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    • Yeah I figured, unlikely I'll need credit anyway mortgage all paid off etc so I'll take that on the chin and learn from the experience. Probably would've beaten that too had I remembered the protocol, first time ever going through the process though sob it wasn't familiar to me  Oh well  
    • This is my slightly amended WS taking on board your previous comments, any suggestions for amendments would be most appreciated.  Thank you for you time.   1.        I am the Defendant in this matter. 2.        The facts in this statement come from my personal knowledge. 3.        I became aware of original Judgement following a routine credit check on or around 14th September 2020. 4.        The alleged Letter of Claim dated 7 January 2020 was served to a previous address which I moved out of in 2018, no effort was made to ascertain my correct address. 5.        The Judgement debt was not familiar to me so I began investigations to ascertain what the debt related to and how such a figure had been equated in any event. 6.        I made immediate contact with the Court, the Claimant Solicitors and the Claimants thereafter, asking them to provide me with a copy of the original loan agreement but this was not provided to me.  7.        I sent a Data Subject access Request to Barclays but no agreement was provided – See appendix 1 which details the timeline of communication between myself and Barclaycard as well as copies of correspondence between us. 8.        I do not admit to entering an agreement with Barclaycard in 2000. 9.       The claimant has failed to comply with the additional directions ordered by District Judge Davis and therefore this claim should be automatically struck out.  10.    The claimants have failed to disclose a true executed copy of the original agreement they refer to within the particulars of this claim. They are not entitled to enforce the agreement pursuant to section 78.6 (a) of the Credit Consumer Act 1974 12.   The reconstituted standard Barclaycard agreement that the claimant has included in the court bundle does not satisfy any CCA request and so the claimant is and remains in default of my CCA request and therefore unable to enforce the alleged agreement. 13.  The claimants have failed to provide proof the assignment, such as a deed of assignment. 14.  The claimant has failed to provide a statement of account setting out how the alleged debt accrued under that agreement 15.   Despite numerous requests to the claimant, I have still not seen any evidence, such as an original agreement or deed of assignment, that substantiates the claimant’s assertion that I owe the debt to the claimant, nor evidence of how the debt was accrued. 16.   As per CPR 1.4(2)(a) the court encourages parties to cooperate with each other in the conduct of proceedings in order to try and save time and costs for the parties and to also save the time and resources of the court however, despite vast attempts at mediation the claimants have been most unreasonable and have remained unwilling to mediate. I believe that the facts stated in this Witness Statement are true.  I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.
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Flaws in Defence counterclaim Help


simeon1964
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The General Form of Judgement or Order  of the 28th March 2022, Marked Simeon1964 as Defendant. He can not be translated to mean otherwise.

I want to believe that the court process has moved on from Simeon1964 being counter-claimant. I can still do the letter if desirable, I have till 23rd May.

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Yes, you have till 23 May but that is when the process is supposed to terminate.

 

The builder is an idiot with a history of ignoring court orders and has stupidly relied on a solicitor to do everything for him.

 

You have a golden opportunity here to get in first, come across to the judge as the reasonable one, and embarrass the builder.

 

I would have sent the letter on 3 April, but it's up to you, it's your 16 grand not mine.

 

 

We could do with some help from you.

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  • 4 weeks later...

OK, so what are your comments on this "offer"?

 

Presumably you reject it completely.

 

Was it in reply to the letter Manxman in Exile & I drafted?

 

 

We could do with some help from you.

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This is not a serious offer. Looks like playing games. Going 2years now since i cant continue the repairs and the quotes to update the house is never going to remain same. Not serious and a waste of time

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You're absolutely right.

 

Did you send the letter Manxman in Exile & I drafted?

We could do with some help from you.

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OK, well done.

 

That will show the judge that you took the initiative to negotiate and the other party has been unreasonable and offered £0.00.

 

I suggest you reply with something like -

 

Dear XXXXX,

 

thank you for your e-mail of XXXXX.

 

An offer of essentially £0.00 in a claim for nearly £16,600.00 is not a serious attempt to negotiate and I will communicate this to the judge.

 

I ask you again whether you still stand by point 17 of your client's defence in which you state your client intends to submit a further counter schedule of loss although you know full well that the matter has already been the subject of litigation and the claim was dismissed by the Court.

 

Best regards,

XXXXX

 

However, hang on for 24 hours and see what others think.

 

 

No-one has objected, so send the above.

Edited by FTMDave
Typo

We could do with some help from you.

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What the Defence says at para 17 is,

 

If the Part 20 Claimant establishes any breach of contract or negligence, which is

denied, the Part 20 Claimant is put to proof as to the nature, cause and extent of

such losses. The Part 20 Defendant intends to submit a further counter schedule

of loss once the Part 20 Claimant has provided full disclosure in the case.

 

What exactly does this mean if this matter was dismissed by the court? and what full disclosure?

Edited by dx100uk
unnecessary previous post quote removed
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The judge has fixed this negotiating period.

 

After that there will be a hearing.  Before the hearing you will have to produce a Witness Statement.  The WS is "full disclosure".

 

The builder's solicitor is pretending that at that point they will produce a list of the builder's losses but it's a bluff as the builder's claim has already failed in court.  Which is why we keep mentioning it to show the builder's solicitor we know he is full of bull.

We could do with some help from you.

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I need help with the issue of negotiation.

 

My loss to date is more than 16k as my property deteriorate daily, only habitable for me alone.

 

I may not die with my life threatening sickness but i am wary daily of being electrocuted in my home with live electrical flicking in my face daily resulting from the way the builder left my house uncompleted.

 

Yes I want to move on but where do i start ?

£16k two years ago will be more by the time claim is concluded.

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I'm sorry about the position you're in, but unfortunately you're stuck with the times of the law system in England.

 

This daft mediation period is nearly over, hopefully it won't be too long till a hearing.

 

The big mistake was not enforcing when you won the first time round, I don't know what your useless solicitor was doing - or rather not doing.

 

If there is electrical danger in your home then get it fixed and keep the invoices as proof of the builder's incompetence.

We could do with some help from you.

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On 12/05/2022 at 23:03, FTMDave said:

The judge has fixed this negotiating period.

 

Is it the fixing of the" negotiating period"  that overruled or dismisses the point 17 of the client defence?, as I couldn't find any order to that assertion? or where do i find order that this was dismissed.

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The builder didn't respect court orders, three times, so his claim was thrown out.  You have the resulting court order.

 

He tried to get his claim reinstated in the set aside action, but failed.  Again, you have the resulting court order.

 

Once a claim has failed that's it.  The builder can't claim anything against you.  You won that part.  Well done.

 

The builder's dodgy solicitor hopes you don't know this and has made stupid threats which is why we keep asking him for an explanation which of course he can't give.

 

 

 

We could do with some help from you.

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Well, the negotiation period ends today.

 

You need to draft your report for the judge.

 

It'll be very short, the builder refused to budge.

We could do with some help from you.

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  • 2 weeks later...

They have not responded directly to me regarding the counter offer that i made (without prejudice) for £12k to be paid within 14days of the offer. ( parties paying their cost).

 

Whether this means they have effectively rejected it is not absolutely clear but probably it does.

 

I reminded them that the claimant already offer payment of £100p/w following the default judgement, was open and not “without prejudice" meaning he was prepared to pay the full amount of the debt. 

 

They have sent me copy letter they sent to the court on 01/06/2022.

 

Reads as follows: ” This claim has not been settled and needs to progress to Trial. The Claim needs allocating and we would suggest to the fast track and Directions given for hearing. “

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@simeon1964  -  didn't the Court Order dated 21 March 2022 require YOU (the claimant) to notify the court in writing by 30 May of the outcome of negotiations, and not the defendant?  See previous posts #226  -  #252.

 

I think @FTMDave was quite keen for you to ensure that the court knew from you that you had made negotiating approaches to the defendant, but that they had been rejected out of hand by the defendant.  By allowing the defendant to inform the court that "the claim has not been settled" leaves it open for the court to infer that neither he nor you has made any attempt to settle this - whereas you have actually tried to do so.

 

Or have I perhaps misunderstood what you are telling us?  (And apologies if I have misunderstood your post)

 

Edited by Manxman in exile
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Help with worrisome 

Damages: 

1. Security from claimant if he were to lose the case. This should be in the region of £20k given that he set aside  judgement and ready for proper defence.

2. How can the case be allowed to go ahead during set aside without this security deposit from claimant. This is to my detriment if the claimant loses and unable to pay. I am not being protected here. 

3. is there any law preventing me from doing this?(protection from financial loss! He could file bankrupt) 

4. Base on the evidence I have what are the possibilities of an application for summary judgement? 

5.  Is it too late to ask the court for this money security to be deposited to court ? 

6. All my personal effect still in the shed and storage. I am depress and not living 

7. I can no longer go on with further repairs as I have no resources to carry on. The hopes of renting is gone while bills are being paid with difficulty. 

8. Still no order from the court requesting for independent assessment of the loss /damages as par allocation questionnaire

 

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1.  Did you not ask this same question in post #19?  @Andyorch gave a couple of answers.  (The two of you had an exchange about it #19 - #29)

 

2.  As 1?

 

3.  As 1?

 

4.  I really don't know.  Hadn't you already won a summary judgment in this case that the court subsequently set aside?

 

5.  As 1?

 

6. and 7.  I'm sure this whole business is very upsetting and very distressing for you.  It's a terrible situation to find yourself in.

 

8.  See what others say.

 

 

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I'm sorry you're in this situation but you're stuck with the timescales of the legal system in England & Wales.

 

Hindsight is a wonderful thing but the £100 per month payment offer and/or immediate enforcement ...

 

Let's hope a final hearing date is fixed ASAP.

We could do with some help from you.

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  • 4 weeks later...

solicitors reply:

 

My client has considered the matter and considers most of the items claimed on the schedule of loss are not part of the contract be it the first contract or the second.

 

The only items that are claimed that are part of the contract are as follows:-

1. Rain water goods £190.00

2. Damage wall whilst installing flitch beam to both kitchen and lobby (re-plastering) £300.00.

3. Removal of debris £150.00.

4. Mechanical extractor failed control switch £50.00.

5. Air brick – remove debris poor workmanship £50.00.

 

The rest of the items claimed are not within the contracts.

 

Your client is claiming for things that are to finish off the rest of his house e.g. double glazing.

 

To conclude this matter our client is willing to offer £1,000 in full and final settlement of this matter. That amount is inclusive of interest and costs given it is a small amount and would fall into the small claims category. We reserve the right to refer to this offer in relation to costs at the Trial

 

.....................

 

 This is completely unacceptable and wonder if its worth replying to.

Would need opinion for better way to reply to this dubious offer if needs any reply at all.

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Only you can know the strength of your case for your 16 grand claim.

 

If you're convinced that you have a good case for court then of course don't accept the offer.

 

You don't have to reply - but as the judge organised a negotiation period (which has now finished but negotiations can always continue) - personally I would reply simply stating politely that the offer is unacceptable.

 

It's interesting that the builder is budging.  Firstly he claimed against you, and lost.  Then he offered you nothing for your counter claim.  Now he is offering a grand.  Seems like he is not so confident himself.  The fact that he is an idiot (fancying ignoring a Directions Questionnaire, twice!) and having to pay money to this dodgy solicitor must be making a hole in his pocket.

 

 

 

 

We could do with some help from you.

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It's a little concerning you haven't received any court order after the end of this negotiation period.  I think it would be a good idea to ring the court and ask which stage the case is at.

We could do with some help from you.

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