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chewy xr

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About chewy xr

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  1. That is the letter that was sent in May to the previous company so I think I'm going to just sned it again and not mention the fact I sent it in May, if anything is said I'll point out that it was sent in May.
  2. You dont sound like a broken record you sound like somone who is trying to make sure I do it right and get the result I want and I'm very grateful for your advice !! Thank you again for helping me out !
  3. I have used the same letter again but have added this paragraph : "We have already sent a copy of this letter and we shall be sending both a copy of the original letter, along with proof of postage, and a copy of this letter to the OFT along with a formal complaint." Does that sound alright or is it a little blunt ? Don't know why I'm worrying about sounding blunt when they're trying to put the scare tactics on anyway !!
  4. Sorry about this but could you please take a look at my post as I started a new post incase I got wrong for hijacking someones thread lol It called HELP needed with Aktiv Kapital http://www.consumeractiongroup.co.uk/forum/general-debt/62310-help-needed-aktiv-kapital.html#post526891. Thanks ever so much for your replies.
  5. I'm sorry but what does statue barred mean ? And how can I find out if the debt is statute barred ?
  6. Right here goes ....I had a store card 10 years ago and got myself into debt(a grand) on it and never made a payment on it as I was young and very stupid ! I strangley didnt here anything until last May I got a letter from a debt recovery firm (which I cant remember the name of) so I sent off a letter stating the limiation act etc special delivery (I have the track and trace number to prove it was delivered and signed for).Then today I get a letter from Aktiv Kapital stating that if I dont reply to them within 14 days they are going to send around a 'field representative' to discuss the debt.
  7. SO so so pleased I'm not the only one I have a letter from Aktic Kapital saying I owe nearly a grand - shame its about 10 years old. They are sounding quite pushy saying they'll send someone round etc and I have already sent a letter stating the limitation act to another company who tried before Aktiv Kapital. Hope you get sorted and I'll keep you updated about how I get on.
  8. Right well finally I've won!!!!!!!!!!! I come in from work tonight to a letter offering me full payment including interest. The only question I now have is there is no details about how they will make payment so I'm a bit worried about that !! Does anyone know how this will happen (the payment that is) ?
  9. Gary, I submitted my new strategy AQ last Tuesday and still haven't heard anything and haven't recieved a copy of HSBC's AQ do you think this is a good sign lol ? Just out of interest are there many people using this and are there many people who have used it and won / won because the banks haven't responded ? chewy
  10. I used the new stragy for my allocation questionaire (2nd January) so we'll wait and see what happens and I will keep you all posted. My claim is for 3k from HSBC.
  11. My AQ is to be submitted tomorrow (deadline is January 2nd) I think I'm going to have a go at using this any further advice anyone wants to give before I start adding this ? Gary I have just read the thread from start to finish and tipped your scales !!! Excellent advice and I think after reading it you have made things crystal .... and if I win I'll drop a bottle of the same off for you
  12. Yes I've put in my MCOL and they have entered their defence. DG solicitors have sent me a letter requesting a breakdown of the charges. I was wondering if the breakdown of charges is just a copy of the spreadsheet, and if it is, does it need to include 8% interest?
  13. Hi all, I noticed on a thread about DG solicitors that someone had faxed the breakdown of charges to DG solictitors as they had requested a breakdown of the charges. Could someone help me here please ..... do I need to fax it with the interest and if so do I make sure the interest calculates to the day I entered the MCOL or the day I fax it ? Or do I just need to fax it without the interest simply just showing the charges with no interest on ? Any help would be much appreciated and many thanks in advance, Chewy xr
  14. Hello, I have noticed today that the kind people at HSBC have charged me again on the 17th November for 75 quid even though I have filed a claim via MCOL !!! Would it affect my case if I was to ring and ask them nicely to refund the money ? Any advice would be appreciated !!
  15. I have just noticed that the lovely people at HSBC have charged me 75 quid on the 18th November even though I am in the process of sueing them via MCOL. Would I be ok ringing and asking what they think they are playing at and demanding they credit my account or would this be detremental (sp) to my claim ? Any advice much appreciated !
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