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    • thought your story rang a bell. https://www.consumeractiongroup.co.uk/topic/416315-knightsbridgecreditfix-iva-treated-me-very-badly-thinking-of-bk-now-help/ you vanished and never cameback. dx  
    • and it legally informs them of your correct and current address as you must do with all old debts last paid/used in say 7 yrs you dont want backdoor CCJ's. what were the names of these IVA scammers, the one you took it out with, and the one that scammed you to let them take over please? your story is slightly worrying. dx  
    • Incidentally, congratulations on not buying the warranty. That is another Big Motoring World rip-off. See what we have to say about extended warranties and the Big Motoring World attitude to them is particularly unhelpful
    • well that google is from 2019, but the photos are certainly of someone driving on the public highway in/out by an ANP system, though the site of where the camera actually is, is not showing there are anpr cameras up by the low yellow barriers but they wont get from facing shots from there. interesting, needs to be checked if the road IS a public highway but on private land, cause as you say, if the whole area is max 4hrs , how does the hotel work< ?? must have a reg entry system.  now as for taking pictures of cars on a public highway then guessing the are parking ...erm.... i dont thnk thats right nor allowed under GDPR. dx  
    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
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Parkes Vs Abbey***WON***


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Parkes don't worry about help on the day, Abbey will settle before, you may not get paid but you will have an offer, I would suggest that you don't canx the court hearing until the funds are cleared, Abbey will ask you to do this, once you have the offer then contact the court and let them know.

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t'other thread:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Worse case scenario is that you do turn up in court...Abbey wont and therefore it will be a cosy little chat between you and the judge and you win by default. Court is on your side and even more so when you represent yourself. If there is anything you don't understand just ask. It's not like you see on TV either, for cases like this it will probably be in a small office type room conducted across a desk. Chances are though they will settle on the phone with you today

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Parkes,

 

As people on here are saying the Abbey will settle pre-court but be very firm in your own mind about the figures and don't let them bully you down, because that's what they'll try to do.

 

100% or see you in court on Thursday:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I have just read your other thread http://www.consumeractiongroup.co.uk/forum/abbey-bank/70473-parkes-abbey.html and this should have been over and done with ages ago. Abbey had to submitt their court bundle by 5th of March or something, therefore if they haven't you have already won. Abbey has failed to comply with a court order. Personally I would ring the court first and check to see if they ever submitted their documents. Then once you have an answer from the court phone Abbey and let them know they have breached a court order.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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I would strongly suggest and immediate and urgent phone call to the courts now. then a call not email to Abbey

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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I have just read your other thread http://www.consumeractiongroup.co.uk/forum/abbey-bank/70473-parkes-abbey.html and this should have been over and done with ages ago. Abbey had to submitt their court bundle by 5th of March or something, therefore if they haven't you have already won. Abbey has failed to comply with a court order. Personally I would ring the court first and check to see if they ever submitted their documents. Then once you have an answer from the court phone Abbey and let them know they have breached a court order.

 

 

Well spotted,noob. Have to say I didn't read the other thread:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Have just had an e mail from Abbey and this is what they said...

In response to your email, I am writing to you in order to negotiate a settlement with regards to your legal claim against Abbey. After having verified your claim, I believe the total claim currently stands at £3811.80 (including all interest to date, all court fees and less the goodwill gesture received of £250.00 on 15 September 2006) . In both the interests of commerciality and the over-riding objective of the court process, Abbey would like to make you an out-of-court settlement offer of £3100.00.

This reduced amount reflects the fact that some charge should have been levied on each of the defaults made against your account and also that an out-of-court settlement will undoubtedly avoid any further time and/or costs expended in the pursuit of this legal claim.

Given the imminent court hearing, this offer will stand until the end of today, please let me know whether you wish to accept this offer and I will process payment. I look forward to receiving your response,

..................................................................................................

I have also called the court and they told me the bank has not submitted any evidence. I asked if this means I win by default and the person at the court told me "No" I still ahve to turn up for the hearing as normal.

What do you think gang?

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Not enough, tell them to go forth and multiply:)

 

 

If you accept less than 100% in your situation then you're throwing money away

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Tell them you will see them in court and also have a wasted time action against them and apply for additional costs...printing postage etc etc

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Tell them you will see them in court and also have a wasted time action against them and apply for additional costs...printing postage etc etc

 

 

Which will amount to another £500 or so

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Try this email :

 

Dear Ms Kirkham

 

Whilst i am prepared to accept that Abbey have a right to charge liquidated damages for a breach, until such time that they are prepared to state what they are, then I regret I am unable to accept anything less that 100% of my claim, plus interest to date plus court costs plus , as a litigant in person £9.25 for each of the x (insert how many hours it took you to compile your court bundle) equalling £XXXXXX.

 

Did they file a court bundle? if they didnt then add this.

 

I am well aware that you have breached a court order that ordered the compiling of a court bundle, i know that you have received mine, so unless we can settle this amicably out of court, I look forward to seeing you in Luton on XXXX

 

 

Change and amend to suit yourself

  • Haha 1

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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thanks marie LOL

 

I get all stroppy when it comes to other peoples claims, but at this point, she can really afford to hold out for EVERYTHING, she may still have to go to court, just to tell them that Abbey have agreed to pay X amount and can she have a months stay to receive cleared funds and perhaps an order informing them to pay up

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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have e mailed this to them

 

Dear Louise, thank you for response.

I have contacted the court and they have confirmed you have not submitted any evidence (Court bundle).

I therefore feel you are being unreasonable as you are fully aware of the court deadlines and need for evidence etc and I will win by default.

I will settle for 100% and nothing less and will increase costs I incur, if I need to waste a day off work, and will inform the court of your delaying tactics which surmount to wasting public court time.

I look forward to hearing from you later today with a full settlement offer.

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thats good parkes, how long did it take you to compile the court bundle and printing and ink costs? you should claim for these aswell you are entitled to

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I expect nothing less that they have agreed and are posting a cheque or paying it into your account LOL

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Parkes, they seem to have let this go on so long by some error or else they think they can beat you down by ignoring you!

 

YOU ARE IN A VERY STRONG POSITION NOW. If they haven't submitted any evidence, they are really very very silly and you will walk it!

 

Good luck - stay strong - but you won't need luck!

I wish I lived near Luton to come and see you slaughter them on Thrusday (although of course they will settle before)

Apple x

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