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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued***Settled***

      By Mickgibbons1 · Posted

      Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • JustAnOldGal
      Studio returns problems.

      By JustAnOldGal · Posted

      I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • dx100uk
      Private Land parking issue

      By dx100uk · Posted

      is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

HSBC T&Cs HERE

stax68

By stax68
in HSBC Bank

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stax68

stax68

Posted
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As we havn't come across any t/c's for 1989 - it would be ok for me to use the closest to it ('96) yes? and highlight the bits you think are most relevant?

Thanks

Sha

 

When is the earliest charge you are claiming for? My understanding is that if it's post '96 then you won't need the earlier T&Cs.

 

I assume that at least some of the charges you are claiming for were taken since 96? If so, then you will definitely need T&Cs from 96 or later to cover those.

 

Basically, you need T&Cs covering all times that charges you are claiming for were taken. So if you are claiming for pre-96 charges, there is a currently a bit of a gap in your evidence, but I wouldn't worry too much.

 

Unless HSBC produce the older T&Cs in evidence, the likelihood is that the court will have to go with the assumption that they were similar in relevant respects before 96.

 

In other words, they will very probably give you the benefit of the doubt - because it's more likely that the older T&Cs were basically the same than that there was some unknown difference which just happens to undermine your case. This is especially true because the T&Cs didn't change significantly for ten years after 96 - until the recent rewrite last December, which was obviously a response to our claims!

 

So even if HSBC did produce them you would probably be OK, because it really is very likely that the older T&Cs will turn out to be much the same as the 96 ones in all relevant respects.

 

You can highlight the relevant passages and/or make a note of them and/or paste the text into a document, but if it comes to going to court, the most important thing is to make sure you understand what they prove and how it is relevant to your case. Its important even if you don't get to court You may already have it clear in your mind, but if not, and anyway for the sake of anyone else who might want clarification, I've updated the summary at http://www.consumeractiongroup.co.uk/forum/hsbc-bank/95312-hsbc-t-cs-here.html#post883209 to make it clear what I think the significance of the key terms is.

 

So if in doubt, look at that post.

 

Also keep an eye out for the official CAG HSBC T&Cs post, which may be appearing sometime soon. In the meantime, hope this helps.

 

cheers, stax

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rob-the-viking

rob-the-viking

Posted
Posted

Stax, outstanding work! Good to see that a scanner and a many hours of photobucket action has turned out this work in progress! Your hard efforts will be of great use and reassurance to many people (myself included) engaged in war with the jokers at HSBC.

 

I tip my hat to you sir.

 

r-t-v

25/01/07 Statements collected online

27/01/07 Prelim sent

09/02/07 Thank you letter received (and duly ignored)

12/02/07 LBA on its way

27/02/07 MCOL filed

26/03/07 Defence entered

02/04/07 Notice of transfer paperwork received

10/04/07 Lattie's hastner sent

19/04/07 AQ arrived (never mind lattie!)

20/04/07 Last Chance letter sent to DG, AQ filled out.

08/05/07 AQ returned to courts, cc'd to DG

11/06/07 Request for the defence to be struck out sent after not hearing from the court for 5 long weeks.

14/06/07 Directions hearing set for the end of August. 10 long weeks away.

14/06/07 rob-the-viking waits yet longer......

23/08/07 DG apply for a stay, instantly granted by judge.

29/08/07 The waiting begins again, 7 months since prelim was sent.

 

"If you kick a Tiger in the ass, you'd better have a plan to deal with it's teeth!!"

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stax68

stax68

Posted
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Stax - this is absolutely wonderful. You've made an old girl very happy! :D.

 

Is there any chance of making this a sticky rather than a thread?

 

Not in my power to, but hopefully something is in the pipeline.

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welshbaba

welshbaba

Posted
Posted

Thanks for the info - was struggling trying to work out what I was looking for. Have read the link -(will be lots more I suspect) trying to get my head round it all and get it to sink in!!!!!!Still working it all out (or trying to)

By the way my claim is for period '01 - '07 I was asking for earlier coz I thought I saw somewhere to get t/cs's from when account opened. Ah well, prob brain in melt down again............

Thanks again

Sha

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