Margimarg Vs Barclays help!

[margimarg]

Hi,after 2 letters Barclays offered £997,after reading other posts refused,had not recieved statements but presumed this was half of full refund,reply came very short ,but not sweet,more or less push off final offer,have now rang to see why delay on statrments was told very busy would arrive in 2 weeks,very scary but will carry on to court,am also taking on 4 other banks,Sainsburys paid in full after 2 letters so its a start,other banks doing delay tactics,egg bieng very slow.

[blueskies]

It is helpful to all those interested in your case if you post how you got to your current position, which letters were sent and when etc.

 

How did you write a letter claiming everything back if you didn't know how much you were claiming for?

[margimarg]

Hi, Barclays offered me £997 after 2 letters,I have requested statements but have not recieved yet time up in about 4 days,did ring them they said very busy will send soon,Mmmm,so without this information I dont think I can start court proceedings or can I?also saw in other thread chap said he had been offered about £900,but was going for well over £3000 with interest,could this mean my final offer could be this figure,heaven knows in 6 years they have had me many times,or is it just coincidance we were offered this amount to start with,confused

[Michael Browne]

Until you get your statements you won't know, so this is the priority.

Look here for DPA non-compliance letters:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

[Bookworm]

Please keep to one thread per institution. It will help us help you.

[margimarg]

Please keep to one thread per institution. It will help us help you.

Sorry new to this,I just wrote to Barclays with step 1 and step 2 letters as advised,I also said as I only had 12months of statements I would send £10 for 6 years of statements,it was Barclays who after letter 2 came up with the £997 figure,I am awaiting statements soon as the 40 days will be up then,am interested to know how the £997 figure compares with the full amount they do owe me.

[margimarg]

Have not had much post or e mails for a couple of weeks ,but had letter off TSB saying this is our final letter send no more letters we have said all we intend to say,woooooo! also Barclays have not sent statements after 2 months,have writen and Tel but was told they r busy, will now complain to DPA,as way over 40days,feeling a bit deflated ,I refused £997 so I know I should carry on but what now,how can I go 2 court with no statements,disheartened!

[welly]

Hi Margimarg

 

Can you please keep to your threads in your banks forums as it will make things a lot easyer for others to give you help and answer your questions.

 

Heres your Barclays thread:

http://www.consumeractiongroup.co.uk/forum/barclays-bank/18060-barclays-offer-i-refused.html

 

And I cant find one for LTSB so maybe start one for them:) and just update and ask questions on one thread so others know what you have done so far.

 

Heres your other threads:

http://www.consumeractiongroup.co.uk/forum/search.php?searchid=193839

 

If you need any other help then PM a Site helper or PM me just click our names and then "Send a private message to NAME"

 

I know this can be hard and everyone will help;)

 

Welly:)

[margimarg]

First offer refused,£997,next letter push off,or court,now its court,bit scared,statements came today well over 40days,scared about spread sheets,and 8per cent,help please,

[barracad]

Four threads merged - please stick to one thread

[jasmum]

maybe i sound really dunce but i keep seeing s.a.r appear and allocation questionaire appear. what are these or what do they mean.

 

many thanks

[chindley]

Jasmum, you need to start your own thread, then ask questions from there. You seem to be going into this a bit blind go to the FAQs section and have a good read this will make things a lot clearer and you will know what paople are talking about.

[margimarg]

At long last statements arrived this week,more like 60 days than 40.spent all afternoon on them,was offered £997 refused,recieved 3 line letter saying no more offers.turns out they owe me £3485,then there is the 8% time after time referel charges of £20 or £25 as many as 5 in 1 month,pure robbery.I didnt even know what this referel charges meant,I was originally just looking for the words bank charges.Have started to read small claims pack which I recieved this week,bit confusing but it states try one more letter and offering say to accept less ie £3000,should I or go to court for full amount or try to do a deal,apparently if it went to court the judge would be encouraged to see such a letter,mmmmm hard work hope its all going to be worth it.

[MARTIN3030]

Have you already sent the lba ?

 

You should send them a schedule of charges with a covering letter the lba will do.

If you have given them the 28 days and they have had a charges schedule then proceed to claims stage.

 

Barclays have not shown any real interests in settling before court issue.

You may actually end up waiting longer too

 

Go for the lot.

 

Its not less than you are entitled to !

[margimarg]

Thanks for reply what is Iba,and where in library does it show my next step,all I have is worked out ammount owed,have done all the other letters so it the last step now,bit scared if I mess up,

[MARTIN3030]

You will be fine lba means letter before action........their final 14 day chance to settle before court.

 

The letter can be found in the bank temps folder see link at bottom of my post.

 

 

I f you do have questions .......feel free to ask rather than guess or make mistakes.,

 

It would help you to read other threads from your bank group to get an idea of how you proceed the final hurdle after lba

 

[margimarg]

Hi all have worked out owed nearly £4000 plus %.offered £990,keep puting off next move it seems so complicated,have gone through loads of threads and facs but I am worried I will do it wrong,I start the online court then stop and go back to read more threads,need a push to move forward any advice please,feel im so close and got so far !

[Nightstar]

hi were are u upto?

[margimarg]

Hi have just started online claim , I have to fill details ie no more than 1000 or so words what do I put there,also how do I work out 8% of £2380 over 6 years

[gizmo111]

Hi have just started online claim , I have to fill details ie no more than 1000 or so words what do I put there,also how do I work out 8% of £2380 over 6 years

 

The spreasheet will work out the interest for you. Did you receive standard replies to tour prelim and LBA letters?

[Bookworm]

3 threads merged -AGAIN-

Will you PLEASE not keep on starting new threads, how do you expect us to help you if we have to try and look for your info all over the place?

[margimarg]

sorry how do I stick 2 same thread,by doing what I am doing now!have not sent lba letter thought it would delay matters,should I do that first,or go for court ,also were are spread sheets.thanks for help

[gizmo111]

sorry how do I stick 2 same thread,by doing what I am doing now!have not sent lba letter thought it would delay matters,should I do that first,or go for court ,also were are spread sheets.thanks for help

 

Margi you must send Letter Before Action before you claim - you must give them time to settle before you start claim or you are in danger of having claim struck out. You must read FAQ and the step by step guide before you go any further. Familarise yorself with the process and then see how other people are progressing and what stage things are happening for them.The spreadsheet will work out the 8% interest WHEN THE TIME COMES TO CLAIM. If you have any problems with this or anything else then come back and post again and we will help.

 

Just stick to the one thread that has been merged for you - this one I beleive.

 

Best Wishes.

[margimarg]

many thnks 4 help,will do that next,am I right with thread now,

[gizmo111]

many thnks 4 help,will do that next,am I right with thread now,

 

Yep you seem to be on track now. Post here if/when you need further help.