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    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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nima vs hsbc


nima21
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was to be expected. check out those links lattie gave you in post 118 - will give you an idea of what may happen next & some nudging ideas.

 

well those 28 days flew in the end!!

 

onto the next stage - notice of transfer to your local court & directions from the local judge.

 

youre getting there nima :)

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thanx pink lady lol

yeah was 2 be expected i guess, read all the great links from lattie already so i know what 2 expect and what 2 do now, more waiting now i guess lol

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Have u heard anything from DG at all nima? No offers or anything? I've not even had an acknowledgement they have received my schedule etc and I know that they have cos sent it recorded.....:|

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I have written to DG many times now and have received diddly squat from them. I also e-mailed them asking if they had received my schedule of charges. They replied stating that they had.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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hi

 

i think that i was only a couple of days behind nima and charliedog - acknowledged 11th may but yet still to defend as yet.

 

I am trying not to keep checking it but its just to tempting.

 

I guess i am hoping that i can hit the start judgement button.

 

I'll keep you posted.

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At least you have all had some form of contact stating your SOC has been received ...not even had that from DG ...did wonder when you were supposed to use the start button - what exactly happens when the button is pressed? Also how big or small are your claims - just wondered if they deal with smaller ones first? CD:p

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You can press the button if you like. MCOL will let you know if you can start judgement or not (I pressed it out of curiosity, it didn't get me anywhere) My claim in total is for £4,220.00.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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I've not had anything from DG confirming anything.

 

Mines only for just over £1500 so it will be interesting to watch over the next couple of days to see if they do actually put a defence in.

 

knowing my luck, i'll look tomorrow and it will be there.

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I pressed the button :D

 

Just came up that i was requesting judgement, well until the next day, when judgment was rejected because DG had finally put their defence in :rolleyes:

 

Now have the transfer notice, just waiting on local court getting in touch now :cool:

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So we are all running in the same race then...exciting ... also nice that we can all chat to each other and help each other out - esp with the help of the wise ones i.e. Lattie, Crusher, Pete and Pink D etc -and Netty if about:p

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Hi

I'm another runner!

 

MCOL acknowledged 11/05/07

deemed served 14/05/07

refused offer (85% of original claim without interest and court costs) 25/05/07

 

Following your thread with great interest!

Is anyone else thinking of applying for wasted costs- a letter to HSBC and local court anticipating HSBC not actually defending in the long term?

 

Good Luck!!!!!:)

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