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About TheNorthernWarrior

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  1. Hey Gary, did you not write to them and say you'd accept their offer? If so, the Northern has stated on it's web (Northern Bank) that they will stick to their offers for 2 months if it wasn't rejected. Go onto that web site and read it, if it applies to you, call them and quote that! They will not go to you.Chin up, even if there is a delay, you will eventually get your money, CYNthesis proved it surely. NorthernWarrior.xx:)
  2. Never feel guilty Gary. What Caro said is true. When bankfodder suggested changing my name, he was right. I am the kind of person who really does need a kick up the***, and when it happens my temper can get the better of me. No, I don't think any less of you, cos you must remember, if people can afford to wait, all well and good, but if they can't so be it. It really does come down to peoples financial situations, always remember that and yes, I guess if it was me I would have held out even though i am still crying out for money, but hey, chin up, we still admire for you for what you've done!
  3. Hi Gary. First of all to the statement of the Northern Bank---- CRAP!! Secondly, what and why do are you doing amendments? My £9.50 always appeared with the referral fees and then I was also charged the fees and interest. I INCLUDED the fees because these were deemed to be unfair. Yes, I had gone over my overdraft, obviously and for the bank to say that these are included in the terms and conditions , well, isn't this what we are objecting to? All of the referral fees and these sporadic £9.50 charges have been included in their fees as I have said. With me, they seemed to charge the fees and
  4. Hi johnspeehs, that is not strictly true. You can split claims here in N.I. cos i have and so has LTWFB. If a claim is above 2k , then you can split it to under the 2k or just on the 2k. Once this claim has been settled and only then, submit the other claim immediately. You do not have to notify the bank, all that is needed if the bank asks when settling the first claim, is that ' I/We accept your kind offer of blah blah for claim number' and that is IT! As in my case once i received my first money i just put in for my second with my £62.00 and that was that. These could be seen as one claim b
  5. Yes, Gary, you are right about having the same court bundles regarding CYNthesis and the National Australian Bank and when you need them i'll do my best in sending them as attachements. NorthernWarrior. P.S. The battle cry started in your first line on your first thread, but that was just sheer coincidence on my part. xx
  6. Hey Caro, nice to have you back, how are things? Well, Bankfodder made me realise that the name was wrong and it only made the banks feel more superior and what with his academic expertise and knowledge he made me feel safe and secure in what I was doing and once I knuckled down and concentrated on what I was supposed to be doing, I could feel the anger welling up inside me and the way that the bank just presumed i was not going to go to court and was just going to cave in instead! So, here I am, also it was a lot to do with you as well, what with all your help and advice, so realistically i h
  7. Don't be afraid, why they insist on doing this , I really don't know!! You will NOT BE GOING TO COURT:) but you must be prepared for going mentally so that you will become so fired up with all your prep work that you will want to go into the courthouse guns blazing, believe me I most certainly did!! I had completed all my court bundles and there was NO WAY i was going to lose out on my prep time as I have already stated. So, when is your court date? If you start downloading your prep now and maybe saving it on disk it will keep you focused and do remember to include CYNthesys and all the info
  8. Why don't you just write;. Thank you for your letter dated blah blah. I will accept your offer of £xxxx for claim number xxxxx . signed blah blah. That way if and it's a big IF you have to claim again, they cannot hold you to their stated letter!!! Well done, anyway. NorthernWarrior. P.S. I don't know what i hit, but it will explain the letter writing.
  9. I think that has happened to a lot of people here, me included and it just got to the stage that enough is enough! There was a case in England a few months ago, where a judge ruled the bank to be unlawful in closing down a customer's account after they successfully won their case and the judge fined the bank for doing so. The moral is there, just bite the bullet and take no nonsense!! Northernwarrior.
  10. hey,hilaryfrances, I resolutely refused to open a parachute account. The way I saw it was nobody was going to dictate to me, whether i had my account closed or not! I was the paying customer and if I wanted to close my account then it was up to me, it is my choice nobody else's. So, why should you close it, I didn't and the bank didn't threaten me either. Northernwarrior.
  11. garygumps, all my maintenance fees always seemed to occur when i was overdrawn. In the space of 2months, i had maintenance fees, so realistically, these were also a penalty for the referral fees, KEEP GOING AHEAD, let them take you to court because if i had a million pounds to spare, they wouldn't even cross the threshold of the courthouse. Read the news regarding the latest on the Yorkshire and Alliance & leinster. To prove their charges will set a precedent and NO bank wants to do that.Keep rereading my thread of good fortune and you'll really believe that if you are strong enough and re
  12. As I have said on my thread, i am now going to go beyond the 6 yrs. The stress has gone and I am now ready to begin claiming again!! The news today inspires more hope what with the Yorkshire and Alliance&leicester being made to disclose their charges and explain??? GO FOR IT, THE BANKS DO NOT WANT TO GO TO COURT!!! Well i am now off to start all over again, but at least i have my prep work on file. Do remember, if you have prepared your court bundle and you are offered a settlement, DO ask for your prep time, the judge may award it to you, but if nothing ventured, nothing gained!! :D no
  13. Yep, the NorthernWarrior is here!! I've settled down, relaxed and now after reading about the news regarding the Yorkshire and Alliance & Leicester being told to disclosure their charges, I am now going to go back beyond the 6 yrs!! I have calmed down, stress has gone and I am going to send off my prem letter. At least i have all my other bumpf on file so hopefully it'll be less work to prepare!! GO FOR IT GUYS!!! NorthernWarrior.
  14. Thanks everyone! But do you know, it isn't about the money now, the feeling that i have right now is of justice having been done. I know it sounds corny, but it really is true! The bank wanted to intimidate for as long as possible in the hope that because it is such a huge concern a little member of the public was not going to be any real threat to them and that is what this is about! We are a threat because we have had enough of this constant bullying and robbing of the 'big giants'. Always remember Goliath and David. Who won then ? And because of the rush on Tuesday from the bank, they were
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