Jump to content


  • Tweets

  • Posts

    • Hi I have received not one but three of the same PAP letters (just different amounts and details) from Moriarty Law, allegedly for three different ADCB credit cards taken out in UAE in 2009 for a total debt they claim is now almost 200,000 pounds across the three accounts.  I think I may have had one credit card from them, but there was nowhere near that amount outstanding, if anything, when I left the UAE for good on September 30, 2010. There is a difference with my case, however and I need some advice.  I have lived in Hong Kong since 2012 (I am a permanent resident there) and the letters have been sent to my elderly mother's address, which is where my UK bank account is registered, and have been forwarded to me. Though they are dated August 20 and 21 I only received them yesterday. There are also two follow-up "Final demand before proceedings letter" both dated September 8. In previous years there have only been various DCA letters sent which have all been ignored My queries are this: 1. What would happens if the letters were returned with a note that this person is "no longer lives at this address" - moved abroad” 2. Or should I return the PAP reply form anyway as set out on this forum but with no address on it (it might confuse them with a Hong Kong stamp on the envelope I guess) 3. If I do that, should I send the three forms separately or together? 4. Should I return it saying I have left the country adn not to send any more correspondece to my old address? 5 Or is there any other advice you can give.  I am not sure if I reveal that I am in Hong Kong that could stop UK proceedings, could I have a CCJ in absentia and could it be enforced, or whether could chase me for it in Hong Kong which has a similar statue of limitation law to UK? Thanks for any speedy advice. Time is short because it takes four or five days for post to get between UK and HK.        
    • A step by step guide on how to use the Armed Forces Pension Calculator     READ MORE HERE: https://www.gov.uk/government/publications/a-step-by-step-guide-on-how-to-use-the-armed-forces-pension-calculator
    • Hi   Repair and Support Plan states: If your product goes wrong after the 3rd Repair, you can request a replacement.(The faults must be mechanical they say e.g Hard Drive as opposed to physical/accidental to qualify for replacement/vouchers).   My Laptop has had 4 Hard Drive replacements. They are attempting to claim that a corner being missing when the laptop went in for repair over rides Hard Drive Failure and are therefore claiming my laptop has had only 3 repairs.   Also Well fix in 7 days or replacement-1 of the repairs took almost a month. Ive refused delivery of my `fixed` laptop now for 3 months while arguing to and fro with them that they have breached the support plan and I want replacement vouchers.They are now charging me £50 to store my laptop and are going to dispose of it in 6 days if I dont contact them. Been through usual channels..Consumer advice... just found out they wont participate in ADR. I loathe this company they are a disgrace. Ive paid A support Plan £11 per month for over 8 years. Im aware how bad they are and how many people they have shafted. Anyone any idea where I stand ..what I do?I dont want them to get away with broaching the policy as well as binning my laptop.Im left with nothing.    
    • So it is...... ...but has yet to be determined by a Judge...who would no doubt decide that  Bailey had the use of the vehicle  during the term of the agreement and therefore benefited.   Too risky....I would be happy with this result and leave it at that. 
    • If the claim is private individual against business, the case should be heard in your local court. Did you buy the dress under a business name or your own individual name?
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 238 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi all

 

My stepson aged 30 recently left the family home after living with us for over two years and moved in with his girlfriend. Although his mail came to our home, he was never on the electoral roll as residing here. Having cleared his room following his departure, we found a large quantity of unopened mail from creditors and a CCJ from a few months ago demanding he maintains his agreed £100 per month payments.

 

Yesterday, a bailiff turned up at our home demanding £1,750 that my stepson has run up as a debt, but with whom I don't know. I told him that he moved out in November to an address I didn't know. The bailiff was adamant that the £1,750 had to paid there and then and said that if I couldn't pay it, then he would require access to our home to remove goods to that value. I told him that there was nothing of my stepson's in the house which the bailiff said was of no concern to him, and unless we could provide receipts for our property, then he considered it fair game to remove.

 

Not wishing to see our house stripped of its contents, I paid the £1,750 and the bailiff went on his way. Had he gained entry, should I not have paid, would he have had the right to remove our belongings if we couldn't provide receipts?

 

I'm sure this won't be the last visit, it seems my stepson owes a great deal of money to various companies and I'd like to know where my wife and I stand in readiness for the next anticipated call from the bailiffs. Thank you

Share this post


Link to post
Share on other sites

Which Bailiff Co was he from? Unfortunately you have fallen for one of the oldest tricks in the book and it could be said therefore you have paid under duress. How did you pay?


Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Share this post


Link to post
Share on other sites

Hi

 

The bailiff was from Marston Holdings, PO Box 12019, Epping, CM16 9EB The amount demanded was paid by credit card

Share this post


Link to post
Share on other sites

thread title updated

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Well, excuse my cynicism but it appears the only aspect of my question that is of interest to anyone is altering the thread title from my original to sensationalise it.

Share this post


Link to post
Share on other sites

I would hazard a guess that the Agent who attended did so on behalf of a High Court Enforcement Officer. Somewhere amongst his letters will be the original CCJ + a Notice of Enforcement that relates to all this. If he has just been burying his head when letters have arrived then sad to say he will have little recourse to having it Set Aside etc. The attending Agent may only seize/take control of goods belonging to the debtor and really all that should have happened was you told him he did not reside here, you don't know where he is so go along nicely please. Of course if you had of done that then they would have returned and after this has happened 3 or 4 times they would have given up. In hindsight it is easy.

 

Having paid it becomes a little more difficult as you could argue you were put under duress to pay, they will say you paid voluntarily and a chargeback on your card may then be a tad awkward. Having paid in full then there is no fear of the knock on the door and you would have to sort some sort of payment scheme out with him to get reimbursed.

 

I would be tempted to make a complaint to Marston about what happened but don't expect too much sympathy back from them.


Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...