New strategy for Allocation Questionnaires

[Guest peed orf]

Why are you asking on this thread though?

 

I'm asking in this thread because it was a question on the AQ, and I'd followed the instructions in here when I filled mine out.

[chezt]

HI Gary - thanks for the reply ... I posted the AQ this morning before reading this tho! I didn't reply to the defence so thanks for confirming that was ok I've taken 2 copies of the AQ so will send a copy to Littlewoods also with a brief covering letter ... do I send to Littlewoods or their solicitor???

 

By updated I did mean the interest (8% statutory) as it updates each time I go into it as the days tick by ... I sent a copy schedule showing the 8% with the draft order ... hope this was ok as it does show it separate to the charges ... I haven't added anything else on either since filing the claim

 

Just wanted to *bump* my post as it didn't get a response earlier ... hope no-one minds ....

[GaryH]

do I send to Littlewoods or their solicitor???

Their solicitor.

[FairlyNiceChap]

Can anyopne see if the recent order Post 15 on the below thread could be applied together with this allocation questionaire

 

- If I am stating the obvious sorry - it just seems to me they are very similar concepts

 

One says you wont defend so we will call your bluff

 

the other says you dont defend - so bog off

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/20752-kazzaw-lloyds-asset-card.html

[Glenn UK]

Personally i would go with either or if i were to use one of them.

 

Bearing in mind the case mentioned in the kazzaw post has not yet been completed it is probably best not to use it yet.

 

BUt in principle it seems like a good idea to me.

 

JMHO

 

GLenn

[Fullyskinted]

Personally i would go with either or if i were to use one of them.

 

Bearing in mind the case mentioned in the kazzaw post has not yet been completed it is probably best not to use it yet.

 

BUt in principle it seems like a good idea to me.

 

JMHO

 

GLenn

 

I have subscribed to that thread. My AQ is due in 3 days after her 14 days expires. Hopefully she will post the results and we can all use it

I think careful working will be required though! I dont think any judge would appreciate being told how to do his/ her job! LOL

[Glenn UK]

I think careful working will be required though! I dont think any judge would appreciate being told how to do his/ her job! LOL

 

I entirely agree.

[de22y]

I have started a claim with abbey national for £4,300. Now I have received the allocation questionaire, and need help with filling in this form.

de22y

[GaryH]

If you want to follow the conventional route, see this - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

If you're considering using the new stratagy, read the explaination on post #39 - http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires-2.html#post448100.

 

If you want to go ahead, print off Bankfodder's draft order from post #2 - http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html#post441556 and attach it to your AQ.

 

Then see post #93 (a couple of posts above) for what to put in section G.

 

Good luck with your claim:)

[robe21]

Lewis V LLoyds TSB court date - 9/2/07 Worcester CC

 

HELP - AQ submitted before new strategy proposed. SC&M AQ did not propose anymore time as at section A, but does state intetion to use one witness. Standard letter received from court citing heaing date, states that submission of any more relevant docs etc should be submitted at least 14 days prior to hearing. Is this a direction? If not should I submit staement of evidence etc in anycase? :-?

[GaryH]

You need to start a thread in the Lloyds section.

 

Yes, those are your directions, they're just the standard small claims ones. You need send your court bundle to SC&M and the court office by the date specified. You'll need everything from the http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html, plus the McNamara interview - http://www.consumeractiongroup.co.uk/forum/cuttings-soundfiles-library/118-peter-mcnamara-bbc-radio.html, a schedule, all correspondance between you and Lloyds, etc. Yes, you can add a statement of evidence - the 'service charge' version.

 

Please do start a thread in the LTSB forum though, you'll find you'll get much more help that way.

 

Good luck with your claim:)

[robe21]

Many thx Gary. How do I start a thread? Im more a reader than a posting type.

[GaryH]

Go to here - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/, scroll down to the bottom of the page, just under the list of threads you'll see a 'new thread' button - give it a click and then choose your title and write your first post.

[chewy xr]

Gary,

 

I submitted my new strategy AQ last Tuesday and still haven't heard anything and haven't recieved a copy of HSBC's AQ do you think this is a good sign lol ?

 

Just out of interest are there many people using this and are there many people who have used it and won / won because the banks haven't responded ?

 

chewy

[claire lloyd]

Hi Chewy,

 

I'm about to send mine so let me know how you get on.

 

I have a question for everyone which is probably very stupid but hey here i go...

 

..I have no hard copies of my charges statements as sent to the banks in my initial correspondence. Therefore everytime i go into my file on my computer it updates the 8% interest. Does this mean my schedule is not ok to send to the court should they ask for it?

 

I know i did it right at the time but as the case goes on i'm confused as to how to work out the latest total.

[Fullyskinted]

Hi Chewy,

I have a question for everyone which is probably very stupid but hey here i go...

 

..I have no hard copies of my charges statements as sent to the banks in my initial correspondence. Therefore everytime i go into my file on my computer it updates the 8% interest. Does this mean my schedule is not ok to send to the court should they ask for it?

 

I know i did it right at the time but as the case goes on i'm confused as to how to work out the latest total.

 

Ooops. Youre supposed to keep a copy as its evidence!

 

Re the charges calcs, yeh I had thought of that as well.

 

As long as you state in your copy to the judge that the interest is updated automatically at 'XXp a day from date of claim submittal' it should work out fine.

Thats what I was planning on doing anyway!

[natwesttookmymoney]

Or you can temporarily set the date on your computer to the date of the claim....

Westy

[Guest peed orf]

Ooops. Youre supposed to keep a copy as its evidence!

 

If you go into the time/date adjustment on the computer, adjust it to the date you require, print off what you need, then change date back.

Worked for me!

[Fullyskinted]

If you go into the time/date adjustment on the computer, adjust it to the date you require, print off what you need, then change date back.

Worked for me!

 

 

Yes, I know that, but thanks.

 

What I was saying by the 'youre supposed to keep them' was that Claire said she had not got hard copies of all her statements as she had sent them off with the Prelim letter...

 

THESE are needed as evidence too. The charges sheets can be printed off at any time really. The charges themselves stay the same, its only the interest that alters and you'd be claiming for the amount on the current date anyhow once it goes to the court!

[chezt]

What I was saying by the 'youre supposed to keep them' was that Claire said she had not got hard copies of all her statements as she had sent them off with the Prelim letter...

 

THESE are needed as evidence too.

 

I think that Claire was actually referring to her charges schedule when she called it a statement ... that's the way I read it anyway

[claire lloyd]

Crikey! Thanks everyone for your advice good to know i'm not the only one!

 

Thinking about it.. when i sent my LBA to Natwest I don't think i include the interest on it ( as should only do this at claim stage) so the last sheet i submitted to Natwest was probably just the actual charges minus the interest which i can easily print off at any time.

 

The MCOL didn't allow charges to be attached, so my POC only quotes the total of charges £1497.00 plus the 8% interest at that stage £429.95.

 

I think i'm right in saying no one has actually had the actual charges list yet with the 8% included. I'll try the date changing on the computer (to date of claim) or otherwise I will advise on my copy to the court about it being updated daily etc etc.

 

So.... the daily rate that i worked out for my claim MCOL was only based on the actual claim £1497.50 x 0.00022 = 33p a day. It this what the spread sheet works out anyway?!!!! sooo embarrassed to be asking this!

 

Was absolutely useless at Maths at school but i hope that has given you a laugh anyway!

[natwesttookmymoney]

Hi, Claire

 

from what you've said, you've claimed just charges plus 8 per cent. You can't simply change the details to the higher interest rate: you have to change your particulars of claim. If allowed, it will cost you £35, which is non-refundable. If you want to do that, best do it v quick or you may find Nat West will settle in full to keep their costs down!

 

Best wishes

 

Westy

[claire lloyd]

Hi Westy,

 

Yes i'm only claiming the basic charges plus the 8%. I didn't bother with claiming any of the interest the bank had charged over the 6 years - I didn't want to complicate my case so i'm happy with the quote on the POC. Just got to get a spread sheet which reflects this!

 

So in theory as far as the bank are concerned the daily rate of 33p starts from the date of my claim (27th November). Is it on the total charges plus 8% on that date (£1497.50 plus £429.95 ) or just the toal of charges £1497.50?

[claire lloyd]

Oh God oh no!!!!

 

I told you i was crap at maths... have just realised my POC is wrong!!!!

 

I added on my interest twice making a claim much higher than i should have- am i doomed!!! :o :o :o Assume I ring MCOl now or the court that it's been transferred to.

 

 

HELP!

[GaryH]

Haven't you got a thread in your banks forum that you could ask all this on Claire? If not it'd be a good idea to start one.