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    • thought you said you had an sjpn? dx  
    • dont go near them bunch of scammers! ive removed ref. dx  
    • I used to post regularly in order to provide factual information (rather than advice) but got fed up with banging my head against a brick wall in so many cases when posters insisted black was white and I was writing rubbish. I have never posted anything which was untrue or indeed biased in any way.  I have never given 'advice' but have sought to correct erroneous statements which were unhelpful. The only username I have ever used is blf1uk. I have never gone under any other username and have no connection to 'bailiff advice'.  I am not a High Court Enforcement Officer but obtained my first 'bailiff' certificate in 1982. I'm not sure what records you have accessed but I was certainly not born in 1977 - at that time I was serving in the Armed Forces in Hereford, Germany (4th Division HQ) and my wife gave birth to our eldest.   Going back to the original point, the fact is that employees of an Approved Enforcement Agency contracted by the Ministry of Justice can and do execute warrants of arrest (with and without bail), warrants of detention and warrants of commitment. In many cases, the employee is also an enforcement agent [but not acting as one]. Here is a fact.  I recently submitted an FOI request to HMCTS and they advised me (for example) that in 2022/23 Jacobs (the AEA for Wales) was issued with 4,750 financial arrest warrants (without bail) and 473 'breach' warrants.  A breach warrant is a community penalty breach warrant (CPBW) whereby the defendant has breached the terms of either their release from prison or the terms of an order [such as community service].  While the defendant may pay the sum [fine] due to avoid arrest on a financial arrest warrant, a breach warrant always results in their transportation to either a police station [for holding] or directly to the magistrates' court to go before the bench as is the case on financial arrest warrants without bail when they don't pay.  Wales has the lowest number of arrest warrants issued of the seven regions with South East exceeding 50,000.  Overall, the figure for arrest warrants issued to the three AEAs exceeds 200,000.  Many of these were previously dealt with directly by HMCTS using their employed Civilian Enforcement Officers but they were subject to TUPE in 2019 and either left the service or transferred to the three AEAs. In England, a local authority may take committal proceedings against an individual who has not paid their council tax and the court will issue a committal summons.  If the person does not attend the committal hearing, the court will issue a warrant of arrest usually with bail but occasionally without bail (certainly without bail if when bailed on their own recognizance the defendant still fails to appear).   A warrant of arrest to bring the debtor before the court is issued under regulation 48(5) of The Council Tax (Administration and Enforcement) Regulations 1992 and can be executed by "any person to whom it is directed or by any constable....." (Reg 48(6).  These, although much [much] lower in number compared to HMCTS, are also dealt with by the enforcement agencies contracted by the local authorities. Feel free to do your own research using FOI enquiries!  
    • 3rd one seems the best option, let 'em default, don't pay a penny, nothing will happen, forget about all of this. As for Payplan don't touch them with a bargepole, nothing they can do that you can't, and they will pocket fees. A do it yourself DMP is pointless as it will just string out the statute barred date to infinity.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Information on Cabot


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From the article:

 

In what can only be called deception, documents clearly showing how an apparent default data mix up held on an innocent individual by a third party acknowledge as a debt owed by the innocent victims relative to the assignor (the original creditor) company is modified by Cabot Financial (Europe) Limited in an assignment agreement with a third party company is manipulated in an attempt to obtain monies jointly with another company whom Cabot Financial (Europe) Limited purchased the debt from overseen and sanctioned by Willem Wellinghoff legal counsel.

Forgive me but whilst this sounds bad, it is extremely poorly written and difficult to understand.

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I wonder if the OFT has seen this? I am going to send them a copy just to make sure they have.:D

 

Perhaps, a copy should also be sent to Christopher Graham; ICO ?

 

by 'Financial Fraudster News':

 

"CABOT FINANCIAL INVOLVED IN DATA DECEPTION?

 

Wednesday, 26 May 2010

 

By Steven Gregg

 

 

Debt Collectors

 

Cabot Financial (Europe) Limited of 1 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4UA has been widely identified as one the leading debt UK collection companies. But news has now broken of seemingly dubious practices employed by Cabot Financial (Europe) Limited that leaves the debt collector accused of data manipulation in order to obtain monies by deception whilst buying or agreeing to debt assignments from Vanquis Bank Ltd in damning evidence shown to Financial Fraudster News it can be revealed today.

 

 

Double Deception?

 

In what can only be called deception, documents clearly showing how an apparent default data mix up held on an innocent individual by a third party acknowledge as a debt owed by the innocent victims relative to the assignor (the original creditor) company is modified by Cabot Financial (Europe) Limited in an assignment agreement with a third party company is manipulated in an attempt to obtain monies jointly with another company whom Cabot Financial (Europe) Limited purchased the debt from overseen and sanctioned by Willem Wellinghoff legal counsel.

 

Further developments are identified in relation to deception allegations in relation namely in UK law when a debt is assigned the whole rights to the debt are transferred.

 

It can be revealed by Financial Fraudster News that the debt in question sold by Vanquis Bank Ltd back in March 2009 by way of assignment to Cabot Financial (Europe) Limited which is now disputed by Vanquis Bank Ltd.

 

 

Legal Action

 

It now appears on evidence presented to Financial Fraudster News that the debt is now being bizarrely and illegally being reported simultaneously to credit reference agencies Call Credit and Equifax by both Cabot Financial (Europe) Limited and Vanquis Bank Ltd against an individual who not only denies to owing any outstanding debt but feels aggrieved to the extent that appropriate legal action should be sought to address the illegal practices of both Cabot Financial (Europe) Limited and Vanquis Bank Ltd.

 

The innocent victim has also pursued vigorous legal action which has involved an injunction order application together with a claim for harrassment in order to protect the victims identity and force Cabot Financial (Europe) Limited and Vanquis Bank Ltd to answer in a court of law allegations about both the joint illegal practices and abuse of process in relation to the principles outlined in the way third parties handle personal data in relation to the Data Protection Act conducted by both companies.

 

Financial Fraudster News asked the alleged victim for a comment, the alleged victim stated "We are pursuing Cabot Financial (Europe) Ltd in court in a claim for damages represented by their in house lawyers Morgan Solicitors led by Willem Wellinghoff, which the presiding Judge: District Judge Silverman in this ongoing legal matter at Edmonton County Court ruled in favour of myself in January this year, we now await a further hearing to assess damages".

 

The victim went on "we are now making further applications for an injunction order as further harassment issues have come to light, Cabot Financial (Europe) Limited and Vanquis Bank Ltd together have acted like criminals by manipulating data then reporting false information to credit reference agencies for the same debt on two different individuals".

 

Financial Fraudster News viewed the Cabot Financial (Europe) Ltd website and spotted the statement of the company's principles and noted the company's reputation for excellence statement which stated the following "We boast an unrivalled reputation for professionalism. Our high standards of excellence are maintained throughout all business areas".

 

Financial Fraudster News has asked Cabot Financial (Europe) Ltd to comment. We of course will keep readers updated on this story.

 

[email protected]" [End Quote]

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Guest Mrs Hobbit

"We boast an unrivalled reputation for professionalism. Our high standards of excellence are maintained throughout all business areas".

 

 

Now I have to clean my monitor and keyboard, Mrs Hobbit must never drink tea while reading statements like this.

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Guest Cartaphilus
could this be Karma and their licence is being looked at closely?

 

Certainly, karma does accumulate over time ... just sometimes it takes longer but eventually gets there in the end. ;) Cause and effect to put it more succinctly (all karma is, really).

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From the article:

 

In what can only be called deception, documents clearly showing how an apparent default data mix up held on an innocent individual by a third party acknowledge as a debt owed by the innocent victims relative to the assignor (the original creditor) company is modified by Cabot Financial (Europe) Limited in an assignment agreement with a third party company is manipulated in an attempt to obtain monies jointly with another company whom Cabot Financial (Europe) Limited purchased the debt from overseen and sanctioned by Willem Wellinghoff legal counsel.

 

Forgive me but whilst this sounds bad, it is extremely poorly written and difficult to understand.

 

 

Did you get my skype message ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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ok

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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"manipulating data"

 

if one is doing it , all will be doing it

 

 

This was the inevitable consequence of the misreading of the Manchester test case and the moment we all hoped for , their greed was just so great and their morals so low

 

They think they can get away with anything , and why not?

 

Is the FSA or the OFT gonna act?

 

Not until they are forced to by a few brave souls who have to take on the **** all by themselves while the regulatory authorities put their heads back in the sand

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Sometimes sleeping CFCers are best left alone

 

..and older, wiser, smarter and not people you mess with...sometimes waking the 'apparent' dead brings out the best in people ;) -

 

Appropriately named ' Sting' sang

 

" every step you take, every move you make, I'll be watching you"

 

I wonder who we are watching? ;)

 

You don't mess with the Cabot Fan Club - EVER!!

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Nice to see the CFC on this forum!!!

 

AC:)

 

Thank you - it's called 'the resurrection' - it's when the call of nature requires a reminder of how to keep things in this world balanced and in check...

 

One of the core messages of the fan Club way back in 2006 was....

 

If Cabot, or any DCA didn't abide by the laws of this land when executing their duties under those laws then we would continue to expose and teach people how to deal with things until they did. There's nothing clandestine about what we do or say, we just use those laws they choose to ignore to do it. We do not tell people not to pay their debts, we do not encourage people to stop paying, we just ask people to make Cabot accountable for everything they do, for any law or Regulation they breach and to report them to the OFT who regulate their business if they find they have been mistreated.

 

If Cabot did what they are supposed to and checked every account properly they buy, made sure they were legally allowed to collect them and executed their rights correctly then we would all go home and let them get on with their legitimate business of collecting debts people could not or would not pay.

 

If they don't do what they are supposed to then it's back to school I'm afraid and takes the losses you deserve. Given the swing in revenues and profits which show in their accounts as an £18 million loss in one year then I guess the answers to my questions as to what they are doing and how they are doing it is self explanatory isn't it?

 

Evidence is appearing that one or two aspects are still not quite right and nature demands that these things are dealt with and management reminded about them. They have had long enough to recognise the requirements of their own industry and change, but they allegedly took no notice of we 'bandits' and chose to ignore our advice. Fine, now they are paying and doesn't it hurt, just read their articles in Credit Today, the face of Cabot is wincing, he is an unhappy bunny just now, profits have been hit hard as a result. Sorry me ole matey, you just gotta learn!;) - it's nothing personal.

Edited by andrew1
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Guest Mrs Hobbit

I was enjoying retirement in the Shires, but when the word of mouth spreads, the peaceful start assembling to help. I must admit I have missed those days of 2006 and it looks like nothing has been learned over at Cabot Towers. Maybe they think the CFC has gone, how wrong they are. Mr Hobbit is now taking over the housework so I can get on doing the things I must.

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