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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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EU 261/2004 Denied Boarding Regulations - Air New Zealand via Netflights


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In Jan 20 I booked via Netflights family tickets to Los Angeles from Heathrow with Air New Zealand going in August 2020. They were non-refundable flights. Air New Zealand cancelled due to COVID-19. I approached Netflights for a refund who said they can only refund me if the airline refunds them.  I looked at EU261/2004 and as these flights depart from an EU airport they are covered by the regulations. I approached Air New Zealand quoting the relevant sections of EU261. They said they will only deal with the travel agent if a refund is due and wont refund me directly and their answer was final.

 

Netflights said they are a ticketing agent only as per their T's and C's so if they receive no refund from airline they will not refund me! Can someone advise me on next steps if that scenario occurs? Has anyone had similar dealings with Netflights or another online travel agent with this type of scenario?

 

Who is my contract with - the airline or travel agent?

 

Thanks

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Hello and welcome to CAG.

 

As you can imagine we're getting a lot of queries about this and of course each one is different so I can't necessarily point you towards a similar thread. I'm sure people will be along to advise, please bear with us. :)

 

Best, HB

Illegitimi non carborundum

 

 

 

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  • honeybee13 changed the title to EU 261/2004 Denied Boarding Regulations - Air New Zealand via Netflights

Netflights are members of ABTA, so you can look to them to assist you if necessary.   https://www.abta.com/

 

The issue i suspect is that at the moment,  the travel industry companies are getting loads of requests for refunds and they just don't have the staff resources to do the administration. Companies have been furloughing staff, making them redundant, sending staff home for shielding etc etc.  In normal times, when the airline cancels, they contact the flight Booker to find out what they want to do, obtain a refund or transfer to a different flight. In this case Air New Zealand would have advised Netflights of the cancellation and nothing is happening. 

 

Air New Zealand are correct that Netflights just need to request the refund on your behalf following the cancellation of the flight and when Netflights receive the money back, they should just refund it using the debit or credit card you originally made payment with.

 

So get on to Netflights and make a complaint.  Go to ABTA if necessary.

 

 

We could do with some help from you.

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Thanks Uncle Bulgaria. In my case I only found out the flights were cancelled when I went on the Air NZ website. On MyTrip in Netflights, the flights are still showing as operating! Netflights have requested the refund from Air NZ when I told Netflights that the flights were cancelled - my question is what are my next steps if Air NZ refuse? Do Netflights have to reimburse by law if they are not reimbursed by Air NZ. Who do I have the contract with? I will speak with ABTA.

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Air New Zealand would be responsible ultimately and have to refund.  But Netflights as they are still the agency and still exist, have to organise the refund.

 

But speak to ABTA and ask them about any timescales for refunds.  

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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