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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Igroup/GE Mortgage + secured Loan + now Engage- beat GE Repo - now Engage Repo **WON** Want to reclaim charges


Pleasehelpme26
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To northern bloke. I can't send pm yet...Thanks for your reply. When you say 50% is that half the arrears? We could only afford £228 per month but that is repaying over the remaining morgage term. What did ge do about fees and additional interest? Thanks

It's 50% of CMI. They told me that they wanted all the arrears in one go, but as the experts here say, that won't hold up in court.

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It's 50% of CMI. They told me that they wanted all the arrears in one go, but as the experts here say, that won't hold up in court.

 

What do you mean 50% of Contractual Monthly Instalment ??

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That wasn't from me

 

 

I know - I was asking Northernbloke what he meant.

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Oh dear! I'm being vague, as usual! My CMI is £367 so I offered £500 which is,to round figures about CMI + 50%. That would cover the arrears in eight years. The judge was perfectly happy with this.

 

Hi, thanks - understand now :)

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Hi you should be able to print out the affixed version and fill in manually - but you can't edit it.

 

Do you have a PC/laptop at home ?

Budget Sheet.pdf

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I've printed off the sheet and downloaded it. I will fill in on Friday and return. My gp has sent a letter to ge today saying how detrimental it will be for me if the eviction takes place. Ge still won't budge, should I inform judge of my health?

And anyone know what morgage rescue is?

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You could ask for time to sell - so you protect your equity. If you don't think you can maintain high payments on the mortgage and secured loan for many years it might be better to sell and perhaps buy a cheaper property?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Hi I can't access the sheet attached that I need to fill in, thanks. Can anyone post out to me?

have you not got Microsoft office installed with excel?

 

you can download open office for free and use that.

 

i'd complain about GE not helping you to the CEO

 

they must as far as i'm aware record ALL calls regarding mortgage arrears / collections etc

 

if you feel the 'advisor' on the phone was poor to you

then detail the time date of it and complain.

 

although ar has been indicated any fees they have charged you will ofcourse only come off the outstanding balance

& as such 'not help you'

don't forget things like debt management fees and advisor visit fees

these are typically +£100 each visit

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Is there anyone there ?

Just had a horrible bullying conversation with ge, he said no judge in the land would side with me as I owe so much money . I was feeling more positive, now dreadful again. Please anyone?

 

Why are you talking to them on the phone - stop now and don't under any circumstances talk to them on the phone. They say these things in attempt to make you think "ah well, not worth me going then", it is intended to intimidate you.

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