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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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Saint v Barclays


saintly_1
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Thanks

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Tipsy got through it pretty quickly with the help of hubby .... amazing how he helps now that we can actually do something LOL

 

I can feel a few bacardis heading my way later ;-)

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Oh well done Saintly, and you did get to use your highlighters, did you use lots of pretty colours? LOL LOL

 

Not a bad sum of money aye, now the fun starts, good luck I will watch with interest

 

Caz:p

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Thanx Caz think im gonna need all the moral support and cheerleading *\o/* i can get. Hubby drew the line at me using ALL the colours but i did get to use a few ;-) Roll on tuesday lol

Better get some more ink for my printer as well .... think im gonna need plenty of that and paper (wonder if i can claim it back) LOL

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hi saintly, glad to see that the ball is definatley rolling for you. i bet you were a dab hand with those highlighters. roll on tuesday when you get your prelim letter off. its all deadlines from now i and the clock in counting down to your pay day whoo hoo !!

linda

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i know .... been going through prelim 14 days .... LBA 14 days ... then mcol/N1 .... still not decided on that will need to do some reading/ asking questions as to which is best route to go .... leaning towards mcol but not sure lol

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Saintly.

Tip:

Once youve been through your paperwork, highlighting.

go through them again....have a break and then go through again!!!!

 

I went through mine 3 times and each time found charges I'd missed previously.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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2 of us went through them daren me 1st then hubby then me again as i was adding to the spread sheet ........ but im gonna go through them again tomorrow or monday ..... deffinatly NOT tonight as ive now had a few bacardis and might see double lmao

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Hope you drank plenty of bacardi saintly you'll need to start practising for when you celebrate your win lol :)

28/2/07

Sent request for repayment of charges totalling £2,800 (I want it ALL back!).

8/3/07

Barclays send sorry your not happy letter

14/3/07

Letter before action sent

25/4/07

Barclays offer £1,790

27/4/07

Thanks but no thanks to the offer sent

28/4/07

Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely :-D

11/5/07

Barclays acknowledge claim

30/5/07

Barclays defend claim

19/6/07

Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!

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Welll, ermmmmmm yehhhhhhh, ermmmmmmm

 

Theres nothing to advise you, you are doing such a good job with advising everyone else that you wont need any.

 

The only thing I could do is wish you luck but even then we all know its not down to luck its simply a procedure now.

 

so 'happy procedure' Saintly!!!!!

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Thanx Daren ..... but im sure there will come a time when i have one of those 'blonde' moments and will need help lol ....

I have to admit that i dye my hair blonde to match my roots

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Received a letter today,its the typical 'We are sorry you have had to contact us about the level of service you have received from Barclays.'

As i only sent my prelim letter yesterday it must be in responce to my letter os non-compliance to the SAR's . They will get back to me no later than 19 June 2007

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Recieved in the post this morning another set of statements ... well will save some copying when the time comes lol

 

and just checked they received my prelim letter on the 31st May

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today another envelope of statments (to go with the 2 envelopes that arrived yesterday) this envelope also contained my cheque back ... thought i wasnt going to get this back.

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Recieved today the 'Sorry your not happy with the charges you have incurred ' letter

They will endeavour to respond to me within the timescale of my letter (yeah right of course you will)

They aim to find a solution within four weeks (just pay me back my charges .. problem solved)

A full report or an update on our progress will be sent within eight weeks (Think we will be well beyond where the findings on the report will have any bearing )

 

Just thought i would keep you updated

 

saint

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yawn...

It annoys me the way they try to make it look like a personal letter.

 

mine had a scratchy scribble for a signature which didnt say anything, with no name under, so who it came from I'll never know..

 

Im gonna wait til monday, then phone them up to inform them I am starting court proceedings against them

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Its my cheeky devil ... i have a collection of them someone thought it suited me better than my saintly nick Not sure why LOL

I keep saying im gonna get it descretely tattooed somewhere but havent plucked up the courage

 

Dont worry i will be sticking to my timescale LBA due out tuesday :)

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Go for the tattoo girl,it's brill!! Know its a bit late in the game but have just read your 1st post (7/04/07) & cannot believe that 2 months down the line u are so knowledgable-u must have a memory like a sponge to absorb evything cos I can't remember half of what I've read!!

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