Igroup/GE Mortgage + secured Loan + now Engage- beat GE Repo - now Engage Repo **WON** Want to reclaim charges

[Pleasehelpme26]

Ok, but they never ever respond to my emails or written posted letters. They don't even acknowledge them

[Ell-enn]

Do you send the letters by recorded delivery and keep a copy?

[Pleasehelpme26]

Some rec del, always keep a copy and emails are saved.

[Pleasehelpme26]

I had to print out the income and expenditure form. I've filled it in, what do I do now. Can I post to you? Thanks

[Ell-enn]

Are you able to scan it and email it to me ?

[Pleasehelpme26]

Yes I think so. I will give it a go Monday morning, thanks x

[Pleasehelpme26]

Had an awful night, I'm so scared. Ge won't even respond to me. I hate them

[Pleasehelpme26]

I'm so stressed, is rather be dead than not have my house. Ge know I'm ill, they had a letter from my gp in March

[Conniff]

Please don't let stress rule your mind. And please promise you will attend the hearing?

 

It's not in a court, it is in an office and you sit around a table, all very informal and keep in mind that the judge is on your side.

[Pleasehelpme26]

Xx

[Pleasehelpme26]

What's the CEO? Thanks

[Pleasehelpme26]

Oh we were I group before ge, can't remember getting any correspondence to say igroup was no longer holders of our mortgage. The interest payments were always high. Are they subprime lenders? Thanks

[dx100uk]

igroup are GE money.

[Pleasehelpme26]

Thanks and what is a CEO? Thanks

[dx100uk]

god of a company

[Pleasehelpme26]

Sorry to sound so thick, but I was told my lender shouid have directed me to the CEO, I don't know what that means. Also we done a self certification of income as advised by broker in 2003, how do I find out if I was misold the mortgage? Thanks

[honeybee13]

Hello there.

 

CEO = chief executive officer, the big boss.

 

Why do you think you were mis-sold the mortgage? And was there a reason why you needed to self-certify your income please?

 

HB

[Pleasehelpme26]

Hi thank you.

Yes we weren't earning enough as self employed. Only offered a morgage with igroup and had to self certify as income wasn't high enough, thanks

[Pleasehelpme26]

There was an earlier post to me saying to complain as I wasn't directed to the CEO, how do I find out who that is and contact details? Thanks everyone xx

[Pleasehelpme26]

I have filed a complaint with the financial ombudsman regarding the way ge have acted. I don't think it will make any difference but it's worth a try.

[honeybee13]

Hi thank you.

Yes we weren't earning enough as self employed. Only offered a morgage with igroup and had to self certify as income wasn't high enough, thanks

 

Thank you for this. If it was the only way for you to get a mortgage, why do you think it might have been mis-sold?

 

HB

[Pleasehelpme26]

Hello, we weren't offered anything else, we could prove income and we paid a huge amount to the broker, thanks

[Pleasehelpme26]

Just wondered if anyone knows this....Pleasehelpme26 08:19 Today

There was an earlier post to me saying to complain as I wasn't directed to the CEO, how do I find out who that is and contact details? Thanks everyone xx

[dx100uk]

http://www.ceoemail.com/

[honeybee13]

Hello, we weren't offered anything else, we could prove income and we paid a huge amount to the broker, thanks

 

Sorry, I'm confused. In post #65, you said you didn't earn enough and so had to self-certify. This would have cut down your choice of lenders. Maybe I've misunderstood something.

 

HB