Jump to content


  • Tweets

  • Posts

    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

We need to check your tax credit claim.


Tax credit enquiries 22
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 542 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Sorry  to trouble people.

I received a letter “We need to check your tax credits claim” 2020-21 from Hmrc. 

It asks for bank statements Jan-Mar 2021, P60, P45 for both me and my wife, she doesn’t work. Plus wage slips

I have three boys oldest 17, all still in educations, they are asking for proof also that my eldest in still in school, he is but unsure why asking, that is no issue.

 

I lost my job after covid may 20 and started a new job Apr 21, I assumed , as I was paying tax , NI etc to HMRC directly at source (PAYE) they would amend it.

 

They didn’t.

I worked there From Apr 21 til June 22, I don’t anymore. 

 

I have this letter from them and they are saying I need to supply all documents by 27th November.

At end they mention if anything I wish for them to take into account where they may consider a penalty please let them know.

Also if they suspect me of criminal offence they may carry put an investigation. Is this a standard letter.? Very scary.

 

I admit it was my error and I should have notified them, however, after being out of work for 9 months and with covid we left it.

Stupid.

 

I can send them my P45 and P60, wage slips etc (they must know exactly anyway as I was PAYE) , this will disqualify me from credits, but I am happy to pay back as compared to stress a result. They say we got £9,000 of tax credits 20/21.

 

I don’t want to give them my bank statements as had help from parents with income plus I collect football memorabilia and was selling items to make ends meet on eBay, but these are /were my own personal collection.

If I have to send them these I can but prefer not as will drag it on as will have to explain it all.

 

Should I fill in the form they sent and send all the details they want, P45, P60, proof for sons school, wage slips etc. and leave bank statements off.

 

I guess once they get this they will demand the £9,000 back, just happy to close it and then set up a payment plan.

 

Would this be ok?

Link to post
Share on other sites

32 minutes ago, Tax credit enquiries 22 said:

had help from parents with income plus I collect football memorabilia and was selling items to make ends meet on eBay, but these are /were my own personal collection.

 

its still undeclared income.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Understand. 
Should I send everything in then?

They eBay stuff is not much and only got what I paid for it when I bought it . Old football shirts etc.

 

If I sent everything else would they chase bank statements. Never thought about it as it was stuff I bought and then sold for no profit. Only sold £50 per week.

 

if they can legally request them I guess I must 

 

just wanted it over quicker as can’t eat and sleep 

 

kind regards 

Link to post
Share on other sites

Just be honest.

Stop panicking, they are quite fair and will if you need to pay it back it will be in small payments.

 

Have a read of a few HMRC phone investigation threads here already.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Does £9k include child tax credits,

if you were not working but were claiming working tax credits and child tax credit,

you would still be eligible for child tax credits.

 

Im sure they would want working tax credit back, which is around £4k for couple..

Edited by dx100uk
unnecessary previous post quote removed
  • Like 1
Link to post
Share on other sites

Thanks. It says just child tax credit on my  online account doesn’t mention working tax credit . It goes into my wives account. She does not work and never claimed  job seekers. I guess why they are checking my eldest is still in education , which he is 100%. Just the job I had was well over the allowed threshold . Not working now. 
i just assumed they would stop when over the amount but didn’t. 
 

They asked for proof my eldest is in school months ago and I am sure we sent but maybe we didn’t . 
 

once I send P60 I guess I will have to refund it all.

 

my fault just worrying. 

Link to post
Share on other sites

people knocking on door??

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Please slow down, you're overthinking this.

 

We've never had someone with tax credit queries have people turn up at the door. As others have said, tell the truth to HMRC and let them work out the figures. If you have been overpaid, they'll let you repay it at an affordable rate.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

 

Thanks, just a worry.
Will send everything in everything and see. Will send tomorrow, may not send bank statements Straight away but if they write back and ask will send then. 
just uncomfortable sending bank statements.


I suppose they don’t need them anyway as once they see p60 and payslips I am well over anyway so makes no real difference I guess. They will be taking all back regardless I assume .

won’t be doing it again and dreading their reply!!

Kind regards 

Link to post
Share on other sites

Years ago had an overpayment with Housing Benefit plus a few loans through Universal Credit. Originally did not declare my occupational pension taken at 55. Honest mistake on my part never claiming benefits before but was technically of failure to report a change in circumstances. To be fair they were very good and set up a monthly direct debit after an income and expenditure assessment. They are not out to crucify the average claimant as theu recognise honest mistakes happen. They are more interested in the professional fraudster. Nine times out of ten all that wil happen is pay back any overpayment with comfortable amounts. As stated previously, be honest as they already know the answers to any questions they ask.

Link to post
Share on other sites

Thanks, getting all documents together and will post off this week. I just assumed they know my pay as it was PAYE and they would adjust accordingly. Guess I will end up with an overpayment and hopefully agree an affordable monthly amount.

Will know next time, just very worrying and stressful, glad when its over

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...