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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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mmm

 

https://www.pestfix.co.uk/coronavirus-personal-kit----face-masks-and-alcohol-sanitiser.asp

 

Cheaper at Aldi Under 6 quid for ten if I remember rightly - thats 30 quid for 50

plus less than a quid for the tiny bottle of sanitizer or a bit more for a much bigger one

 

 

Should have gone to Aldi Boris.

 

 

 

 

 

 

 

The Tory Legacy

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10 years to save the Vest

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He wasn't up to much  between that case and now though, it seemed.  That PPE malarkey needs sorting there is something dodgy and an inkling of spivvery there.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Peanuts to what they are paying Serco for various other contracts with Track & Trace, and housing asylum seekers.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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It's still lost money though, it could have been spent on something worthwhile, BN.

 

When I said £400m, I was including Pestfix and the confectionary wholesaler whose name I can never remember.

 

No wonder the government wants to get rid of judicial reviews.

Illegitimi non carborundum

 

 

 

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Its what you get when 'the government' is prepared to lie through its teeth, then carry on lying through its teeth, whatever the cost to anyone else, to cover up their lies

 

Remember all the PPE that handcock claimed was coming from Turkey?

*while UK manufactured PPE was going abroad as the UK gov ignored offers from the manufacturers)

 

... and Turkey saying 'they asked us yesterday a week later

Then planes sent over to bring back almost sod all and most of that not suitable ...

 

Remember the easiest deal in history, us holding all the cards, which will give us EU market access without the costs and with deals across the world larger than the EU

.. and now the Johnson muppet show can't even negotiate 'the easiest deal in history' when he has 'all the cards' - including a majority in the UK

 

There's statistics, lies, damn lies, and then theres everything that comes out of johnsons' gob for which there is simply no appropriately derogatory term

 

'Johnson said' should become Synonymous with talking utter incompetent  lying sh** continuously, unashamedly and unapologetically for a lifetime

 

The Tory Legacy

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Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Even claiming 300,000 a day capacity is clearly just lying as amply demonstrated on days when there are no tests available.

 

Actual real achievable reasonably consistent maximum capacity to actually test people unquestionably seems to be around 80,000 a day.

 

3 years none stop testing to test the UK population just once.

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The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Dr North's take here, can't really disagree with him

 

https://www.turbulenttimes.co.uk/news/corona/coronavirus-about-time/

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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He has been pushing that viewpoint from the beginning of the crisis.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Independent Sage met yesterday and has a new report out.

 

They think the national test and trace system doesn't work and are urging the government not to renew Serco's contract. They say the job should be done by GPs and local public health people who are already deal with the more complex cases and care homes.

 

https://www.independentsage.org/an-independent-sage-discussion-document-on-contact-tracing-and-self-isolation/

Illegitimi non carborundum

 

 

 

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Serco are not up to the job, but director's of Serco are buddies with Ministers handing out contracts like confetti on the back of Covid.  Track & Trace and Isolate should be a LA competence, not private firms on the make.

 

Interesting blog today, the genesis of the crisis started with Blair in 2005, subsequent administrations did nothing to improve responses to pandemic.

 

https://www.turbulenttimes.co.uk/news/corona/scared-to-death/

 

 

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When will most schools actually re-open in September ?

 

And when they open, will they be providing teaching over the number hours 9am to 3pm  ?

 

I am thinking of the school I attended, which was a large Victorian building, with many modern extensions.  The classrooms which could accommodate about 35 Children elbow to elbow, will only be able to accommodate 20 at the most with any reasonable distancing.   Or does the whole class  of say 35 stay in a bubble and the teachers move around to teach the different subjects ? 

 

I can see many schools opening later in September, not for all pupils for all days and not doing the full hours.

 

This is going to be very difficult to manage for all those concerned, including parents looking to return to work. 

 

 

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To me, it isn't just about social distancing and hygiene measures. I'm far from the first to say it but until there's a reliable track and trace system, I don't think this can be managed properly.

 

Children may not suffer as much as adults, although some do, they can be asymptomatic and pass on the virus to the rest of the family.

 

https://www.walesonline.co.uk/news/uk-news/lockdown-david-king-second-wave-18739973

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Illegitimi non carborundum

 

 

 

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"Ministers have rejected a call from the children’s commissioner for England to bring in routine coronavirus testing in English schools."

 

"Nick Gibb, the schools minister, confirmed that teachers and pupils in England will not have access to routine testing when they reopen in September and will instead be reliant primarily on hygiene and distancing measures to control any spread of the virus."

 

https://www.theguardian.com/education/2020/aug/09/ministers-reject-call-for-weekly-covid-19-testing-in-english-schools

 

"New swab tests to confirm within 90 minutes if someone has Covid-19, as well as testing for flu, will be rolled out from next week, but Gibb confirmed that these would not as yet be used in schools."

 

Now I agree that getting our kids educated SAFELY should be our number ONE priority ..

But sending kids back into schools without a proper testing and monitoring regime to protect not just the children and teachers, but the families the children will return to, is not just 'morally indefensible' its criminal.

 

And effectively saying 'we'll test them once they show symptoms and have had time to spread it ... is beyond simply criminal.

 

Edited by tobyjugg2
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The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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49 minutes ago, cjcregg said:

Is there any evidence that mass speculative testing is an effective strategy in reducing transmission?

 

I don't think there is.

 

For my part I'm talking about targeted testing and tracing that's done locally. Speculative testing sounds like the Deloitte type car park testing centres who then don't send test results to local public health people who are able to act promptly if they're informed, or at best sent to them too late to be of any use.

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Illegitimi non carborundum

 

 

 

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32 minutes ago, cjcregg said:

Is there any evidence that mass speculative testing is an effective strategy in reducing transmission?

 

 

I think any decent person would say that people should have been 'speculatively' tested before they were sent back from hospital into care homes given the evidence we have seen,

and that people returning from international 'hot spots' should have been 'speculatively' tested

 

... even if the common sense of it didn't break through at the time, and even given the more limited claims of testing effectiveness at the time.

 

and most would maybe even see, in the light of information we now have, (care homes and even luxury liners)

- that a regular regime of testing, would have almost certainly easily saved thousands of lives.

 

Now apply that to schools - hundreds of children all together in a small area, going home without 14 day self isolations  - or even going home to 14 day isolation to their siblings and parents and a home environment.

 

 

Of course there is 'little actual evidence' of kids being seriously ill and dying in this precise situation is there cjregg - as they have been locked down,

but then again there is no direct evidence that you jumping off a precisely 500 foot cliff would harm you in any way is there ...

Bet you wouldn't though.

 

I'm nominating you for the monthly 'Johnson says' award in the junior class cjregg ...

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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This is what I think will happen.

 

Schools will be told by ministers that they have to open for all pupils, unless there is a local lock down in operation.  And pupils will be required to attend, unless they have confirmed health condition, where Doctors have advised against attendance.  Parents will face fines for not ensuring their Children attend.

 

Trace, trace system relies on people reporting and having tests done.  Many people who think they just have seasonal colds/flu won't bother to report or have tests done.  Plus many people with Covid-19 don't feel any symptoms, but have been found by recent research to be just as good at infecting others, as those with identifiable symptoms. 

 

I can see many localised lock downs been implemented in a sporadic way  and it will make it incredibly difficult for people.  And for organisations and business, the on/off nature of the lock downs will be worse than having a lock down for say 1 month..   If for example,  you had a school based in one city area that was not subject to lock down, but a number of teachers lived in a lock down area, you would question whether they should be commuting to work.  Is the journey essential, risk of spreading virus risk?    

 

Hope that Government have really detailed guidance and plans to deal with all of the issues that people are going to face in only a months time.  As soon as you have millions of people meeting in classrooms around  the country and then returning home to family, there is reasonable expectation of the virus numbers increasing.  And flowing from that you will have the many sporadic lock downs which will be very difficult to manage. 

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They've already presented most of para 1 Unc,

 

but this is what worries me given the intent to not test:

"On average, the coronavirus accumulates about two changes per month in its genome. "

 

https://www.sciencemag.org/news/2020/07/pandemic-virus-slowly-mutating-it-getting-more-dangerous

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7293453/

 

 

Whats that going to do with a couple of million kids with undevloped immune systems to work with?

Let alone the rest of their families, and whoever they come into contact with

 

 

 

So with no testing until an outbreak is well in progress, and The 'world beating' Johnson waffle ap and surrounding quiz and barbecue trace infrastructure already quite clearly demonstrated it neither trustworthy, or up to the task even if it were 'trusted.

 

https://www.theguardian.com/world/2020/aug/05/englands-contact-tracers-making-handful-of-calls-a-month

https://www.theguardian.com/uk-news/2020/aug/08/just-10-enforcement-orders-issued-for-breach-of-uk-quarantine-rules

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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