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    • Unsettling the applecart?,  I'm going to be direct here, I know how this works , I've been in far worse situation than your relative, and I can assure you , now that there i likely a default in her name, it makes absolutely ZERO difference if she pays or not. Denzel Washington in the Equalizer , 'My only regret is that I can't kill you twice'... It's the same with a default, they can only do it once and it stays on your credit file for 6 years if she pays or not, and as it stands right now she's flushing £180 of her hard earned money down the toilet  so that the chaps at Lowell can afford a Christmas party. As for the SAR this is everybody's legal right, originally under the Data Protection act 1998 and now under GDPR, it's her right to find out everything that the original Creditor has on her file, and by not doing it the only person she is doing a massive disservice to is her self. As the father of 2 young adults myself, they need to learn at some point.. right?
    • Thank you for your pointers - much appreciated. dx100uk - Apologies, my request wasn't for super urgent advice and I have limited online access due to my long working hours and caring obligations - the delay in my response doesn't arise in any way from disrespect or ingratitude. I will speak to her at the weekend and see if she will open up a bit more about this, and allow me to submit the subject access request you advise - the original creditor is 118 118 loans and from the letter I saw (which prompted the conversation and the information) the debt collection agency had bought the debt from 118 and were threatening enforcement which is when she has made a payment arrangement with them for an amount of £180 per month. It looks as if she queried matters at the time (so I wonder if I might with the FIO request get access to their investigation file?) - the letter they wrote said "The information that you provided has been carefully considered and reviewed. After all relevant enquiries were made it has been confirmed that there is not enough evidence present to conclusively prove that this application was fraudulent.  However, we have removed the interest as a gesture of goodwill. As a result of the findings, you will be held liable for the capital amount on the loan on the basis of the information found during the investigation and you will be pursued for repayment of the loan agreement executed on 2.11.2022 in accordance with Consumer Credit Act 1974"  The amount at that time was over £3600 in arrears, as no payments had been made on it since inception and I think she only found out about it when a default notice came in paper form. I'm a little reluctant to advise her to just stop paying, and would like to be able to form a view in relation to her position and options before unsetting the applecart - do you think this is reasonable? She is young and inexperienced with these things and getting into this situation has brought about a lot of shame regarding inability to sort things out/stand up for herself, which is one of the reasons I have only found out about this considerably later Thank you once again for your advice - it is very much appreciated.    
    • That's fine - I'm quite happy to attend court if necessary. The question was phrased in such a way that had I declined the 'consideration on the papers' option, I would have had to explain why I didn't think such consideration was appropriate, and since P2G appear to be relying on a single (arguably flawed) issue, I thought it might result in a speedier determination.
    • it was ordered in the retailers store  but your theory isnt relevant anyway, even if it fitted the case... the furniture is unfit for purpose within 30 days so consumer rights act overwrites any need to use 14 days contract law you refer too. dx  
    • Summary of the day from the Times. I wasn't watching for a couple of interesting bits like catching herself out with her own email. Post Office inquiry: Paula Vennells caught out by her own email — watch live ARCHIVE.PH archived 23 May 2024 11:57:02 UTC  
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Parking Eye ANPR PCN Petrol Station PAPLOC now claimform - overstay - Welcome Break Leicester Forest East (North)


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Hi all,

Driving home ill from work I pulled into a service station as I was falling asleep.  I didn't see any signs. 

I didn't go into the car park, just pulled up at the petrol station and fell asleep with my engine running. 

Woke up to a phone call a few hours later, purchased some paracetamol and continued home, went to bed for the next 4 days.  Think I had Covid. 

Now my wife (car in her name) has a PCN through the post from ParkingEye because I was in the car park for 2 hours 15 minutes.

What do you think are the best next steps? 

Appeal?

Ignore?

Thanks

 

1 Date of the infringement 16/01/2024

2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 22/01/2024

3 Date received 26/01/2024

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Yes

5 Is there any photographic evidence of the event? Yes

6 Have you appealed? [Y/N?] post up your appeal] No

Have you had a response? [Y/N?] post it up 

7 Who is the parking company? Parkingeye

8. Where exactly [carpark name and town] Welcome Break Leicester Forest East (North)

For either option, does it say which appeals body they operate under. POPLA

There are two official bodies, the BPA and the IAS. If you are unsure, BPA

If you have received any other correspondence, please mention it here

 

 

PCN_Redacted.pdf

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  • dx100uk changed the title to Parking Eye ANPR PCN Petrol Station - overstay - Welcome Break Leicester Forest East (North)

yep great work well done await/see if you ever get a letter of claim.

thread title updated.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Obvious question to ask is why wait with the appeal until you get a letter of claim?

We all know Parkingeye are no strangers to the court system.

If a claim is issued the court will want to know why you ignored the parking charge notification and did not appeal the ticket with Parkingeye, and POPLA when that appeal is rejected.

 

Just my own opinion, looks like they have you bang to rights for breach of contract so need to seriously consider paying the reduced rate while you can. not to mention any possible court costs on top as well

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If a claim is issued the court will want to know why you ignored the parking charge notification and did not appeal the ticket with Parkingeye, and POPLA when that appeal is rejected.

This isn't our experience, actually. Of all the people we've helped over the years, I don't remember anyone being told off by a judge for not appealing to organisations who are highly unlikely to allow their appeals.

I expect the guys will be along to comment on the 'bang to rights' over breach of contract.

HB

Illegitimi non carborundum

 

 

 

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I've just looked at the route I took on Google Street View.

 

There is a sign saying 2 hours free stay (no terms and conditions here) and an anpr camera on the slip road off the motorway. I didn't even see this, would certainly not be able to stop and read it properly.

I didn't enter the car park I went straight past it to the petrol station where there are no signs. The terms and conditions are in the big car park that I didn't enter. I don't know how I would have paid as the details are in the main car park and I could only rejoin the motorway as its a 1 way system.

 

Also don't you get 5 min and 10 mins grace when entering and leaving? Which adds up to my 15 min overstay?

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no dont appeal it plays you cards early.

and you dont appeal anyway at LOC stage either.... you send a snotty letter.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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1 hour ago, nomoremoney said:

Also don't you get 5 min and 10 mins grace when entering and leaving? Which adds up to my 15 min overstay?

Spot on.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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CPR/PAP are designed for ALL county court claims.

sadly on speculative invoices an utter waste of time and more importantly....

simply done to find out the possible contents of your witness statement should it ever get that far if it goes to court.

and to get you to dob yourself in as the driver. FATAL under pofa2012.

there's zero evidence of any judge on any PPC Court claim ever saying i'll make you pay more because you refused CPR/PAP/Mediation.

dx

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There is no need to be concerned. The PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4 which governs the private parking companies. Section 9 [e] "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper-(i)to pay the unpaid parking charges "

In your PCN there is no mention of the above and as a result only the driver is responsible to pay and the keeper cannot be pursued in Court.  As long as PE do not find out who was driving they will find it almost impossible to get a result should it ever end up in Court since so many people are able to drive other people's cars.

It is also one reason not to appeal. First, some of the parking companies ask the keeper to say whether they were driver. On top of that it is so easy to say "I parked the car .." rather than "the driver parked the car.."giving away sometimes ones strongest winning reason to have the PCN quashed.

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This is the issue I am having since you quoted 

Section 9 [e] "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper-(i)to pay the unpaid parking charges "

Realise Scotland And Northern Ireland are different being devolved administrations so will concentrate on England and Wales.

 

s9(2)(f)(II) states 

the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; 

This is known as Keeper Liability under Schedule 4 Protection of Freedoms Act 2012  

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can we not hi-jack the OP's thread please whitelist with a browny point exercise

 its not fair on them

if you wish to discuss section 9 e create a new thread.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I agree with dx, HB and LFI.

Parking Eye know full well you were within the consideration & grace periods and so they should not be sending you their demand - but they hope you don't know so they can fleece you.

It's pretty obvious what their reaction to an appeal would be.

However, some of the companies who call in the PPCs are excellent at getting the invoices cancelled - and some are plain useless - but in any case it's worth e-mailing the CEO of Welcome Break  https://www.ceoemail.com/s.php?id=ceo-12111&c=Welcome Break-Chief Executive  point out you were ill and asleep, but that you still left within the consideration & grace periods, and ask them to get the invoice cancelled.  Nothing ventured ...

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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No more money  PE did not include one of the applicable conditions [asking the keeper to pay] so they lose the benefit to them of being able to legally pursue the keeper.

You can relax knowing that the keeper is off the hook.

 

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  • 2 months later...
  • dx100uk changed the title to Parking Eye ANPR PCN Petrol Station PAPLOC now claimform - overstay - Welcome Break Leicester Forest East (North)

thread title updated.

so you didn't you reply to the paploc with a snotty letter rather than vanishing for 2 months....

please complete this:

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Did you reply to the Letter of Claim?

On 28/01/2024 at 18:09, nomoremoney said:

Thanks so just ignore until / if I get a letter of claim?

Also was the CEO of Welcome Break any use?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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no you were told to send a snotty ltter...

On 28/01/2024 at 21:36, dx100uk said:

and you dont appeal anyway at LOC stage either.... you send a snotty letter.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No it wasn't.

On 29/01/2024 at 23:45, FTMDave said:

However, some of the companies who call in the PPCs are excellent at getting the invoices cancelled - and some are plain useless - but in any case it's worth e-mailing the CEO of Welcome Break  https://www.ceoemail.com/s.php?id=ceo-12111&c=Welcome Break-Chief Executive  point out you were ill and asleep, but that you still left within the consideration & grace periods, and ask them to get the invoice cancelled.  Nothing ventured ...

 

On 28/01/2024 at 18:09, nomoremoney said:

Thanks so just ignore until / if I get a letter of claim?

 

On 28/01/2024 at 22:36, dx100uk said:

and you dont appeal anyway at LOC stage either.... you send a snotty letter.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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