Help me please - NDR - Littlewoods

[athenajm]

Hi, I need some advcie/help please with a debt I have with littlewoods/ndr.

 

I stopped paying anything on my littlewoods acc cause I was having money problems and I stupidly ignored all the letters. it got passed to ndr and they sent me a letter which said

 

We have been instructed by Littlewoods Finance Company Ltd to ceoolect your oevrdue debt of £806.46.

The debt was transferred to us because our client has been unable to contact you.

Therefore we are treating you as an evasive debtor.

a GONE AWAY REGISTRATION FEE of £20 has been added to your account.

This registration fee will be deferred and £20 will be credited to your account if you provide NDR with a contact telephone number and a payment.

Please phone us on 0870 600

This has confused me, how do I owe £806.46 at the beginning of the letter and £1008.58 at the end? Is that my arrears and my balance? Surely when a debt gets passed on to a DCA then there's just one amount owed?

 

I wrote to them explaining that I do not have a phone anymore because I was cut off but that I made a payment at the beginning of April of £20 and I would be prepared to pay them £20/mth and then in 6mths I will be able to increase this to probably £50/mth. They haven't replied to my letter and have now sent me a yellow slip saying please call alex vaughan butno company details or anything. (I recoginsed the phone number which is how I knew that it was from them).

 

I am not disputing the debt as I feel that I spent the money so I shouldn't try to avoid paying them back, but how can I force them to deal with me by letter? Surely at the moment the fact that they have ignored my letter and are sending me demands for me to call them, means that although I have made an offer to pay, they are still marking my acount as no contact etc which will mean that it will go to court?

 

Please please can anyone help because I have no idea what to do next.

 

Thanks

[linz2011]

send them a CCA request http://www.consumeractiongroup.co.uk/forum/general-debt/85616-cca-moorcroft-what-now.html#post773296 letter N

 

Good luck

[surprise]

Hi

 

There are several threads on Littlewoods and NDR, you need to read these, nothing to worry about though.

You need to send for a copy of your agreement, which there proably isn't one, to do this you need to send a CCA Letter its letter N in the templates section of General Debt. Send it with a £1.00 p.o/or cheque, recorded delivery. If they don't send you a signed agreement in 12+2 days they are in default another 30 days and they have committed a criminal offence. Once you have sent the CCA just sit back and wait.

In the meantime do some reading around the site. If you go into search enter Littlewood, or NDR and you will find all the threads.

 

Good luck.

[yaffsimone1]

CCA Littlewoods. Nationwide Debt Recovery are a dormant company. A dormant company must not have any accounting transactions. If it is to remain dormant, a company cannot have paid employees because their wages would have to be recorded in the accounting records. What i find interesting is when you call them it is a real life human being on the other end of the phone and im sure they are not voluntary workers!

 

On these grounds i politely told NDR to get stuffed. They have now sent it to GGC Debt Recovery, turns out they are dormant too!

 

This was an account with Marshall Ward who are owned by the same company that own Littlewoods.

[surprise]

Well if NDR are dormant, how come they are allowed to collect money and issue Default Notices? + they ring you up and tell you you are in default.

[yaffsimone1]

Well if NDR are dormant, how come they are allowed to collect money and issue Default Notices? + they ring you up and tell you you are in default.

 

Thats exactly it, they are NOT allowed but they still carry on regardless because they assume the poor person they are harrassing does not know any different! and while these companies are not being reported they will carry on to do so.

 

This is thier status, obtained off the companies house website.

 

Status: Active

Date of Incorporation: 15/12/1983

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 30/04

Last Accounts Made Up To: 30/04/2006 (DORMANT)

Next Accounts Due: 29/02/2008

Last Return Made Up To: 15/06/2006

Next Return Due: 13/07/2007

Last Members List: 15/06/2006

[mnrbig]

Should we report them to Companies House?

[M.Willows]

Sorry to but in but NDR may not be dormant , accounts are due in soon for July 2007 and we will see if they are , I called companies house to check this out for myself today as I have dealings with my alleged debt with this company and linked companies ,will be able to let you know more as soon as things progress.

[yaffsimone1]

Sorry to but in but NDR may not be dormant , accounts are due in soon for July 2007 and we will see if they are , I called companies house to check this out for myself today as I have dealings with my alleged debt with this company and linked companies ,will be able to let you know more as soon as things progress.

 

Thank you. It will interesting to see what they file this year! Looks like we will have to hold fire with reporting them.

 

In this forum somewhere, i will try and find it, there is a list of all the known DCA's and thier status. It will need updating from time to time but it will give you an idea on whether they should be / are trading or not, who they have been linked to and what names they have previously been known by.

 

I have found it quite usefull.

[M.Willows]

Thank you. It will interesting to see what they file this year! Looks like we will have to hold fire with reporting them.

 

In this forum somewhere, i will try and find it, there is a list of all the known DCA's and thier status. It will need updating from time to time but it will give you an idea on whether they should be / are trading or not, who they have been linked to and what names they have previously been known by.

 

I have found it quite usefull.

Hi Yaff

Yes I have seen and I also agree that someone should be updating this regularly (apologies if they have)

[sytra]

Hi looks like NDR are still a dormant co, my mother is getting hassled by them demanding money......... i feel a CCA coming on

[dpick]

Hi NDR are in house debt collection for Littlewoods Just send CCA to Littlewoods and if same as for most they will send blank agreement with your name and address hand printed on it, then you tell them to get stuffed.

 

dpick:)

[surprise]

NDR are not a dormant company according to Trading Standards. They checked this out for me whilst they were investigating my complaint.