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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Diskmandave -v- Robinson, Way & Co - The Never Ending Story


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You know when you are in trouble falling asleep at the keyboard, when at work everybody asks you what that funny imprint of the letter 'H' is on the tip of your nose.

 

Well, their clients are Robinson way . So named as the creditor . They have referred the query to themselves are are thus pondering and awaiting their own instructions. What a joke of a company .

 

Good innit! The letter H is imprinted on my forehead...!!!

 

DMD -Vs-

fighting0061.gif

RobWay!! Who's going to win.....???!

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I hope most in robinson way are man utd supporters. Good win today for city )

 

edit:

 

If you want to do naughty letters, do like i did. A letter from the STD clinic with most of it showing in the envelope window to a high ranking .. in your case London Scottish ..executive.

 

If DCA's want to play those games ( aka your envelope scan ) , we can play them better .

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My dearest Horwich Farrelly,

 

Words cannot express how excited I was to receive another one of your lovely stripey letters. Our relationship has grown steadily over recent months and there are moments even now when I have to stop and poke myself for being so deserving of your time and attention. Your loyalty and devotion is truly overwhelming.

 

I eagerly await instructions from your client as to the next stage in our special friendship.

 

With baited breath,

 

Dave... :p

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There is such a lot of scope for revenge with the large windowed envelope . Do you think Louise Scholfield , the collection manager at robinson way would understand if similar embarrasingly formatted letters came her way ? I think she would be ok , she knows how easy it can happen .

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It seems that quite a few DCAs suffer from this sort of dissociative identity disorder.

 

Horwich Farrelly seem to only use one address (and it's not Quays Reach), so you could write to the senior partner to say that you have received correspondence purporting to be from his firm from Quays Reach, which you know only as the address of a disreputable DCA. Since you cannot fathom why one company would seek to misrepresent themselves as another (except to mislead), nor can you work out why a client would need to take instruction from themselves, and since his firm doesn't list Quays Reach as an office, could he clarify the situation, by confirming (or not) whether there is indeed a Horwich Farrelly office there and how many HF staff work there.

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It would be intereting to know if a REAL solicitor actually signed off on any of those threatomatic standardised forms. There probably isnt a real solicitor anywhere about the scummy DCA office. Some spotty kid with an O level in woodwork is probably their legal advisor as he had read the first two pages of a John Grisham Novel

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At this point..... If anyone wants to suggest a letter, even a bit of naughty fun please say so!!! Always up for some fun.....!! LOL!!

 

T'internet is full of useful ideas as to how one could obtain 'revenge' on these people who use large windows on their envelopes. Imagine the fun in the Robberscum Way/Whorewitch Farrely post room if some of their staff get letters from funny clinics or rival DCAs offering employment ;)

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DMD , can you not ask robbing **** way to up their output on the humourous bogus threats and exposure letters debacle , I am getting cold turkey here . Are robinscum way watching?, give that printer a kick , come on.. you know you never got a christmas hamper last year, you know FOS charges in plenitude are good for all.

 

Write one from bbc watchdog saying thank you for offering to provide details regarding illegal practices, we should like to contact you further for our autumn series.

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no no you sent the letters marked

 

 

300 marked LEGAL NOTICE

300 marked PAYMENTS ENCLOSED

300 marked NEW ADDRESS

 

without stamps

 

:-D

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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Subscribing :p

 

LOL Dave this is one of the best reads I have had in ages !!

 

Love Spiritgirl x

Please note I am not legally qualified, I am offering advice based on my own personal experience in the hope that it may be of help to others in a similar situation.

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Hi Dave, great thread.

I have been receiving letters from the wonderful people at Horwich Farrelly aswell, what a lovely bunch (not).

I'll watch your thread with interest and compare notes

Penny:) .

Whorewitch Farrelly really need to be reported to the Society of Solicitors in Leamington Spa.

 

In actual fact the letters come from the same threatomatic computer that Robberscums use. The spotty pre pubescent operator just changes the paper.

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Thats true ODC, the envelope and letter style are exactly the same as R,W&Co the only difference is the letter heading is Horwich Farrelly and under their name it says "Regulated by the Law Society" now somehow I dont believe that but maybe that's just me being suspicious.

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Thats true ODC, the envelope and letter style are exactly the same as R,W&Co the only difference is the letter heading is Horwich Farrelly and under their name it says "Regulated by the Law Society" now somehow I dont believe that but maybe that's just me being suspicious.

What actually should happen is that solicitor should check each and every one of these letters before they are sent out. In actual fact what happens is that they are sent out in a mass mailing and as they ar ''standard letters'' the soliocitor feels its not nessecary to check them. However as they are standard letters they often do not relate to the queries raised by the person to whom they are sent. Therefore a complaint should be made to the Society of Solicitors as these letters breach all the rules

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