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About e28bigalbexley

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  1. Hi Alan i believe you use their cash withdrawal rate (normally their highest rate) when calculating the interest taken as they are using your cash to enrich their pockets. I think they call it a reciprocal agreement. AL
  2. Hi Alan I am also chasing Cap 1 for PPI which i did not ask for. The Interest for 2002 is 18% and for 2003 16% HTH. AL. PS Is there a name for the document that lists commissions payed for single, up front, lump sum payment for ppi.
  3. Hi All Right, have written to GE asking for my PPI + contractual interest back and they have said that they feel as they were not present at the time the loan was sold they are not responsible for PPI being added and i should get in touch with the Holiday company that sold me the loan. They added it is their final response. So i will write to the holiday company and ask the same questions. But i believe it is GE who are at fault as the loan supplier. Any Comments...
  4. Hi all sorry havent updated this been very busy. Went to court early July and meet with Hampton/Lowels rep, i just listened he said we could sort this out before going in to the court and he explained how serious bankrupcy was and that he was going to push for the court to grant the SD. So with that i brought myself a coffee and waited to be called. I met the judge (nice lady) and introduced myself and the guy from hamptons. She understood i was a LIP and said that if i did not understand any of the proceedings to ask her to explain it laymans terms. Hamptons kicked off saying i owe
  5. Hi Pompy sorry to hear you have had a stay in hospital.I hope you are making a good recovery and are feeling better. Tell the wife easy on the oily fish you never know what might happen:D http://media.funlol.com/content/img/penguin-slap.gif
  6. Hi Nick Thanks for that i will delete para 9. Yes i did pilfer the original from yourself i believe i hope you dont mind. As you say i have probably got a fight on my hands but with help from people like yourself and 42man to name but a few, on this forum and some swatting up i going to try my best to achieve a positive outcome. Once again thanks AL I have deleted para 8 as that is the para about the hand of the assignor.
  7. Ok have amended set aside i think the numbering is ok just not sure if last few paras are right. elbow me if they need changing please http://i684.photobucket.com/albums/vv205/bernardlivesley/sc00004691.jpg?t=1238498385 http://i684.photobucket.com/albums/vv205/bernardlivesley/sc0000680a.jpg?t=1238498438 Thanks AL
  8. Hi Est Sorry to see you have really been through it this bunch of monkeys. I wonder who works out their charges (Paul Daniel's probably, just pulls a number out of a hat) There must be a way of getting them to show a breakdown of their charges.(Have you sent a SAR to them yet). If the letters are coming from a solicitor how about a phone call to the Law Society or whoever it is who regulates solicitors and explain to them that you feel their fees are excessive and they will not give you a breakdown of the fees which you feel is unreasonable. I would still send them a SAR requesting all d
  9. Ok thanks for that 42man have added it to my set aside and will post it up later to check its ok:grin:
  10. Also if the DN is defective can i ask that any defaults registered to CRAs be deleted
  11. Thanks Nick i have already had a few reads of it sometimes i end up smiling other times my head hurts :confused:but i get the gist of it.
  12. silly me forgot to add this http://i684.photobucket.com/albums/vv205/bernardlivesley/sc000cb7a9.jpg?t=1238417318 http://i684.photobucket.com/albums/vv205/bernardlivesley/sc000cdac9.jpg?t=1238417355
  13. Hi all right have composed my set aside could you have a look over it and comment please. the basis is 1. no agreement/account number 2 i dispute the debt 3 the account has penalty charges therefore the default notice is incorrect 4 the default notice is fatally flawed in not giving 14 days to remedy 5 no statements supplied showing how the debt is made up 6 no deed or notice of assignment Ta
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