Emirates NBD debt, IDR threats.

[mary-anne devenport]

is the general consensus still to contact the bank directly? If idrr send an SD is it too late to work directly with the bank and avoid their fees?

[mary-anne devenport]

On 21/03/2023 at 14:38, dx100uk said:

Simply inform the bank of your correct and current address and if you want to offer a payment plan, then do so 

 

9/10 the bank's know nothing about what iddww are Upton upon there behalf. Just to scam people.

 

Dx

 

 

 

What benefit is it to give the bank our current address?

[uaenomore]

Means they cannot try and get a backdoor CCJ by sending paperwork to an old address where you have no/little chance of seeing it in time to act

[honeybee13]

Hello, welcome to CAG.

 

Please start a new thread/topic of your own and tell us what's happened so far. This thread is for advising Lovetoteach.

 

Best, HB

[mary-anne devenport]

And they are knows for succeeding with backdoor ccj?

 

Thanks 

[dx100uk]

yes go look several here already.

but you need to create your own thread and tell us your story

one size does not fit all.

 

dx

 

[dx100uk]

32 minutes ago, mary-anne devenport said:

So is the general consensus still to contact the bank directly? If idrr send an SD is it too late to work directly with the bank and avoid their fees?

 

the sols will be working for the bank. UAE debts are never sold on

 

 

pleasecgreate your own topic!!

[mary-anne devenport]

I worked in Dubai 5 years ago, like everyone else I had bank loan for my rental payments and credit card for the weekends. Somehow my debts ramped up pretty quickly then all of a sudden the company I worked for had financial issues and stopped paying. I was threatened by blacklisting and travel bans, with this possibility looming over me and no sign of my company becoming more financially stable, I jumped ship.

 

Iv stuck to my original decision of not dealing with debt collectors, but now I'm a bit more nature and have more to risk, a visit to my spam email folder and a quick look at their last email has stirred up some unsettled feelings when I see the word 'bankrupt'.

 

I don't work or live in the UK, the address they once had for me is where my grandmother lives. Very early on I told them they cannot contact me at that address as I will take them to court for harassment towards her. I never received another letter.

 

As I don't like in the UK they won't be able to serve me and kind of demand although I see in the latest email that's their current threat. They've been instructed to issue legal demands and follow up with filing for my bankruptcy.

 

Should I stand up again holding two pairs of rebellious fingers or take this serious?

 

Thank you for reading,

 

Anne

[dx100uk]

you need to write to the bank giving your correct and current address.

 

dx

 

[mary-anne devenport]

Even if it's abroad?

 

Can this not risk me getting served some kind of demand?

[dx100uk]

well better than your uk relatives getting bailiffs at their door as thats your last known address, then having to deal with all that undoing...

 

 

[mary-anne devenport]

Thank for your time and guidence.

 

Is there no pre warning before ccj?

 

Knowing my current address can they not send bailiffs here?

 

Or they'll contact a local debt collectors in Spain and they'll threaten me with the same bankruptcy?

 

Is there any way out or will I end up paying them back either way?

 

Will I get confirmation when they receive my updated address? I guess they'll send letters here?

[dx100uk]

well there should be to your old address, but dont bank on that.

it cant hurt you giving your address.

 

why are you so focused on bailiffs?

a dca is not a bailiff

 

there are little or no reports here of any legal action in eu countries.

 

just update them

and pers id ignore them from then on in.

 

dx

 

 

 

[mary-anne devenport]

Thanks again for your reply, I guess bailiff sounds the scariest so that's what I'm worried about, or bankruptcy.

 

Do I have to address the letter to anyone or and department in particular?

[dx100uk]

How would we know.

Just send it or look for an address on their website for general mail.

 

Dx

[mary-anne devenport]

Ok, got it.

 

Thanks a lot.

[dx100uk]

thread tidied

off topic posts moved to the OP's own thread.

 

dx