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    • you would most probably have to raise a court claim naming the dealership and the finance co as joint defendants. you'd win hands down. @BankFodder is best for confirming this. you don't 'contact them' you WRITE expressly exercising your right under CRA, etc as above.
    • Thanks for the reply do you think it’s just a threat for the 14 days or they will send court letters 
    • That’s great, thank you so much. We will contact Doves and the finance company again and hope they will resolve it. Out of interest, where would we stand if we did pay the costs? Would we then be able to claim that back or should we just wait for a response from them before we take the car back from Mercedes?     
    • As I'm off on holiday on Wednesday and won't be around I'll bring things forward and be pessimistic and decide that Iceland won't cooperate.  There are two things to ponder. The private parking companies have a lot in common for obvious reasons.  But also some differences. Excel and its sister company VCS are by far the most litigious.  They take large numbers of motorists who don't pay them to court - perhaps the majority.  That's not because they have a good case.  Indeed their case is rubbish.  It's because, sadly, enough people are terrified of the idea of going to court and just pay up when the court papers arrive.  It's a numbers game to Excel/VCS. In cases where the motorist is in it for the long haul, Caggers win 85% of the time in court against Excel/VCS (yes, I did once go back and counted all the court cases over the previous 30 months).  But Excel/VCS take the odd defeat because of the mugs who just panic and pay.  So take this into account when deciding what to do. Secondly, without boring you with the reasons, I know about the world of local journalism.  Papers have great difficulty in filling their column inches.  If you do contact the local media there is a 100% chance that they will publish something and embarrass Iceland - and maybe get them to back down. Again, have a think if this is a road you want to to go down. If you don't win by Wednesday!  
    • Followed up with letter which is no surprise as I’m easy to find via electoral roll. Letter says we have been asked to recover from you on behalf f our client in Middle East x amount. if you believe you are not liable please contact us - yeah right! If you wish to make payment here are our client bank details which look genuine and relate directly to a Dubai bank. ” if you don’t engage our client may take further action” etc blah blah blah. its the same type phrases used by CWD/IDRWW/IDR etc…..   I ignored the email, blocked the text number and will wait to see if I receive any formal action via Mail but seems like the same tactic I’ve seen for 10 years plus and I’ve ignored all. just for people’s info
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

mariejader v Abbey **DEFENCE STRUCK OUT!**WON**


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Your most welcome.:)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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hi marie

could you tell us which court it was please

 

thanks wayne

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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I'm really pleased to be writing this:

 

CONGRATULATIONS!!

:D :D :D:p :p :p

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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my AQ was sent on the 2nd april and still havent heard a thing phoned the court this morning and was told there on strike so i struck out uurrgghh!!! will try again tomorow really hate waiting as keep thinking must have done something wrong so sitting here really peed off as everyones is moving forward oh well never mind ehxxkia

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I dunno, I go away for two days, and I get back (literally 30 minutes ago) and first read jcaps good news ~now this!

 

Congratulations!

I hope you get your hands on the cash very soon!

 

Well KnellyK

 

Will you go away again and maybe I'll win :) :)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Well KK

 

As my court date isn't until July, you could be gone some time;)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Well done on your win. No more than you deserve, of course.

 

Once again, Abbey and their legal advisors should hang their heads in shame.

 

I would also like to congratulate GaryH on his excellent application template. I am sure that this must have contributed significantly to the judge's decision.

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Thanks everyone for the support :D

 

Cassie my AQ was put in on the 12th April along with at least 5 others in that 24 hour period, I am sure most people have had reply's back now so your's should be any day,

 

It may be a idea to give the court a ring and see what's happening with your case, good luck and let us know how you get on

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Once again well done Marie. I cant wait to read what the Judge said.

 

Cassie- You and me are in the same boat , AQ in on 10th April and so far nothing heard. I am going to try the Court this morning as it will be exactly 3 weeks since D Day.

 

I really do think Shabbey are being most unfair in not paying out when they know they are going to have to . It is a stressful experience having this hanging over you , we are just another case number/account number to them but to us it is something that requires a lot of research , work preparation etc and hopefully now the Judiciary realise this , together with the abuse of the court system we may get Judge(s) to make a stand .

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Congratulations, Marie!!

 

It's all gone horribly quiet on my claim: Abbey filed their defence on 26th March and I haven't heard a peep out of them or the court since, no AQ, nothing. Think I'll ring the court this morning and see if they know what's going on.

 

I hope you get your money soon - enjoy it!

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Once again, Abbey and their legal advisors should hang their heads in shame.

 

 

thats a good one, BankFodder.

 

do you think the banks are ashamed of their actions?

 

me neither ;)

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Hi mariejader!

 

Firstly many many congratulations on your win!! Well done!!

 

I've read your entire thread!! Very relevant and informative

 

In post 62# I read what GaryH has put and think it's an excellent section to help fight the case.

Can I asked if you added this to your AQ??

 

Congratualtions again:D

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Can I asked if you added this to your AQ??

 

Yes I did but it was slightly amended, I also enclosed the details of the Nat West case because I felt it would help my claim, at the time I did not realise that Newbury shared the same DJ's as Reading, you cannot imagine how excited I was when I found that information out. ;)

 

Good luck with your claim

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Received the paperwork from the court yesterday advising Abbey has filed an acknowledgement of Service on the 25th Feb.

 

When I took my original paperwork to court (3 x N1 and list of charges etc) I left them all there,

 

It took a week for the court to raise the notice of issue which they sent me a copy, however I have not received my copy of the N1 back should I have a copy?

 

 

hi mariejader

i have finally received my microfiche from abbey and have worked out that they have taken in the region of 2627.00 in charges from 2003 to 2005, and im not sure what the next step is, any help and advice would be much appreciated.thought i would contact you as you seem to know what to do lol

thanks for any advice you could offer

adelita

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hi mariejader

i have finally received my microfiche from abbey and have worked out that they have taken in the region of 2627.00 in charges from 2003 to 2005, and im not sure what the next step is, any help and advice would be much appreciated.thought i would contact you as you seem to know what to do lol

thanks for any advice you could offer

adelita

 

Hi Adelita

 

Firstly I would suggest that you have a good read of the FAQ's so you are aware of what the procedure is.

 

Secondly start your own topic and keep a track of your claim, you can post any questions you have in there.

 

Regarding your claim if you have worked out your charges then you need to send the premlin letter first which you will find in the library section.

 

The best advice I can give you is do as much reading as possible in the Abbey forum and keep to the time scales that you set, ie 14 day's. Abbey will send you standard letters advising they are looking into your complaint and it will take 40 days just ignore these and press on.

 

Good luck with your claim

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