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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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bad head and getting worse round 2 ***WON!***


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i find it very strange that lloyds seem to be dragging their feet with fzrkitten and my claim, i would of thought as lloyds were issued with a disclosure notice they would of settled weeks ago but that doesnt seem the case which i find very strange. are we missing something

 

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Is it just that it's a lottery and there's no logic behind it at all?!

 

:rolleyes:

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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Take heart, my brother started his claim against HSBC in January and has only just got a court date for August.

I have a couple of questions for you:

 

1. How long did your first claim take from start to finish?

2. How was it resolved? Out of court Settlement?

3. Has there been any mention of them closing your acct?

 

Thanks in advance

 

Titch

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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Cool, thanks for that.

Sorry I didn't realsie you're claim had taken so long, obciously not fully awake when reading your thread this morning. But then it is monday!

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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so i posted my non compliance letter at the court today as my judge is sitting tomorrow, he seems a pretty fair guy as he issued the disclosure notice in the first place.

 

has ANYONE got any ideas as to where this can go from here, my first claim was just as stressful but was very simple

 

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Hi Christina,

sorry can't answer but I'd say its down to the Judge now. Watch out for a strike out for abuse of process. Watch the post for nice big cheque! Watch out Lloyds we're on your case!!!

Good luck

Night Owl

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

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i find it very strange that lloyds seem to be dragging their feet with fzrkitten and my claim, i would of thought as lloyds were issued with a disclosure notice they would of settled weeks ago but that doesnt seem the case which i find very strange. are we missing something

 

Our claim has been going on for 7mths with Lloyds - we have a court date for 22nd August and sent disclosure letters, nudge letters, threatening letters (not really but a nice thought ;) ) and have heard nothing nor have had any settlement letters. You are not alone.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Hi christinajanep:)

 

It took 10 days from me applying for and recieving judgment, that was from a court that is saying it's very busy (but then i suppose they all are now!)

Then another 2 weeks or so for me to get the money, but that was for payment by cheque, hopefully it would be quicker if payment was going straight into a bank account.

 

I really hope your claim is finally on the way to getting sorted out, will keep everything crossed for you:)

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todau i have had the following:-

It is ordered that unless trhe defendant by 4pm on the 26th July 2007 comples with with paragraph 2 of the order dated 19th june 2007 the defence shall be struck out without further order and judgement be entered for the claimant..

 

is this good or bad news and will this now delay my claim as i had a court date for 10th september

 

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todau i have had the following:-

It is ordered that unless trhe defendant by 4pm on the 26th July 2007 comples with with paragraph 2 of the order dated 19th june 2007 the defence shall be struck out without further order and judgement be entered for the claimant..

 

is this good or bad news and will this now delay my claim as i had a court date for 10th september

Excellent news! No, this won't delay the claim. If you don't hear anything by the 26th you need to hand in a N225 form to the court. I'll help you with it nearer the time, although its fairly easy anyway tbh. Only a couple of boxes to tick, etc.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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should i fax a copy to [problem] or not

If youy want to, although the court will have sent them it anyway.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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ok. what is the chances of this getting sorted by the 26th. do u think lloyds will comply or settle the claim by then, the reason i'm asking is i'm taking two weeks holiday next week and it would be wonderful to have it sorted by then

 

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