Lowell's OH Vanquis card - PAPLOC now claim form.***Claim Discontinued***

[penmarine]

Evening Caggers submitted defence as my previous post. Not really sure what happens next do we just wait until the court contacts the OH with a decision?

[dx100uk]

no you get reading up.

 

1000's of vanquis claimform threads here.

cag is selfhelp too.

 

dx

 

[The GodMother]

What Dx meant to say is yes and no. 

 

In relation to courts and the claimant yes it is a waiting game but in the mean time read up on the forum other threads similar to this. 

 

[penmarine]

Caggers thank you, I'll get reading

[penmarine]

Evening Caggers

 

I've been reading some of the other PAPLOC threads over the week (spinning fish's was very helpful), can I start to prepare a WS in anticipation this rolling on further or do I need to wait until Overdales sends the OH their WS, so I can respond in kind to it?

 

Thanks PM

[dx100uk]

Why are you reading paploc threads??

 

next move is not yours.

youve filed the defence.

the court will write acking that

stating theyve fwd it to the claimant

and they now have 28days to do something

else the claim gets auto stayed.

 

if they do, then blank dq n180 from the court directly is your next move.

 

 

[The GodMother]

No harm in making notes of things you need to remember or point out. You just need to play the waiting game now 

[penmarine]

Hi Caggers the other half hasn't had anything from Lowells solicitors since submitting her defence on MCOL at the start of the month. Is this standard practice from them as we couldn't see anything on MCOL with a response from them either. Thanks PM 

[dx100uk]

On 04/03/2022 at 20:27, dx100uk said:

next move is not yours.

youve filed the defence.

the court will write acking that

stating theyve fwd it to the claimant

and they now have 28days to do something

else the claim gets auto stayed.

 

if they do, then blank dq n180 from the court directly is your next move.

 

 

 

[penmarine]

Hi Caggers

The OH received the attached letter today,

 

they say on the 29 February 2016 the account defaulted, however accordingly to the DN sent by Overdales (I checked before posting) from November 15 would suggest otherwise. 

 

I'm not sure how they came to 29 February 2016 for a default date other than they have mixed up her account with someone else's. 

 

Should I get the OH to hold and wait for it to go to court as this letter would seem to be part of the agree a settlement process. 

 

Page 2 is just a break down of how the OH can settle the amount so I didn't bother scanning and PDFing but I can if need be. Thanks PM

 

 

20220329-Overdales Defence Response Front Page.pdf

[dx100uk]

the debt is statute barred.

 

[penmarine]

Hi Caggers OH received a DQ N180 today,

the covering letter was dated 25 Mar 22 so the previous post they've not really given the OH 7 days to response. 

 

Noting DX100's comment regarding a blank DQ n180 direct from the court, I take it the OH would agree or not agree to mediation? 

 

I've have a read up on the gov.uk website and it basically says the DQ is where the Judge will give instructions (directions) to both parties. 

 

I also noticed that the n180 Overdales have sent to the court is  a much older version than is currently in use, would that make a difference as they are effectively the same format just with Overdales barcodes inserted etc. 

 

I've attached what they sent anyway and will continue reading up as they have me confused as to the OH's next step, pretty easy mind. 

 

Thanks PM

 

overdales N180.pdf

[dx100uk]

please remember to NAMe you PDF logically not just the default name from the program.

 

what does MCOL say, under status about N180's?

 

dx

 

 

 

[penmarine]

dx there is only acknowledgement of service and the OH's defence submission showing in the claim history on MCOL nothing suggesting N180 action has been submitted by Overdales.  I double checked as I check MCOL first to see if anything is on there to go off before having a read up and posting.

 

I will use a different merge pdf next time I wasn't able to change the name once downloaded.

 

PM

[dx100uk]

Then as you'll read in any Lowell vanquis claimform thread here already it's sent to mainly harass and intimidate.

 

Dx

[AndyOrch]

 

[penmarine]

Hi Caggers

the OH has still not received an N180 request from the court yet, should she continue to wait for the request to drop through the letter box or should she just complete one and send to the court and overdales anyway? 

 

I'm concerned the OH may have inadvertently shot herself in the foot with inaction. 

 

I couldn't find a timeline for the court to contact the defendant only that the defendant has to respond to the N180 request by the stipulated court deadline. 

 

Thanks PM

[AndyOrch]

If the status on MCOL states that the claim has moved to allocation and DQs have been dispatched then yes you can use one of our copies...if not and the last entry is your defence submitted..... then you wait 

 

 

Andy

[penmarine]

Thanks Andy its still at defence submitted  

[penmarine]

Morning Caggers

 

On the N180 can I put myself down as a witness so I can answer questions/queries on my OH's behalf or is that not allowed.  The form isn't very clear and whilst I can do a script for the OH, she'd rather I spoke on her behalf.  Cheers PM

 

[dx100uk]

You put 1 wit down.. the defendant

[penmarine]

Evening Caggers

has anyone come across Northampton County Court Business Centre not passing on DQ responses for upload to MCOL? 

 

The OH responded the same day she received the DQ and sent via recorded post to which it was signed for a couple of days later (25 Apr) and well within time of the deadline she was given by the court (09 May). 

 

She has tried ringing the court numerous times only to be hung up on after waiting in long queues and no responses to emails either. 

 

She is concerned with MCOL not being updated that it will reflect badly if/when she has to go to court further down the line. 

 

I've read from various sources online that the staff at the court aren't the best either which doesn't fill us with confidence.  Thanks in advance PM.

[dx100uk]

theres a couple here of recent where they took a time to file it

dont worry 

you have proof.

 

dx

 

[AndyOrch]

Have you checked the MCOL status by logging  in and checking the dash board...it will state who/date has filed the DQs.

[penmarine]

Andy checked everyday since the DQ was signed for by the court from the OH. It's only showing the claimants and courts dates of 21 Apr when the DQ was sent to her.