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    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 
    • So you think not pay until DN then pay something to the oc to delay selling to dcas?    then go from there? 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Ware v The Woolwich/Barclays ***WON***


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Hi

 

Details to date:-

 

I wrote to the woolwich requesting the return of my bank charges for the last 6 years, which totalled £5005, but I rounded this down to £5000, as I had been informed previously that if I was to go to court, this would have to be kept to a £5,000 limit. I gave them 14 days to reply giving me a full refund. I also added that I required 8% interest on the £5,000.

 

They wrote back to me informing me that it was being dealt with and I would hear within 28 days. Following the 14 days limit, I then wrote back to them, requesting that they acknowledge my letter and advised them that the 14 days had passed and that I would be taking them to court. I then received a letter from them offering me a goodwill gesture of £1,000, which I refused, informing them that I wanted all of my money returned in full, I gave them 7 days to do this. I then received another letter, which was an exact replica of the one offering me the £1,000 goodwill gesture, I again wrote back to them, including a copy of the first letter where in I had refused the money and informed them that I would be taking them to court.

 

I filed a moneyonline claim on 1st December, this was deemed served on Barclays on 6th December and to date have heard nothing from them.

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After a defence has been entered (28 days) you will receive a "notice of transfer of proceedings". As Northampton County Court deal with all MCOL claims, they will then pass it on to your local County Court.

 

Once the claim has been transfered to your local County Court, an allocation questionnaire will be sent to you by them. The information on this helps the judge decide which track to allocate the claim too (small claims, fast track etc).

 

Nothing to worry about. Your claim is on schedule, it's just a waiting game now.

 

Good Luck

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Did you include a schedule of the charges that you are claiming back? Also you should not have asked for 8% interest until you did the court claim as this is a statutory rate awarded at the courts discretion, and shouldn't be claimed before that stage.

 

It is not just 8% on the total, but 8% per annum on each individual charge, from the date the charge was levied until the date settled. The forums spreadsheets deal with this calculation. Could you please post your particulars of claim to check, as you may need to amend your claim to correct the interest element.

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The moneyonline claim form asked if I wanted to claim the interest, so I put yes, I just assumed that it was the interest on the whole £5,000 not an annual charge.

 

I'll be happy if I just get back the £5,000 that they took from our account. I really don't expect to get a penny from them.

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  • 2 weeks later...

i would advise sendng barclays this letter if they dont acknowledge by the end of today. it may save you a lot of hassle in the long term.

 

Dear Sir/madam

You have not filed a defence for claim number xxxxxx xxxxx county court, and the time to file a defence has now passed.

I am writing to give you one finale opportunity to make full payment of £xxx

If I have not received payment in full by 4pm (1 week from now) will enter Judgement in default.

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Hi Saracen, if it goes anything like my case they entered Barclays entered their defence with less than one hour to go to the deadline. They really do like to drag it out as long as possible!

Woolwich:

16/08/2006 - requested statements

£10 cheque returned

19/09/2006 - statements & list of charges received (£471)

21/09/2006 - preliminary letter sent

09/10/2006 - LBA sent

24/10/2006 - we're sorry letter received (inc. £125 offer)

30/10/2006 - MCOL issued

02/11/2006 - Barclays offer increased to £200

15/11/2006 - Claim acknowledged

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I've even called the Court, they have said that no defence has been received from Barclays. If this happens what is the next step, after I send them the letter stating that I will enter judgement in default.

 

There seems to be quite a bit of confusion in this thread.

 

You filed on the 1st and it's deemed served on the 6th. We are clear on that.

 

They have 14 days from then to acknowledge - not defend.

 

Provided they acknowledge, they have a final 14 days to defend. That takes them to the 3rd of January 2007.

 

Provided they haven't acknowledged, you can apply for judgement tomorrow. If you intend doing that, do it before 9am then it will be dealt with that day. After 9am and it will be dealt with the next day.

 

BUT remember that the Court may have a backlog of paperwork and it's sitting, waiting its turn to be processed. If that's the case, clicking the judgment button won't work. You have to try it and see.

 

Furthermore, even if you enter judgment before they acknowledge, if they do so before 4pm on the day you apply, then it will be allowed.

 

Don't ask why, I don't exactly know but there you go.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Welshy/others.

 

My date for Barclays to respond with a defence is 1st Jan 2007.

 

Should I put the letter in enclosed in this post:

 

i would advise sendng barclays this letter if they dont acknowledge by the end of today. it may save you a lot of hassle in the long term.

 

Dear Sir/madam

 

You have not filed a defence for claim number xxxxxx xxxxx county court, and the time to file a defence has now passed.

 

I am writing to give you one finale opportunity to make full payment of £xxx

 

If I have not received payment in full by 4pm (1 week from now) will enter Judgement in default.

 

In next week? Like first class, 27th Dec for arrival before the deadline? What say you?

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

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Myself? I wouldn't bother. They know that the further they go along the route to Court, some Claimants are going to opt for the safety net of their first offer because that's human nature.

 

They're hoping to save money by testing Claimants' bottle.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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If they fail to issue a defence.

 

Apply for a judgement and about a week later you will get a letter from Barclays offering you full settlement provided you agree to a setaside.

 

If you agree and theres no reason not to then about 3 days later you will have your money.

 

There is no need to contact Barclays at all.

 

Its happened three times to me with Barclays with the same result. I suspect that Barclays are finding this a fairly convienient way of disposing of claims, claiming to have not received the paperwork and paying out without any admission.

7 actions in progress

 

amount refunded so far £6500

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If they fail to issue a defence.

 

Apply for a judgement and about a week later you will get a letter from Barclays offering you full settlement provided you agree to a setaside.

 

If you agree and theres no reason not to then about 3 days later you will have your money.

 

There is no need to contact Barclays at all.

 

Its happened three times to me with Barclays with the same result. I suspect that Barclays are finding this a fairly convienient way of disposing of claims, claiming to have not received the paperwork and paying out without any admission.

 

 

OK, but I thought a setaside would apply a longer period than 3 days! Some folks talk of over a month!:eek:

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

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OK, but I thought a setaside would apply a longer period than 3 days! Some folks talk of over a month!:eek:

 

If you sign an agreement to agree to a set asisde of the judgement as part of the terms of the settlement barclays simlpy send it to the court who promptly set it aside uncontested.

 

having received the money You in the write to the court telling them the matter is settled.

 

Trust me on all three occasions I had the settlement in the bank within three days of returning the forms agreeing.

 

If you dont agree to the set aside it can delay things for months whilst they formally apply for it and in all probability be granted it.

 

The offer letter is dressed up in all sorts of legal jargon but in essence they will pay you provided you agree.

 

Have you been granted the judgement yet ?

7 actions in progress

 

amount refunded so far £6500

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Ive just checked online again and they havent submitted a defence. I rang HMCS yesterday to confirm the timescale. As I had thought, its 1st Jan!

So between now and then they have 4 working days left (including today) to submit their defence.

 

Guess what Ill be doing (once Ive sobered up enough to type) after office hours on 1st Jan? ;)

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

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Hi Saracen from reading your thread I am literally a couple of days ahead of you and it looks like you are awaiting acknowlegement of your claim..has it come through yet? they then have 14 days from date served to file their defence

*Won* Woolwich £5300

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HI Saracen

Phone the court with the claim details they will probably say they havent had time to log the defence (its been quite common) because they are very busy.

 

AL

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Guest Mumofthreeboys
Have checked it all again, MCOL now has the option for a warrant to be issued, should I contact Barclays to inform them that they have now passed the deadline for this, as it was deemed served on 6th December.

 

Yes you should write to them, because otherwise they will file for a set aside. They are just busy.

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