Dubai debt transferred from IDR to J&P

[dx100uk]

1 hour ago, dubai 5 0 said:

I got a pre action protocol / letter of claim from JandP almost 2 years ago and was advised do not reply.I didn't, and then a few weeks later got a few more of their normal emails and they then disappeared. IGNORE

for want of clarity...you were not advised to ignore a PAPLOC.

dx

[EvaHague]

Right well that’s lovely, bite back in the bum. 
 

I’ve read through #5 on the link you’ve sent.

I  mean is it recommended to respond?

Also Do I just fill as per the instructions on there, I.e write my full name address etc as they have done 

[dubai 5 0]

to be clear a lawyer advised me to ignore it.

I was torn as I take on board what hear on this board. 

[dx100uk]

1 hour ago, EvaHague said:

I’ve read through #5 on the link you’ve sent.

I  mean is it recommended to respond?

Also Do I just fill as per the instructions on there, I.e write my full name address etc as they have done 

we typically recommend you never ignore a letter of claim.

not sure what your query about address? follow post 5 in the letter of claim link as advised

never run from debt.

dx

 

[Pk2023]

Just fyi it says on page two, if you fail to send this form the client MAY not WILL take action against you. This was same wording as stuff I got from IDR. 
if Dubai 5 0 was advised by lawyer and did that and nothing happened then I think this maybe be just more bolshy scare tactics

fyi I know someone who has been gone 6/7 years and gets letters all the time and has always ignored. I have been receiving letters since 2020 

totally appreciate the advice on here and totally up to you, but my experience so far tells me ignore.

the banks don’t cooperate and/or respond which is why numerous people are in this situation. 
hopefully they’re just trying to get you to confirm it’s you by any means possible 

[EvaHague]

Thank you @dx100uk since it’s a letter of claim Il go with that 

@Pk2023 This is the issue, I am struggling to get a hold of them 

I guess it is one of their tactics of getting you to respond so they know it’s you, but I’ve been getting them since 2020 too originally IDR and now J&P,

I’m unsure if maybe they’ve sped things up super fast because initially out of panic i called IDR when i received my first letter to make payment arrangements,

then read upon this where it was advised they’re just empty threats so I didn’t give in …

Since then they’ve heavily been on my case and J&P located my new address 

[Pk2023]

Don’t worry

- I would go through moments of anxiety and panic too but everyone I know of has just ignored.  

We all get the same letters.

They send them in a sequence. 

I panic as we have just got a house and had a baby I wonder if they find that out they will do something, but what will be, will be.  

Letters currently go to my old address which I have access to my mail at. 

the banks don’t cooperate or respond and I have heard of one guy being “got” by dca years ago but he had been corresponding/fighting etc with them.

That is literally it- everyone else seems to ignore and has had no issues.

i think unknown just stresses people out 
 

[Lovetoteach]

I’ve been having the same letters since 2017, the same cycle of letters comes every year.

 I used to panic but please please do not respond to them.

Your money will not go to the bank, you’ll just be lining this company’s pockets.

They’ve found every address I’ve moved to and still my home (Mum’s). Ignore and get on with your life

[Pk2023]

@Lovetoteach can I ask… do you rent? Is there anyone here who has a mortgage/owns their house? 

[dx100uk]

its best 2032 to ask questions on your own thread......

stop panicking about being an asset owner.

there is nothing they can do, esp even more so if you are joint owners.

seems to me you are reading elsewhere with all kinds of rubbish being claimed.

dont forget most of what you read on certain websites are put there by pansy's that were paid to take a fall and publish their 'fake' stories.

i will say to people though as i can see a few doing/posting it here though, it's not a good idea to move and not inform the OC.

you are in danger of a backdoor CCJ.

dx

[Pk2023]

Ok I thought so but just thought I’d check the general thoughts and experiences on that.

i have access so my mail so I wouldn’t not know if that makes sense. 
 

really appreciate advice though

[Pk2023]

Regarding the plants and fake stories etc.  I’ve sensed a few of those on other forums and others threads - defo take stuff with a pinch of salt

[dx100uk]

we quite suspect we have a couple here...but we wont let on which ones....

 

[dubai 5 0]

Underp04 (I think it was him) put up the statement IDR used in court from some supposed expert mr edge.

can you find it?

It stated 10 years was the statute barred limit but also that the laws were very confusing.

very much worth digging out!

[dx100uk]

no it's not confusing at all.

under the UAE Civil Code, Article 473 Contracts (non-commercial)

it clearly states.... 15 years

i wouldnt believe ANY of the Mr Edge stuff as far as i could kick it.....

 

 

 

[dubai 5 0]

I never said believe it! Im saying look at what they use and then fight against it. it gets thrown in front of judges and they just believe it!

[dx100uk]

not if defended PROPERLY.

the only people that lost..that started threads here...AFAIK are people that REFUSED to post any documents or anything about what they were doing  at a given time/subject in the court process.

it makes one wonder their actual intent in starting a thread and ignoring all our advise..........

[dubai 5 0]

Sorry I wasn't trying to argue with you I just thought it was a great document to have and I cant find it. He got stung in the end  but was already up against it from the beginning