georgel vs BOS ****WON*****

[georgel29]

I sent my Prelim letter at last,got a reply from bank,they will deal within 4 weeks.Do i sent the LBA or i wait?

I claim for £3497.LOOOOOOOOOOOOOOts of money!!!!1:mad:

[maroondevo52]

Hi,

 

Send your LBA. Stick to your timetable, they will do everthing they can to delay and put you off. Its your cash, claim it back.

 

Regards.

 

Scott.

[georgel29]

i want to send my LBA,as i claim for £3497 in my prelim letter and I'm in scotland,do I have to split my claim in £750 in my LBA,or i do that just when I get to the court stage?

[maroondevo52]

Hi,

 

Wait until you get to court stage. You can claim Summary Cause, this lets you claim up to £1,500 at a time, would save you a lot of time.

 

 

Regards.

 

Scott.

[georgel29]

i sent my LBA they sent back a letter saying to wait an answer by 15/03/2007.

I don' t think so!

I want to claim in court.As i'm in Scotland,i would like to know when i claim at small claims,£750,do I add the interest to this amount or all the amount including interest should be £750.

Can you please tell me what forms do i need?

thank you

[georgel29]

i just phoned customer relations,and they told me they are waiting for my statements and can't make an offer.

their 14 days are up on friday ,after my lba,should i wait for a response by 15 march or should i just go to court!

[georgel29]

Sorry I had to start a new thread but nobody seems to answer to my post.

My LBA is sent,14 up tomorrow ,i decided to phone Cutomer relations to inquire about my claim,hoping for an offer,i just got they,ve got 8 weeks to answer and they can,t do anything about it just to wait until 15 march.

I just wrote another letter tonight as an atachment to my LBA,because most of the charges are related to benefits i receive and its illegal.

Should i send this letter to see if they speed up or just go to file in court and not waste time!!!!!!!!

Very angry at the moment:-x

[barbershop0]

Hi

 

If your LBA is has been sent and 14 days +2 have elapsed then file your claim.

 

You dictate the deadlines not the Bank.

 

Regards

[georgel29]

does anyone have a valid email adress for bos customer relations?

if i claim in court what adress should i write?

mybe just my branch adress?

Till now i sent the letters to rosyth adress.

[ab123uk]

georgel,

best thing to do is contact them & ask if they have a central mailbox, as for the claim, use the Branch Address, if they disagree they can amend- I think, see if anyone else offers help!

[georgel29]

hi there!!!!

Did anybody got money back from BOS after LBA?

They seem to really mess people about!!!!

The 14 days after my LBA are up,not answer,phoned them ,been told to bug off.

On friday i sent another atachment to my LBA stating exactly the charges they took from my benefits,as i found it's against the law,and i gave them further 7 days!

Did i do the right thing?

My claim is for 3500 and because i'm in scotland i have to split it!

I read that some courts don't allow more than 1 claim sometimes!

Is it true?

To be onest i'm quite worried about court and i really want this money before!

Any advice ,pleaseEeeeeeeeeeeeeeeeeeeee!

[gemspan]

Hi Georgel

 

Do you have an address you can use in England? By that I mean friends or family. I used my friend's address in Norwich as the correspondence address and filed the claim on MCOL. There is a link if you look under helpful external links.

 

I claimed for the whole lot ie £3373 and it came through before going to court. You have to pay the fee though with MCOL as they dont let you not pay because you are on benefits.

 

I recommend that you do it this way as you will get your money quicker. You get the fee back anyway so it wont be wasted. It is £120. If you need help with the claim just pm me and I will give you a note of what I stated in the claim part.

 

Hope this helps

Gemspan

[georgel29]

thank you!

[georgel29]

still no answer from BOS,b...s,sorry,

Has anybody done more than one small claim in scotish courts?

BOS seem to be the worst !!!!!!!!!

[georgel29]

i'm at going to court stage!still no answer from BOS!

Can anyone give me some advice on this ,please!

In dec -jan i got some charges ,then i phoned the bank and gave them hell,they refunded some of them,and the lady said she will put notes in my account,no more charges refund.

Do you think this may affect my case in any way?

[apple1]

Hi gorgel

I am also at the court stage with BOS. I filed at the local Sheriff's court on March 2nd, apart from the standard response to complaints I havent heard anything. From reading previous threads it would expect to get some kind of offer before the return date, however if not I've gone this far and will continue. With regards to 2 claims i have had to split mine (at court stage) and ivo some cases failing on 2nd claim I decided to split my amounts pre and post merger, that way I felt I would be able to counter the "i knew about all the charges before I started action" with this - who knows if that will work. All I can say is everything here shows we will get our money and however annoying it is we just have to be patient.

[apple1]

forgot to say, don't worry about "no more refunds" that is a note to other cso at the bank not to do further refunds on the account. I think they are only allowed to refund charges (when you phone the call centre) on one or two occasions. This will have no implications when you go to court or if they contact you with an offer.

[alisonmcmorrin]

If you use an English address for a Scottish claim, do the banks not question why you've moved house? Also what correspondence is sent to this address?

Thanks

[gemspan]

Hello there

 

The correspondence address for the court is the English address. The claim address (for you!) is your own address.

 

The court sends confirmation to the address in England and would also send a copy of the Defense if one were submitted. So, it makes sense to have an address in England of somebody you can trust to give you the information timeously so that you can act on it.

 

I hope this makes sense.

 

Kind regards

Gemspan

[alisonmcmorrin]

Thanks for the help.

If you are using an english address but live in scotland., what court do I use?

Thanks

[gemspan]

Hi there

 

I used MCOL and did it all online. THere is a link in "external links" section

 

Annie

[alisonmcmorrin]

Thanks

I am using MCOL, but it asks for a court in England or Wales, and I live in Scotland, what do I put there?

Cheers for all your help!

[Dizzy Duster]

Hi

I am in scotland but going to use mcol with an english addy through Londonpresence.com fo £20.00 pre month who will forward all mail up to my scottish addy and the court i am going to use is in Carlisle just inside the english border so if i have to go to court it wont be as far to travel and is miles away from Halifax/bos head office har har har court addy is

Courts Of Justice

Earl Street

Carlisle

Cumbria

CA1 1DJ

hope this has been some help

[alisonmcmorrin]

Great, I'll do the same.

Thanks

Alison

[alisonmcmorrin]

What BOS details are you using?

Alison