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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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Robinson way chasing rbs debt


scousepie
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Indeed, if they are happy to pay off this debt, let thm!

 

Unless they can prove you have made a payment (and I would send a letter stating this and demanding proof) they really have not got a leg to stand on.

 

It's hardly as if they can say you paid them in cash, can they? therefore, they's have to show ot was a cheque or PO or show which bank it was paid into or paid out from.

 

Incidentally, do you when they claim you made a payment prior to that? Once a debt is statute barred, it remains statute barred, so if it is 8-10 years ago as you believe, then they cannot restart it again even if a payment has been made. Making a payment does not constitute acknowledging the debt - payments can be made for many reasons, including fear, harrassment etc, so get them to sho you a statement of your account - they are obliged to do so under the Consumer Credit Act.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I can't seem to find one - why not draft one (ommitting personal detaisl) and post on here and we can have a look and get some advice that way.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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agreed

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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I apologise for all spelling today, by the way - I've lost my glasses!

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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  • 4 weeks later...

I have not heard back from Robinson Way & ****, I hope that this is an end to this rubbish. thanks for your support and advice.

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

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Abbey

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  • 2 months later...

I have just been contacted by robinson way and they are demanding £650 from back in 2002. I spent 3 hours on the phone, tracing the debt back to Next and guess what!! ?? Robinson way had done an incorrect trace to my house.

I rang RW and demanded how this was done and they could not give a damn just said it was a mistake and what was i worrying about.

Totlly disgusted.

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Contact Robber**** Way and ask for full details of their complaints procedure.

Make an official complaint to them.

If as is likely they fail to address or resolve your complaint then report them to the FOS who will charge them £400 to properly investigate your complaint. RW alleged you had a debt.

It was up to them to prove it not up to you to prove you didnt.

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  • 2 weeks later...
  • 5 weeks later...

UPDATE: I have not heard a dickey bird from RW & Clowns, looks like they have given up, power to the people!!!!!!

 

thanks CAG:oops:

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

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Abbey

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  • 1 month later...

LOL:lol: I peed my pants today, I received another demand for money from these toss pots,

 

They sent me the same letters from the first time round so I send the same letters back to them its like mail ping pong. lol

 

Who shal I report them to for none compliance? TS or OFT :lol:

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

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Abbey

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LOL:lol: I peed my pants today, I received another demand for money from these toss pots,

 

They sent me the same letters from the first time round so I send the same letters back to them its like mail ping pong. lol

 

Who shal I report them to for none compliance? TS or OFT :lol:

 

Report them to both - they are complete idiots and the monkey doesn't have a decent organ grinder to sing to (or perhaps if they are now Indian based a snake charmer might be more appropriate).

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  • 6 months later...
  • 3 weeks later...

Hi andermerwe,

 

Did you receive a court summons or a look alike summons form RW and ****?

 

what is the summons for? and do you owe any money to anyone?

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

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Abbey

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Thanks Scouspie.

 

It was a genuine summons (Northampton).

 

To save repetition I'd be grateful if you'd look at my thread 'Robinson Way - urgent help needed'

 

I'm concerned about how to word my defence.

 

Regards.

 

Vandermerwe

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sorry to ask what is probably a really simple quetion but is statute barred after 6 yrs of not acknowledging any debt? what if you were like me and paying towards it (for fear of being taken to court or someone turning up on my mum's doorstep) then decided that the debt is just ridiculous and you shouldn't be paying it t all?

 

the reason I ask is because my student overdraft bank charges were disgusting and doubled my actual overdraft limit. having said that, the account went into default about 5 years ago I think.

 

what do you reckon?

 

Mini x

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As far as I am aware if you are paying monthly then you are not over the 6 year limit cos your still paying.

 

i.e., if the debtor has not asked or claimed within the 6 years of the last payment date the statue bar applies, so if you are still paying the each month the it does not apply.

 

if that makes sense.

 

you should send them a SARS request and go through the charges and ask them for the money back, they will tell you to Bogof so you will have to take them to court or a best try.

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

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Abbey

MBNA

 

 

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  • 8 months later...

Help. I have just received a receovery letter fro Scm RW&C. Starnge considering I have not lived in the UK for almost three years and the debt is for British Gas.

Could you please supply any advice as I do not want to damage my credit rating in the UK for when I return.

Thank you

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