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  1. Hi, yes that is correct my lender took the same stance, my house has now been sold and completion is done, when I received the court summons I asked for it to be adjourned so the sale could proceed the court agreed, so the solicitors went back under their rock for a while, it gave me the time to breath and o sell the house, hold tight and good luck.
  2. Tip top, got an email from the sub prime scumbags solicitors today to say the Court have adjourned this matter generally with liberty to restore and the hearing of 16 June 2014 has been vacated. so the hearing has been cancelled wonderfull, now I can breath and sell the bloody house!!
  3. Thanks born this way I shall indeed do that I shall also chase them for all the £35 charges they have put on the account. I have filed my defence and I have also requested an adjournment to allow the sale to go through smoothly, I have been in contact with the sub prime mortgage lenders solicitors and sent them a letter from the buyers solcitors stating a completion date and also the memorandum of sale. I think I have all the bases covered or do you guys think I have missed something? Thanks for all your help so far.
  4. Thanks, I have pushed the solicitor the buyers solcitor is just finishing the final searches then we are ready to exchange I have already signed the contract and transfer deeds, now I have received court papers for the 16th june, guess I will defend and return the defences forms.
  5. They know full well its near completion my solicitor has written to them and they have written back, there reasoning is based on no suitable arrangement is agreed and it might fall through even though they know the buyers are first time buyers with funds in place and no chain.
  6. Yes it will with 24k equity I'm hoping the lender will have the full sum owed before the hearing and I will defend
  7. Hi, I have sold my house due to being unable to pay mortgage wife leaving me etc, but I have about £9,000 in arrears it is only a couple of weeks away from completion but the lender wont wait and has issued repossession hearing in about 6 weeks time. I could exchange contracts any day now advice on stopping the hearing please and what happens if the lender is paid off before hearing? Thanks in advance for any help or advice
  8. Yes, if you dispute the payment, talk to the banks fraud or debit card dispute team.
  9. I had a £30 no waiting ticket on my car did not pay and Marstons came round and added £320 and they can do that legally? I always though English law was based on being reasonable according to our laws £300 for a man to take my credit card details and then charge me a credit card fee is reasonable the mind boggles!
  10. I will try to find the order thanks for your time guys
  11. sorry guys then I guess it was from SCM sorry it was over 2 and a half years ago and the account was last used nearly seven years ago not an excuse I know, I cannot find the consent order, I remember sending it to county court though
  12. I could afford it at a push maybe £20 would be better, I seem to remember just interacting with the court I may well have defended the action, yes I signed the order but it was from the court im sure
  13. If it was my responsibility by law to seek out the creditor why has judgement simply not been issued against me?
  14. How can I oppose it? all I was going to do was ask to carry on the consent order at a small amount as I have large priority debts and the reason I did not pay was because I had to pay these first and I had no idea where or to whom I sent the money to SCM are difficult to get hold of and like you said it is just as much my fault as theirs
  15. I think its an N244 application notice it says that SCM are applying that the stay be lifted and judgement granted for the balance outstanding because the defendant has failed to make payments in accordance with the consent order They have not attached a draft of the order they are applying for they do not want a hearing, no one should be served with this application the information they are relying on is 1. A consent order was sealed at county court in Jan 2010 2 The Consent order stated that the defendant would pay the sum of £xxxx by installment s of £30 per month or the claimant be at liberty to enter judgement. 3. The defendant has not made any payments in accordance with the consent order the sum of £xxx remains outstanding to the bank. 4 The defendant has failed to adhere to the terms of the Consent Order and I therefore ask that judgement be entered against the defendant for the sum of £xxx forthwith
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