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Reddam House Berkshire Ltd T/a Kings Interhigh/ACT letter of claim now claimform - online schooling fees


Bellarose

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Of couse you will!!

But don't get scared of that 

It's all a DCA can ever do is simply harass, as they have zero legal real powers to do anything.

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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very std letter 

go read it properly 

does not say WILL anything

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

is this a letter of claim?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to King's Interhigh/ACT scary letters now letter of claim - online schooling fees

use post 4 of the letter of claim link.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 1 month later...

who says they've supplied them all?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thread tidied

T&C's are always challengeable - hence all the old PPI reclaiming.

and POLICIES are NOT part of those

this is not America!!

total BS that their T&C's and policies = AN AGREEMENT.

had she had no access because nothing was paid from 16-02-22 when the account was in CREDIT!!

let them goto court 

they will lose!!

dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 4 months later...

Afternoon all, just got home to be greeted with a letter from Kings Interhigh.  I thought they had gone away but I suppose that was wishful thinking!! I have attached the docs received. 

Am I right in saying that I now have to fill in the defence and counterclaim form?

 

full claimform medway court.pdf

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  • dx100uk changed the title to King's Interhigh/ACT letter of claim now claimform - online schooling fees

you do not counterclaim

please complete this:

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Which Court have you received the claim from ? Medway claims court

Name of the Claimant ? Reddam House Berkshire Ltd T/a Kings Interhigh

How many defendant's  joint or self ? 1

Date of issue –  No issue date

Particulars of Claim

What is the claim for – 

Tuition Fees

What is the total value of the claim? £1815.53

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? NO


Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? NO
 

Did you inform the claimant of your change of address? N/A

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? NO

When did you enter into the original agreement before or after April 2007 ? AFTER
 

Do you recall how you entered into the agreement...On line /In branch/By post ? ELECTRONICALLY
 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? UNKNOWN
 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DEBT PURCHASER
 

Were you aware the account had been assigned – did you receive a Notice of Assignment? NO. ONLY AWARE ONCE I RECEIVED CORRESPONDENCE FROM ACT CREDIT MANAGEMENT LTD 
 

Did you receive a Default Notice from the original creditor? NO. ONLY RECEIVED EMAILS STATING THAT UNLESS PAYMENT WAS MADE THE SYSTEM WOULD RESTRICT ACCESS
 

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? NO
 

Why did you cease payments? POOR QUALITY OF TEACHING.  TROUBLE ACCESSING LESSONS AND POOR COMMUNICATION 
 

What was the date of your last payment? 16/2/2022
 

Was there a dispute with the original creditor that remains unresolved? YES
 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? I COMMUNICATED THAT I WOULDN'T BE ABLE TO AFFORD THE PAYMENTS AS IT WAS MY EX PARTNER THAT WAS MAKING THE PAYMENTS 
 

 

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please type out the particulars of claim in full to a msg here

and the issue date is the date of that court stamp

you say that came from reddams but is a salford court manual claimform and says medways county  court...

and the date stamp says served 17th july eh?

@Andyorch is this a fake?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

23 hours ago, dx100uk said:

please type out the particulars of claim in full to a msg here

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The full Particulars of claim are on the second PDF hence the further uploads. Yes its a real claim although Medway no longer issue claims and the claimant should have used   County Court Money Claims Centre (CCMCC)  Salford for issuing manual claims. The claimant is responsible for service.

 

https://www.moneyclaimsuk.co.uk/county-court/medway

 

 

.

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date of service (stamp) is not your reply by date

typically from the date on the claimform you get 19days to AOS

then once that is done you get a further 14days to file your defence - a total of 33 days.

but im struggling to understand the date your count starts.

as for the AOS form...

defend all

leave jurisdiction unticked.


 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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