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adamski V lloyds ***SETTLED IN FULL***


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Sean take a look at mine and Molly's threads, we're all at about the same stage so lets all be nervous together eh. and keep up the fight....

 

good luck

freebird

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Thanks Freebird.

 

Good luck with your's and Molly's claim, the court should have received my AQ today.

 

Do you know how long it will take to get a reply, or court date?

 

I feel alot better now knowing that I'm not the only one at this stage.

 

Cheers

Sean

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AQ and Schedule of charges and all correspondence on this matter handed into my local court today a day before deadline with £100 cash which hurt me, and a copy of this sent to SCM the ice cream sellers.

Wish me luck

Keep you posted

Regards

adamski

 

 

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Ok

Received SCMs or as they put it the defendents AQ today, nothing specail, now i await my court date, i have a feeling my local is not as busy as other courts as there are 2 or 3 in close proximity to me.

Now i just wait, it stated that i had to give them my account number and sort code but my account number is on the claim form!! im puzzled

Regards

adamski

 

 

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Has anyone else had their AQ back and in section G:Other information asking for "account number and sort code so the defendent can identify the account in question", like i said before surely they know who i am the account number is on my POCS on my claim form

and all the letters i sent them.

Any theorys as to why they stated this?

Regards

adamski

 

 

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..Any theorys as to why they stated this?........

 

Possibly because they are completely useless.

  • Confused 1

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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When you provide the info, ask them if they would like you to pop over and complete their documentation for them! Reasonable rates, no job too small!:D

 

Elsinore

 

 

lol

Letter asking for my money back sent 24/07/06

Letter sent by them saying a big fat "NO" on the 26/07/06

LBA sent via email on the 31/07/06 14 days and counting.

Letter from them on 07/08/06 saying Bugger Off

MONEY CLAIM ISSUED 14/08/06

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Has anyone else had their AQ back and in section G:Other information asking for "account number and sort code so the defendent can identify the account in question", like i said before surely they know who i am the account number is on my POCS on my claim form

and all the letters i sent them.

Any theorys as to why they stated this?

Regards

adamski

 

Yorkshire Bank / Clydesdale Bank are now apparently working on a similar line to Lloyds - threatening to get MCOL claims kicked out because no schedule of charges was attached, requiring account number AND sort code, etc etc. Basically, clutching at straws for any way to get the claim delayed/cause more hassle for the claimant.

 

I would love to refer a county court judge to these threads and experiences people are having with their various banks. If there was any real justice they'd be cut down in short order.

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Thanks im reasuured i have not given them my sort code but i thought the account number would be original surely other wise someone else could access my account by mistake, i dont think i will worry about this then thanks for the reassurance peeps

Regards

adamski

 

 

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I handed mine in the day before the deadline and received Lloyds 2 days later thought id play their game and wait til the deadline, had to raise the £100 as well!!

Regards

adamski

 

 

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It will be any day now im sure they wait till the death we all know that, im sure if we all wrote to the shareholders of Lloyds and explained to them the money they are wasting ie the 8%, AQ Fee and Court fee it must now be running at a considerable sum, mine alone at the extra cost for going all the way stands at present at £470 by the time they settle it will be well into £500 extra if they had settled at LBA stage.

Just how much are the shareholders prepared to lose?

Regards

adamski

 

 

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guess it's all a drop in the ocean to them, what's a few thousand to them anyway ?...like I'm saying to them now, " settle with me now and you won't have so much interest to pay! " and they're saying......."go whistle.........interest or not, your claim is chicken feed to us !"

we're talking about disgustingly rich institutions...and that's why I hate them for making me sweat every day on a phone call or letter to settle..ba$tard$

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Received AQ from SCMs today - they have requested an extra month, they have also asked me to acknowledge receipt of their AQ and send a copy of mine (which I didn't send originally).

 

They have also stated in section G that they will use their original defence - has anyone else had this yet?

 

Regards

Sean.

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join the club sean, they sit round on their backside for another month while we run around like headless chickens...doing all the chasing up, phone calls and letters..looks like we're all in the same boat here and Loyds are palying the same tactics with everyone !

We've just got to keep on trying...

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Got exactly the same A/Q this morning

"The defendent intends to rely on its defence and the T&Cs that govern the account"

An their so, so very busy they cant make it to court until december, blah blah blah, bless their little cotton socks

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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If you read my thread you'll know where I'm up to, but I'm wondering in all this...Am I missing something..or do the Courts actually want us to believe that, they agree to stays because THEY really believe that the banks/solicitors are genuinally going to enter into negotiations...

 

or would I be cynical to think that the courts are leaning on the side of the "other" legal professionals and allowing them to stall.....for time and the little person doesn't really matter?

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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I do believe they are very very busy and they were never prepared for the amount of claims they must be getting 5 or 10 a day from the look of the litigation section sometimes, and thats just from this site im sure lots of other people are doing this either from another sites advice, using their own solcitors, and independently, i think they wait until the last possible moment with everyone, i handed my AQ a day before deadline and received theirs 3 days later they must have done it on the same day!.

From what i have worked out from studying other people threads and they all have a similar timescale, days between each other when receiving settlements i have worked out that should get mine on or near Christmas Day!! i issued my claim on moneyclaim on the 10th August.

Regards

adamski

 

 

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well I'd dearly like to think that we'll all get a lovely Christmas present, here's hoping eh and good luck

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Adamski- the court allowed a stay on my case- They have till the 19th of november to try and settle with me. (well thats what it says in the letter)

 

Thought i would give you an update as we are on the same time scale

 

Vic x

Letter asking for my money back sent 24/07/06

Letter sent by them saying a big fat "NO" on the 26/07/06

LBA sent via email on the 31/07/06 14 days and counting.

Letter from them on 07/08/06 saying Bugger Off

MONEY CLAIM ISSUED 14/08/06

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