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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Claiming beyond 6 yrs - important new information!!!


BankFodder
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Hi can anyone help me please. i am in the process of claiming back £1,195 worth of bank charges. i recieved a letter about 3 weeks ago telling me that someone was dealing with my case and that they would be back in touch shortly. i recieved another letter today stating that they were still unable to respond fully to my concerns at present it then goes on to say they will contact me again asap and certainly no later than 18th of june . please can someone advise what i should at this stage . should i get back in touch or just wait till the 18th of june?

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Stick to your own timetable, not theirs!! You are in control and you are setting the times and dates, not them. Ignore their date and if you have not received your statements, go for your estimate and then send them a Prelim letter, but having said that they are allowed 40 days to respond to your first request, after that follow your own schedule! Good luck.

nervous

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Hi can anyone help me please. i am in the process of claiming back £1,195 worth of bank charges. i recieved a letter about 3 weeks ago telling me that someone was dealing with my case and that they would be back in touch shortly. i recieved another letter today stating that they were still unable to respond fully to my concerns at present it then goes on to say they will contact me again asap and certainly no later than 18th of june . please can someone advise what i should at this stage . should i get back in touch or just wait till the 18th of june?

 

Sally,

 

Standard responses I'm afraid, and they will just hope you lose interest and go away !!

 

You should do some research into the various stages involved and prepare yourself for the process.

 

First of all read the Frequently asked questions here

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

DO READ THE STEP BY STEP INSTRUCTIONS !!!!!!

As you go on, you’ll also find this very helpful:

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html

You’ll then need to start your own thread;

Go to here:

http://www.consumeractiongroup.c o.uk/forum/

 

Find the name of the Bank your action will be against.

Click on it (the name of the Bank in Bold Blue)

On that page, you will then find a label saying "Forum Tools" (just under the list of page numbers).

Click on it. It will show you some options.

Firstly, it's a good idea to subscribe to the Forum ,as you'll then recieve updates from people in similar situatioins against the same Bank. So click on Subscribe. It will ask how often you want updates (Personally I like Daily).

Once Subscibed to the Forum it will redirect you back.

Hit the same button and choose "Start new thread"

Give your Thread a title eg: yourforumname v whatever bank

(choose how often you want updating by email if anyone posts responses in your thread)

 

Then your up and running !:-)

 

Whilst your there, you might want to take some time to have a look at some of the threads by people taking action against your same Bank, very helpful. Remember, any threads you want to follow, you can either choose the thread tools button, and choose subscribe to thread, or simply whenever you make a post in a thread it will automatically subscribe you to that thread.

On the main page I've posted above, you'll also find lots of highlighted "stickies", which have lots of very informative stuff in them too.

Once your ready to start , you’ll need to do a schedule of charges to submit to the bank, try this one:

http://www.zen122856.zen.co.uk/CompoundSheet_v1.9.xls

 

Best regards and good luck

 

photoman

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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i have all my statements and did send a letter stating that i would like my money back. they did reply saying that someone was dealing with my request. then i received another letter today saying that they still cant respond to my concerns. i just wondered what the next step was

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I am beginning to feel that once a member becomes Platinum some folks think that we no longer need a helping hand:(

 

I could really do with some 'long-in-the-tooth-members' whom know a thing or two about claiming beyond 6 years to have a butchers at my POCs. So many of my fellow comrades appear to have vanished and I'm feeling ever-so-slightly lonesome!!! Any takers?

 

You understand that this doesn't mean that I do not know what I'm soing....obviously...but a simple yep that's fine, would surfice;)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Hi muggins!

 

Just PM a moderator if no one else can help you.

 

I know what you mean though, a lot of the regulars seem to have deserted us. :(

 

Isn't posting a moderator direct a cardinal sin:D It simply goes against the grain!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Hi Muggins

I know a lot of good peeps have disapeared recently, the one who could have really have helped you was Bong! and maybe Glenn. Do you have any threads with Bong on and perhaps you could private PM her, she will I am sure respond and perhaps she will be able to help you.

Let me know if you have any difficulties contacting her.

Regards and best wishes

DS

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Where is your POC?

 

Does this mean it is safe to ask you, zootscoot:eek:8)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Who are you filing against next, muggins?

 

Halifax originally, or is it RBS now, I do get confused:rolleyes:

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Not quite sure what you mean about safe, but I'll have a look.

 

Do you have a link?

 

I am meerly jesting with you, it's too late to be sooo serious:)

 

Haven't posted it onto the forum and don't usually make a habit of doing so. I normally send sensitive stuff like this via private email, if that's okay with you?I have to admit, I'm not sure how to attach to a private message, or even if this is possible:-?

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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I'll pm you my email address:)

 

Thank you kindly, much appreciated:cool:

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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"If not then I struggle to see why no one has taken the step to test this theory.

 

Any thoughts? :wink:"

 

What makes you think other people aren't?

 

 

;)

 

I know people are attempting this but until someone is successful, others will be reluctant to follow.

 

Does anyone know if the claimant would be liable for court costs should they lose?

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If its fast track then if you went to court and lost then you would be liable for the banks legal costs incurred in defending the claim. If it is small claims then you are not liable for their legal fees but you are liable for their disbursements such as travelling expenses and also you would forfeit your court fee.

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Concealment amounts to a question of the morality of the defendant's action. Once this is established then I do not believe that the courts will strive to give them any help.

I understand from Zootscoot that this view is also confirmed by case-law.

 

 

Could I please have the links for this case law please Bankfodder/Zootscoot?

 

Thanks.

 

Tanz

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I think that a single instance of concealment invokes s.32 and the limitation barrier falls away completely.

 

Concealment amounts to a question of the morality of the defendant's action. Once this is established then I do not believe that the courts will strive to give them any help.

I understand from Zootscoot that this view is also confirmed by case-law.

 

 

Sheldon v. R.H.M. Outhwaite (U/W Agencies) Ltd.

 

It is the first part of the statement to which the case law relates to.

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Hello TANZARELLI

 

Bankfodder depositon at top of this 'thread' relying on County Court rule S32. Presumably Zootscoot the alias for a 'learned' lawyer?

 

Its most encouraging when subsribers like Parkvale are compensated, await with interest details of his ultimate negotiating stance.

There is no doubt the media giving much scrutiny to the banks, really coming over the parapet, pace The Sunday Times, 27 May 2007 editorial 'Dirty, rotten banks'.

 

I would exhort all of us subsribers to get letters/e-mails off to the varying media, quoting ST editorial, not our language, that of the respected Sunday Times also 'Which' web-site!

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i have all my statements and did send a letter stating that i would like my money back. they did reply saying that someone was dealing with my request. then i received another letter today saying that they still cant respond to my concerns. i just wondered what the next step was

 

 

Hi Sally45,

 

I dunno . . . but you might get some EXCELLENT advice if you post the actual wording of the letter here.

 

Good luck!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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