage see a SETASIDE?

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It seems all relating against the American companies (MBNA etc) are employing the same tactics.

 

 

Agreed Ice.

 

There's only one industry more arrogant than the British Banking Industry..........the American Banking Industry!

 

As Corporal Jones used to say, "They don't like it up 'em!"

 

Els:-)

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Hi all

well, called the court today and yes we were right citi have failed to get their papers in on time, 28 days +4 days for postage were up today, nudge letter in the post to citi and the District judge..GC

 

ps will be on my holies from tomorrow for a week thanks to the bank of scotland, will miss our little chats but will be back next week...GC

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usually filing for judgement gets them to send the defence in after getting the judgement set aside, keep going, my day in court tomorrow (19 July) looking forward to getting our money back

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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Hi John, thats exactly what citi have done, i got judgement they applied and got a set aside and filed a defence, i asked for full disclosure which after advise from gizmo and enron, now their time is up but read they did the same to someone else and even after a nudge letter they just turned up in court.. anyway your day tomorrow, best of luck i hope it all goes your way..GC

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  • 2 weeks later...

Hi all

just back from my holies and still no paperwork into court from citi, sent them a nudge letter a week ago so 2nd one will be sent today and copies of both to the DJ, i just know they gona turn up on the day and I wont have recieved anything from them:mad: ..GC

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