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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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UKPC/DCB(l) windscreen PCN claimform - parking in disabled bay W/O BB- Thurrock Shopping Park, West Thurrock


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  • 4 weeks later...
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yep.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...
  • 1 month later...

what are you not understanding about powerless DCA's??

 

a DCA is NOT a BAILIFF

and clamping was outlawed in 2012

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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DCBL are acting as DCA NOT bailiffs here, t a bailiff could only become involved with several IF's The PPC takes you to court and you lose, AND the judgment sum was for more than £600.  They rely on using the Ch5 Can't pay reputation to scare people.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 6 months later...

open

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Greetings everyone, hope you're all well. Thanks for reopening.

 

It seems they've now taken this to court and I'm not sure what to do. .

 

(I have edited and compressed your pdf, and uploaded it its not wise to link to external document sites,, better to upload to the post( BN))

 

claimform.pdf

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Yes, it is a court claim, you need to do Acknowledgement of Service then later file a defence.  dx100uk will be on soon to tell you how to do that.

 

Did the fleecers send you a formal Letter of Claim or Letter before Action before the court claim?

We could do with some help from you.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • dx100uk changed the title to UKPC/DCB(l) PCN claimform - parking in disabled bay - Thurrock Shopping Park, West Thurrock
  • 1 month later...

Hi everyone, thanks for your help again.

I've messed up though.

Due to personal circumstances,

I did not sort this out in time and as of March 30th have been served a CCJ. 

Do I have any other options that will mitigate the damage,

or I must now settle the full amount within a month?

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Well, both the court claim form and the sticky above explain the deadline for defending and sadly you missed that.  From the court's point of view you had the chance to defend but didn't.  So yes, you have to pay within a month.

 

The only "option" is to defy the court and not pay.  In that case the CCJ will not be removed, it'll show up everywhere and your credit file will be knackered for six years.

 

 

We could do with some help from you.

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  • 3 weeks later...

If only there was a way to display one's illness to the court.

Nevertheless, thank you so much for your help and forgive my delay

. I aim to sort it out this week. 

And to be clear, is there a way that the amount payable can be lessened or is this full amount now non-negotiable?

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No, from the court's perspective you didn't defend the claim when you had the chance.  So now it's game over.

 

Make sure you pay before the court's deadline otherwise you'll still end up with a CCJ.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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I am sorry that you lost your chance to win the case and now you have left yourself very little time to do anything other than pay. Had you come to us much earlier it might have been possible to argue but now you will have to pay the amount  ordered. At least that will prevent you getting a CCJ lasting for 6 years. 

 

After you have paid it may be possible to apply to challenge the verdict as you weren't able to put up a defence at the time-through illness? It is  not guaranteed that an appeal will be granted and it will cost another couple of hundred at least with no 100% certainty that you will win though at least the amount you owe should be reduced. I do think our Laws are wrong  in that undefended cases are forced to pay the unlawful amounts knowingly charged by claimants. 

 

 

 

 

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at £275 a set aside is not guaranteed a win.

pay the CCJ to the claimants solicitors dont delay 

they are snakes do it a good week in advance of the 30 day deadline.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Appreciate you all, thank you.

 

What if I sent my CPR request in time, but did not receive a response from the lawyer though? And have dated pictures of it and it being sent, but not proof of postage.

 

I'm thinking to pay first then appeal based on the above - what do you think?

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cpr is nothing to do with defending a claim

its a request

it can all but be ignored.

and typically always is.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

you mean you returned to n9? part?

on what date?

have you proof of posting?

and where did you send it?

 

we didnt tell you to do that here , why did you use snail mail?

we said use MCOL website, the same place you filed AOS.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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