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    • Any update here? MET started a court case recently against a Cagger concerning this very site and EV charging - and then bottled it and discontinued the case before the hearing. It would be useful for others to know what happened in your case.
    • The important thing to know is that MET - although they will send you threat after threat about how they will divert a drone from Ukraine and make it fall on your home - hardly ever do court. Even in the very small number of cases where they send court papers, if the Cagger defends, they drop the matter before the hearing.  They have no real intention of putting their rubbish claim before a judge.  The aim is to find motorists who are terrified of the idea of going to court and who will give in when the court papers arrive. Thanks for doing the sticky and well done on finding F18's thread.  Do what they did.  On the first page - I think post 19 - there is the address of the CEO of BP.  Write to them, lay it on thick about being genuine customers in the various premises, mention the small kids, the very short stay time, attach any proof of purchase - and request that they get the invoice cancelled.
    • Thank you for that, I have obviously already been convicted so I think the appeal lodged is for the previous offence? Sorry if that doesn’t make sense. I suppose my only concern is that weds I go there and they don’t let a stat dec happen. If they do then as you say and solicitor says it’s highly likely I’ll be happy with the outcome. But I’m being told there’s no guarantee for the stat dec to be hard Weds as that’s not what the hearing is proposed for. Solicitor has stated that you can put a stat dec before a magistrates at any time so it shouldn’t be a problem.   
    • I re-read the extract from your  solicitor's letter this morning and think I might understand what they have in mind. I believe (and it’s only a guess) their strategy is this: 1.    You will make your SD 2.    You will enter fresh pleas to the four charges (not guilty) but will offer to plead guilty to speeding on the understanding that the FtP charges are dropped. 3.    If this is accepted they will attempt to argue that the two offences were committed “on the same occasion” 4.    You will be sentenced for those two offences (the sentence depending on whether the “same occasion” argument succeeds). They also have a plan in the event that your offer at (2) is unsuccessful and you are convicted again of the 2xFtP charges (and so face disqualification under “totting up”): 5.    They will make an “exceptional hardship” argument to avoid a ban. 6.    If that is unsuccessful they have already lodged an appeal in the Crown Court against that decision. (This is the only “appeal” I can think of). 7.    They plan to ask the court to suspend your ban pending that appeal. If I’m correct, I’m surprised the Crown Court has agreed to accept a speculative appeal (against something that hasn’t happened). The solicitor says this is to lodge it within the normal timescales. But you will have 21 days from the date of your conviction (which will be next Wednesday) to lodge an appeal with the Crown Court, so there is no need for a speculative appeal. I have to say that an application to have your ban suspended pending an appeal is unlikely to succeed. The Magistrates Court is unlikely to agree to it for one very good reason: if they make such an order (suspending your ban until your appeal is heard), all you need to do is not to pursue the appeal and the Magistrates order suspending your ban will remain in place. Hey Presto! No ban and no need for you to trouble with an appeal. Perhaps he will ask for your ban to be suspended for (say) three months or until your appeal is heard (whichever occurs first). This potentially creates a problem because if your appeal is not heard in that time either your ban will kick in or you will have o go back to court to get the suspension extended. But the solicitor obviously knows more about these things than I do. I would want to be very clear about this solicitor’s fees and what he proposes to charge you for. As I said, there is absolutely no need to lodge an appeal with the Crown Court. That can be done if and when it becomes required. But I am still firmly of the opinion that it is overwhelmingly likely that you will not need to progress beyond point 2 above. Point 3 is optional and I don’t know whether he solicitor has made It clear to you that the only thing you will avoid in the event of success is three penalty points. You will still be fined for the second offence and your driving record will still be endorsed with the details, but no penalty points will be imposed. Do let us know how it goes.  
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Lowell's OH Vanquis card - PAPLOC now claim form.***Claim Discontinued***


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no you get reading up.

 

1000's of vanquis claimform threads here.

cag is selfhelp too.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What Dx meant to say is yes and no. 

 

In relation to courts and the claimant yes it is a waiting game but in the mean time read up on the forum other threads similar to this. 

 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Evening Caggers

 

I've been reading some of the other PAPLOC threads over the week (spinning fish's was very helpful), can I start to prepare a WS in anticipation this rolling on further or do I need to wait until Overdales sends the OH their WS, so I can respond in kind to it?

 

Thanks PM

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Why are you reading paploc threads??

 

next move is not yours.

youve filed the defence.

the court will write acking that

stating theyve fwd it to the claimant

and they now have 28days to do something

else the claim gets auto stayed.

 

if they do, then blank dq n180 from the court directly is your next move.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No harm in making notes of things you need to remember or point out. You just need to play the waiting game now 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 3 weeks later...

Hi Caggers the other half hasn't had anything from Lowells solicitors since submitting her defence on MCOL at the start of the month. Is this standard practice from them as we couldn't see anything on MCOL with a response from them either. Thanks PM 

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On 04/03/2022 at 20:27, dx100uk said:

next move is not yours.

youve filed the defence.

the court will write acking that

stating theyve fwd it to the claimant

and they now have 28days to do something

else the claim gets auto stayed.

 

if they do, then blank dq n180 from the court directly is your next move.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Caggers

The OH received the attached letter today,

 

they say on the 29 February 2016 the account defaulted, however accordingly to the DN sent by Overdales (I checked before posting) from November 15 would suggest otherwise. 

 

I'm not sure how they came to 29 February 2016 for a default date other than they have mixed up her account with someone else's. 

 

Should I get the OH to hold and wait for it to go to court as this letter would seem to be part of the agree a settlement process. 

 

Page 2 is just a break down of how the OH can settle the amount so I didn't bother scanning and PDFing but I can if need be. Thanks PM

 

 

20220329-Overdales Defence Response Front Page.pdf

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the debt is statute barred.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Caggers OH received a DQ N180 today,

the covering letter was dated 25 Mar 22 so the previous post they've not really given the OH 7 days to response. 

 

Noting DX100's comment regarding a blank DQ n180 direct from the court, I take it the OH would agree or not agree to mediation

 

I've have a read up on the gov.uk website and it basically says the DQ is where the Judge will give instructions (directions) to both parties. 

 

I also noticed that the n180 Overdales have sent to the court is  a much older version than is currently in use, would that make a difference as they are effectively the same format just with Overdales barcodes inserted etc. 

 

I've attached what they sent anyway and will continue reading up as they have me confused as to the OH's next step, pretty easy mind. 

 

Thanks PM

 

overdales N180.pdf

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please remember to NAMe you PDF logically not just the default name from the program.

 

what does MCOL say, under status about N180's?

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

dx there is only acknowledgement of service and the OH's defence submission showing in the claim history on MCOL nothing suggesting N180 action has been submitted by Overdales.  I double checked as I check MCOL first to see if anything is on there to go off before having a read up and posting.

 

I will use a different merge pdf next time I wasn't able to change the name once downloaded.

 

PM

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Then as you'll read in any Lowell vanquis claimform thread here already it's sent to mainly harass and intimidate.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi Caggers

the OH has still not received an N180 request from the court yet, should she continue to wait for the request to drop through the letter box or should she just complete one and send to the court and overdales anyway? 

 

I'm concerned the OH may have inadvertently shot herself in the foot with inaction. 

 

I couldn't find a timeline for the court to contact the defendant only that the defendant has to respond to the N180 request by the stipulated court deadline. 

 

Thanks PM

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If the status on MCOL states that the claim has moved to allocation and DQs have been dispatched then yes you can use one of our copies...if not and the last entry is your defence submitted..... then you wait 

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 2 weeks later...

Morning Caggers

 

On the N180 can I put myself down as a witness so I can answer questions/queries on my OH's behalf or is that not allowed.  The form isn't very clear and whilst I can do a script for the OH, she'd rather I spoke on her behalf.  Cheers PM

 

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You put 1 wit down.. the defendant

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Evening Caggers

has anyone come across Northampton County Court Business Centre not passing on DQ responses for upload to MCOL

 

The OH responded the same day she received the DQ and sent via recorded post to which it was signed for a couple of days later (25 Apr) and well within time of the deadline she was given by the court (09 May). 

 

She has tried ringing the court numerous times only to be hung up on after waiting in long queues and no responses to emails either. 

 

She is concerned with MCOL not being updated that it will reflect badly if/when she has to go to court further down the line. 

 

I've read from various sources online that the staff at the court aren't the best either which doesn't fill us with confidence.  Thanks in advance PM.

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theres a couple here of recent where they took a time to file it

dont worry 

you have proof.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Have you checked the MCOL status by logging  in and checking the dash board...it will state who/date has filed the DQs.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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