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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hartley Wintney Motors - got them in small claims court - now a late 'offer'


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Just now, basildonbond1946 said:

With no connection to the poster. I would certainly take any advice  from Buyerbeware with an enormous pinch of salt if I was looking to take action under the CRA he seems to have rewrit to the Rogue dealers advantage, he also know a lot about the company that should start bells ringing as to how un biased his advice is

The company details are listed on companies house, why don’t you use your initiative and have a look yourself. Maybe you could ring Mr Ali yourself and sort out the problem for the OP ? Here’s a link. 

 

https://beta.companieshouse.gov.uk/company/09508309

 

 

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2 minutes ago, basildonbond1946 said:

I have also noted that buyerbeware only joined CAG 04/04/2019 which coincidently was the day the OP sent in his original reply one begins to wonder which of the two boneheads that runs the company he is. Then I thought he seems much to intelligent to flout the Cra so wantonly. So be very wary of buyerbeware and his crap advice

 

I’ve been a member since 04/04/18. Get your facts right. 

 

This is is a balanced unbiased response :)

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Please can we keep this civil....the OP is free to take whoevers advice he feels is correct and unbiased.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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18 minutes ago, Andyorch said:

Please can we keep this civil....the OP is free to take whoevers advice he feels is correct and unbiased.

 

Andy

Exactly Andy.

 

Maybe though, you should target your post the keyboard warriors who make incorrect accusations without the capability to read. Instead of making incorrect accusations about members who ARE actually trying to help :) 

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48 minutes ago, king12345 said:

Company will fold as soon as court papers are served.

They're probably piling up tons of requests of refund so to maximise their exit bonus.

Classic limited company car traders trick.

King, it isn’t as easy to liquidate a company or as straightforward as you think, if you look at their books the company is solvent. Plus, the internet would be full of bad reviews over a long period of time. I could be wrong but the evidence doesn’t look that way. 

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23 hours ago, Anidog1 said:

I asked to see a copy of the PDI because in his letter he said that I had been given the PDI. He said it may have been attached to the bill of sale, maybe I had misplaced it. It was never given to me that's why I am asking to see a copy of it.

 

My mechanic said the gasket could be fixed but there's no guarantee that it couldn't happen again in 6 months and he said there's absolutely no way the warranty company would agree to it.

The warranty company will only cover £1,000.

 

Apart from the gasket problem, there is also the fact that the aircon has been disconnected, the directional fans aren't connected!

 

I don't want to keep the car because I have lost all faith in it.

I would certainly say it wasn't fit for purpose when it was sold.

If the fans don't work, how could I demist my windscreen?

Answer is, I couldn't which is why I had to drive 27 miles in the dark, and the rain, trying to clear the windscreen with my sponge thingy. That's not safe!

 

He has never offered to repair it, his first comment when I contacted him about the breakdown was to give me the name of their rep at WMS Group.

 

In his letter he has offered to assist but thinks I am being un-cooperative.

 

All I have done is chase up emails because they are not responding to them. I don't consider that as being un-cooperative, if anything I would say they are being so and indeed obstructive.

 

He has given me the name of someone in his claims department.

They don't have a claims department!

It's all just delay tactics in the hope that I will give up!

There is another thread about this company on this website, they do sound like they are chancers and are doing everything in their powers to not sort out problems. FYI 

 

 

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I have received the elusive PDI report after 4 days. 4 days in which I consider is long enough for them to have botched a document together. If anyone on here is IT savvy, please take a look at the link to the HTML version of the report and advise if anyone believes a little bit of dodgery pokery has gone on!

 

html pdi report.pdf

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that's all garbled

did you not check it before uploading.???

 

turn off spellchecking on your scanner software!!

and use scan to image

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Last time i closed a ltd company (not to avoid paying ccj) it took me 5 minutes to fill a form.

90 days later the company had been permanently closed.

A lot of people do this every day after piling up debts, it's the easiest [problem] out there.

In fact, companies like screwfix have found a way to slightly close the loophole by getting directors to sign a personal guarantee (with little knowledge of what it is).

We have seen many former directors on this forum crying about personal guarantee after the had piled up lots of debts and closed the ltd company.

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I uploaded it like that! It's the hmtl version of the pdf they sent me. I was hoping someone with a bit of IT background would be able to tell me if there's anything suspicious about it. We think the section headed Engine looks suspicious, as the pdf version is just boxes that have been ticked with a biro. I want to know what that text under the engine section means. As I believe the document was doctored.

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what text?

want a secure email ad to fwd the email too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Update:

I issued a letter before claim and the 14 days were up last Monday.

Have sent a claim to small claims court.

 

HWM gave said they will defend this to the fullest.

Apparently timescales for such action vary between 9-11 month considering when they could attend court.

They will ensure to note this in their directions.

 

Their buy back offer of £1500 stands, subject to agreement.

They have never made an offer!

 

I tried to explain to them that it is not for them to decide when they can go to court.

The court will notify them.

They have until 20 may to respond.

 

They can extend by 14 days but that's it. 

 

As predicted, I was notified by Money Claim that HWM have extended by 14 days! 

So, hopefully they see sense and don't let it get as far as Court. 

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they have a total of 33 days from the date of the claim to file a defence

as long as they have acknowledged the claim on mcol by day 19.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Been notified they have rejected my claim.

Still saying I'm outside the 30 days because I didn't email them via the address on the bill of sale,

I only texted the salesman,

which they are denying in its entirety,

even though I have screenshot his reply.

 

It's not the biggest dealership in the world and Adam seemed to be the main man, apart from one other chap.

 

I was referred to their claims dept, who they later informed me was the owner?

The details on their defence claim states Dave Cohen as the manager.

This is a totally new name to me.

 

Is there any way to establish the employee/management details of a company, other than phoning and asking them?

I've checked companies house and it only details the owner, whose name bears no resemblance to the man who was the claims dept and then the owner!

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no they've filed a defence I take it...they cant reject the claim.

 

scan it up.

read upload PDF only please

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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email from whom?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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From Money Claim, HM Courts & Tribunals Service notifying me that HWM had rejected my claim and asking me to sign into my account to view HWM's response.

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ok sorry wasn't sure

good 

so next move is yours

proceed with allocation n180 form I expect.

upload their defence please as asked

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I think I have to respond to it by 28 May.

 

What worries me is the lies.

They're saying they asked for a casualty report and a written fix quote commensurate with the age of car and price paid.

They're saying I was uncooperative but at no time did they ask for this.

 

They're saying I agreed to a contractual repair and do not even have the choice of rejecting for a refund.

They're saying I did in excess of 1000 miles since sale and has agreed to a 45pence deduction as per the bill of sale.

This equals  £450.

I don't even know what they're on about??

 

And the bit that concerns me is I didnt give any consideration to ADR and the defendant reserves their right to a cost order against me.

 

What resolution could they come up with?

The car is pucked, I just want my money back!

I've just got a feeling they're going to work their way out of it on a technicality!

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no its just mumbo jumbo to put you off the scent.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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