PPI Successes [NO QUESTIONS or EXPLANATIONS PLEASE] - just Bank/How Much with a link to your thread.

[TINK660]

Not going to get too excited just yet but claim has been upheld by an FOS adjudicator who has written to Amex informing them that in their opinion the ppi was mis-sold and the way that they should recompense me.

 

But, I understand that if they decide not to go along with the adjudicators decision they can get an ombudsman to look at it.

 

So far this one has been fairly quick, I have a couple of others with the FOS (all sent the same time in June) and have not heard a dickybird about the others other than they are waiting to be dealt with)

 

Tink

[alanalana]

Watching with interest Tink

 

Let's hope it is a cracking result keep on posting.

 

When you get a refund let me know and I will put a nice big WON on the thread title

 

aa

[crampers]

Hi all we have just received an offer from Bank of Scotland in relation to PPI sold back in 1996 they have offerd to "pay us an amount that would put you back in the position you would have been in had you not taken the insurance " can anyone assist with what this would entitle us too .

 

One letter by the way expected a long fight.

[alanalana]

Hi all we have just received an offer from Bank of Scotland in relation to PPI sold back in 1996 they have offerd to "pay us an amount that would put you back in the position you would have been in had you not taken the insurance " can anyone assist with what this would entitle us too .

 

One letter by the way expected a long fight.

 

 

I amnot able to work out the refund. If you are unhappy with the offer the you always have recourse to the Finanicial Ombudsman Service to take your claim to higher level.

 

aa

[crampers]

Single premium PPI 1140 APR 17% Loan period 48 months does this help

[pecky1]

Hi Crampers

this is the same letter i recieved from them, then withen a week i recieved a nice cheque plus interest, then two weeks later recieved another cheque with the interest that had accumilated over the six years.

Wait and see what happens if you are not happy then go through the FOS as suggested

Pecky1

[alanalana]

Another one for aa

 

LV offered to uphold claim without me having to go to the FOS. Offer is just under £8k.

 

alanalana v Liverpool Victoria **WON**

 

keep up the fight and go to the FOS even if the banks state you have no claim.

 

aa

[citizenB]

Even better news that you didnt have to to get stuck in the FOS logjam. Well done, aa

[TINK660]

Well done, you deserve every penny. woohoooo.....:-D:-D:-D:):-D:-D:-D

[pinknico]

Won against Egg in regards to a loan taken out in 2004. Had to go to the FOS. Single premium and pre ticked box were the main reson for the Ombudsman's decision. Also awarded £200 compensation for the way Egg handled the complaint and not upholding it straight away.

Thanks to aa and MC for all the support along the way.

[TINK660]

In addition to earlier post, FOS have informed me that Amex have agreed to settle this complaint but awaiting clarification of settlement to FOS's terms. So good news.

[alanalana]

Won against Egg in regards to a loan taken out in 2004. Had to go to the FOS. Single premium and pre ticked box were the main reson for the Ombudsman's decision. Also awarded £200 compensation for the way Egg handled the complaint and not upholding it straight away.

Thanks to aa and MC for all the support along the way.

 

Well done

 

You are very welcome enjoy the moment

 

aa

[tiger33]

just had letter off mbna,

offering me £2782 ppi payments,

associated interest £489,

interest at 8% £454

distress and inconvenience £100

grand total of £3825

i had to go to fos so its been about 1 year since i started the claim,so if anyone wants to know what letters i sent just give me a shout and i,ll post them up,then at least you will be able to counter any rejection letters you get off mbna.

[Gamba]

Well done - was this a loan?

[082stewie]

Well done to all those getting funds back!! Well deserved.

 

Are there any successes with Welcome finance PPI? Or a thread I can have a look at?

 

Stewie

[tiger33]

it was a cc

[livingdeadguy]

LDG vs Natwest.

Second claim "WON"!!!!!!!

All thanks to my Good friends on CAG

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/212483-natwest-ppi-claim-started.html

Edited October 5, 2009 by livingdeadguy
Link needed

[skippy176]

Skippy -v- Lloyds TSB (Credit Card PPI) WON !!

 

Just got a letter over the weekend from Lloyds TSB Insurance in south Wales basically capitulating on my claim for repayment of PPI on my credit card (2003 - 2006).

 

 

Simple facts are :-

• on production of a copy of my Consumer Credit Act agreement which clearly showed that I ticked the box saying "Hey, I don't want any PPI"
  
• ... they replied .... "At Lloyds TSB we always strive to offer the highest level of service when dealing with our customers. However, during the course of our investigations into the concerns you raised, we have discovered that the sale of this particular insurance appears not to have met the high standards we would normally expect". What a laugh.
  

They offered me the repayment of premiums, incurred interest and 8% on top. Suffice to say, they got their calculations wrong and I had to write back pointing this out.

 

They have now offered me £6,128.59. I still believe it's a few hundred quid short of what they owe me, but I've accepted it as I am sick of dealing with this and life is too short.

 

I will be making a donation to CAG with the proceeds.

 

My words of advice, especially if dealing with those chumps at Lloyds :- Keep in there, stick at it, they will cough up in the end.

 

Skip

[hopkinson]

They did this to me for 10 years and I went to FO twice before they paid up in the end so keep going

[TINK660]

Well done skippy - nice results - enjoy it!

[alanalana]

Cracking result skippy.

 

if you can link your thread to me I will add the ususal **WON** to the title.

 

aa

[crampers]

Mrs Crampers just received substantial compensation from the Bank of Scotland for a single premium PPI paid in 1996, still waiting for the interest as well.

 

One letter and they coughed up.

[Gamba]

Crampers, did you have to write back to get the interest on top and was it compond and 8% on top?

 

Thanks.

[cfcboy]

Another win here - £300 from HSBc. Now M&S and Egg still to go

[alanalana]

Well done

 

keep up with the good work.