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reload last won the day on September 10 2006

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. The scarlet pimpernel returns for a big grats and kudos to the both of you for detailing your thread so well I'm off back to the shadows to lurk a bit longer now. Damn life for being so busy eh?
  4. Letter received today - full settlement: So - FULL SETTLEMENT OFFERED One point to raise about the letter though: If I have no claim, why the f*** are they refunding me? Bunch of morons.
  5. Hi Karen, The usual bullyboy tactics, it seems. Feel free to send them a note stating that you are willing to accept the payment in partial settlement of your claim, but that you will be pursuing the remaining balance through the courts. This is the correct course of action for partial settlement offers. A lot of the letter just looks like their standard template response generator kicking up the usual garbage that even the person signing does not read. It'll certainly be useful in court should it come to showing the judge the letter
  6. Hot damn, connection was down at work today so only just seen this. Can I now say "Told you it was worth sticking out?"
  7. Claim filed - total of £456.57 including court costs and interest
  8. Thanks for the advice ragsta, well spotted - amended accordingly. Was just testing, honest Seems I'm using the older version of the particulars of claim. I'd suggest anyone else entering a new claim uses the newer vesion available on the link ragsta provided
  9. Ello all, been a while since I've helped out/updated my threads etc, been a mite busy 'out there'. Anyway - Moneyclaim to go in later Another month, another overlimit fee charged. Once the cash comes in from this one, this account is most definately being closed down. 40% interest rates my nipple!
  10. Sooo... again looks like fairly standard proceedure on this one. Thing is though, mother dear doesn't want the hassle of a court case - so she's asked me to accept it. And there I was looking forward to sinking my teeth into Barclays' ankle Oh well, partial settlement is at least something I guess. I would though like to say - don't settle for it if you have the choice!
  11. Hiya, Yep, posting the AQ to the court is fine. Do not forget the AQ fee (where applicable - If your claim is over £1500 and you're not claiming benefits, for EG). You should have received a copy of Lloyd's defense with or slightly before your AQ. It'll be worth giving the court a ring and asking them what happened to it.
  12. Not quite Chris, 28 days from the date you received Notification of Service from the court. Given that you filed on 22nd September, you will probably have received this on or around 24th/25th. 28 days from there would put Lloyd's deadline for filing a defense around the 22nd/23rd.
  13. Hi Chris, When you say 'claim acknowledged' in your earlier post, was the claim acknowledged by Lloyds or by the Court? In other words, did you receive a note from the court stating that 'The defendent has acknowledged the claim?', or was it a 'notification of service' from the court? The reason I ask is that if it was the latter (Which I'm fairly sure it is, thinking about it), the 14th of October date is the period Lloyds have to acknowledge your claim. This buys them a further 14 days, so it appears they have done so - in effect, they have 28 days from the date you received
  14. Excellent stuff Stevo. Another one bites the dust
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