Bank defending claim

[knagberi]

I took my bank the Lloyds TSB to court to try and get my charges back. I received a letter from the court in Northampton, and the bank have said they "intend to defend all of this claim".

 

Can someone give me any advice about this. Does this mean the bank are going to contest this or is this another tactic they use to make people back off?

 

Many Thanks.

[121o121]

Hi

 

Northampton County Court handle all claims filed online. Upon allocation it will be transferred to your local county court.

 

LloydsTSB will enter a defence (around the deadline (28 days)).

 

Nothing much to do unfortunately. Just a waiting game now.

 

Familiarise yourself with the AQ (allocation questionnaire) as thats the next step.

[knagberi]

Where can I find a copy of the Allocation Questinnaire? When Lloyds TSB enter their defence does that mean I will have to go to court?

 

Thanks for replying.

[Advoc8]

As a starting point on allocation questionnaires read this thread. There are others you can look at later on.

 

Submitting a defence is a tactical delaying move to see if you'll chicken out. It's virtually certain they'll settle before the trial date.

[knagberi]

Thanks for replying. I certainly hope that it is just posturing by the bank and they do settle before the date. Thanks for the info.

[Advoc8]

Have a browse in the Lloyds TSB section click here - see how they're playing things at the moment.