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Will Goodfellow

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About Will Goodfellow

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  1. What you can offer depends on what your budget reflects. If you haven't produced a full budget, you can do so here: https://tools.nationaldebtline.org/yourbudget/ As long as your expenditure is reasonable and all you can offer is £100 per month, offer that. What does the possession order state, does it state the arrears are to be paid forthwith or is there an instalment plan? If the order states forthwith, the N244 is an application to vary the terms of the order. You should offer to pay the ongoing monthly amount plus the £100 each month (or other affordable amount) towards arrears. If you aren't eligible for fee remission, there is a £50 application fee to submit the N244. If the application is successful, you will then have a suspended possession order on the agreed terms. It essential that you meet those terms or apply to vary again if they become unaffordable.
  2. I realise it is a speculative invoice, the next step will be a money claim with costs added. Are you going to suggest that the claim is defended on the grounds that there is no such thing as disabled bays or otherwise that are enforceable?
  3. Is there no mention of your informal appeal? Until that has been rejected your right to appeal to POPLA still stands. You should have paid the £60, it's already increased to £100 which you will still owe when your appeal is rejected. Lying about your length of stay in the disabled bay isn't going to do you any favours, if none of you were disabled, you shouldn't have parked there.
  4. You should still make a joint claim if you are entitled to benefits as a couple. Just because you made an error in judgement does not mean that you shouldn't receive money which you are entitled to.
  5. It is very unlikely that you will end up in prison or in magistrates court if you have not committed benefit fraud previously. The DWP/HMRC will look at the information you provide and will likely interview you. If it is decided that you were cohabiting, you will probably have an overpayment of benefits, you may also receive an administrative penalty which is an alternative to prosecution so any overpayment will need to be repaid.
  6. Rather than suing straight away, you can start an official complaint and then escalate to the Energy Ombudsman if you are unhappy with the response.
  7. A consent order is no gurantee that the CCJ will be quashed, that is at the discretion of the judge. The consent order was accepted by the court, the judgment was set-aside, and the judge reconsidered the CCJ but did not quash it. He probably deemed that your reason to overturn the CCJ focussed too much on it affecting your employment rather than it being unjust, hence the credit washing comment.
  8. That's not surprising. You could chase it up but I'd be surprised if you receive a reply within a month.
  9. Looking at this again, I don't know why I suggested contacting the DWP for a tax credit overpayment. I blame tiredness. You need to submit a mandatory reconsideration to HMRC as soon as possible. You can fill it out online if you have a gateway account or print off the form here: https://www.gov.uk/government/publications/child-tax-credit-and-working-tax-credit-appeal-form Don't wait while HMRC drags its feet. If the mandatory reconsideration does not overturn the decision, you can then appeal. Post back here for assistance if you need to.
  10. The DWP owns the debt, it does not sell debts as commercial companies do. If you ignore Advantis, it will eventually give up and pass the administration of the debt back to the DWP. If you do not make a payment arrangement with the DWP at that stage, the next step is likely to be a Direct Earnings Attachment if you are on the PAYE system or deductions from any current benefits. The debt will be deducted from your wages at a set percentage depending on how much you earn. It is better to try to negotiate an affordable repayment plan before that happens.
  11. You need benefits advice if anything, not an accountant.
  12. If you are getting a £400 increase, that is £25 more than you should be getting pro-rata. As you work three quarters of the hours for a full-time post, you should only get three quarters of the pay rise, £375.
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