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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback.
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    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Octopus Iresa Energy supplier and debt and DCA's


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I was sent a demand by email from Octopus for over £500,

immediate payment,

which they say is what I owed to Iresa,

I've no idea who octopus are bit they're quoting ofgem and all sorts,

 

they reduced it to £400 when I queried it,

they are saying I was underpaying Iresa!

What's going on?

 

Octopus have threatened me with collection agency already!

I had a DD taken out of my bank yesterday to IresaOctopus for the usual monthly payment I was making to Iresa,

should I cancel this DD?

 

I know I need to check back and see exactly how much I've paid to Iresa,

I know they took extra out of my account in January to cover underpayments over the year,

and I'm going to book an appointment with CAB,

 

atm I'm on holiday and worrying about this!

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a DCA is not a bailiff and is totally powerless

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did you opt for an online only account?

if not block and bounce their emails and emails ad

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I got an email saying Iresa, my energy supplier, was going bust and Octopus were taking over.

I've been sent a demand by email from Octopus for over £500,

immediate payment,

which they say is what I owed to Iresa.

I've no idea who octopus are but they're quoting ofgem and all sorts.

They've reduced the demand to £400 when I queried it,

They are saying I was underpaying Iresa!

Octopus have threatened me with collection agency already!

I had a DD taken out of my bank yesterday to Iresa/Octopus for the usual monthly payment I was making to Iresa,

should I cancel this DD?

I know I need to check back and see exactly how much I've paid to Iresa,

I know they took extra out of my account in January to cover underpayments over the year.

I'm going to book an appointment with CAB,

atm I'm on holiday and worrying about this!

Any help appreciated.

afaia all Iresa accounts were online only.

That was my first thought, to insist they write to me by letter, not email.

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thread moved to utils forum

post tidied

 

redact the emails of pers info and post them here please

then the experts will begin to help when they see the thread

 

pers I would sent them ONE email reply

stating please WRITE to me not use email

this email address is NOT to be further used for any communication regarding the inherited account from Iresa.

 

I am aware you have inherited this account due to the Ofcom decision to close Iresa, I dispute any outstanding balance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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" Hi Andy,

 

Sorry if you feel pressured by us to make a payment - we absolutely do not expect you to pay any outstanding amount in one go. On clicking I agree, you can choose to have the debit transferred to your Octopus account. We can then discuss setting up a payment plan which you're comfortable with, or temporarily increasing your direct debit to pay off the debt over time.

 

To reassure you, I double checked the bill and based on the readings you gave, the overcharge is around £52, so we're prepared to lower the outstanding balance to only £400. We need to make sure that people are paying for the energy they've used, but we don't want to chase false debt, and it would be unfair of us to ask for the full amount simply because Iresa failed to conduct a payment adequacy for your account.

 

Best,

Anthony "

 

 

 

they are now offering to take on the debt (?), and offering me to pay it up, I've replied; thank you for your reply.

Please write to me regarding this issue, I do not want this email address to be used for any communication regarding the inherited account from Iresa.

I am aware you have inherited this account due to the OFGEM decision to close Iresa. I dispute any outstanding balance.

 

They've no agreed to take on the debt (?) and saying that if I agree they'll sort out a repayment plan. I paid extra to Iresa in March to cover underpayments so don't know how they come up with their figure. I've emailed them asking them to write to me.

Edited by Andyorch
Quotations and italics added
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Sar time me thinks?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Greetings

I too am an ex-Iresa customer, fortunately for me the transfer to Octopus Energy went without issue, however my Direct Debit is to Iresa is still active and was paid on 10th of the month,

the extra Direct Debit to Octopus Energy on 20 August never happened, and finally after the switch was completed to Octopus Energy they said that my Iresa account was shut-down, when in fact my Iresa on-line account is still active, even today.

Why don't you log-in to your Iresa Energy online account and grab the data!

Andrew

ASI Industries = As i in does tries!

 

As i in does tries!: My definition.

I will try, i may never succeed in the goal, but at least by trying i have a greater chance of success than never trying at all!

 My opinions are my own & occasionally may offend, but it is not my intention to cause offence in the first place!

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Hi Andyddg

I was also with Iresa, and am in the same position as yourself, when I received my final bill, my gas consumption for July was 1400 cubic meters, I don't us that in a year!.

I clicked on the disagree button and supplied them with my meter readings for Gas & Elec, and also queried the electric readings as I have had a smart meter fitted and have solar panels, yet according to the meter I have used 1200KWH in 40 days, something not right there, and have been informed that the meter may not be set correctly and is charging me for power generated as well.

In response to the bill they have sent me an offer of £97 ish, but haven't attached any bill or breakdown of how this was arrived at, so I have requested it and also asked where my payment taken in August has gone?

My Iresa account is still active, and I have downloaded the last 12 months of bills, if you can do that it will give you an indication of your consumption and allow you to compare what they are saying you have used, and also give you the ammo required to challenge them.

As for the DCA threat, I think it would be a foolish move on their part whilst the final bill is in dispute.

Hope that will help you in some way.

Paul9

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dca's are powerless

they are not bailiffs and have zero legal powers

what do ofgen say about all this?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ofgem are having a look for me.

I've logged into my iresa account but I'm not so sure the figures there are correct, I'll need to work out how much electric I used and then work out how much is owed.

Octopus have created an account for me and it just shows the last DD payment.

I've cancelled the DD and told Octopus to write to me about this issue.

In the mean time I don't know how much Octopus are going to try and charge me, and I want to switch as soon as possible,

they did send an email saying my Octopus account was up and running from the 21st and I could now switch, but I'm thinking if I do switch now it'll only complicate matters more.

after me asking them to write they've emailed asking me to agree or disagree with their offer. I get the feeling they're trying to rush me.

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block and bounce the email

 

you did tell them writing only not by email before?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes i would

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

pers I don't think they'll do that.

 

would be very bad publicity for them if they made you pay it off in one go

IF you owe anything:wink:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

I got another email demand from them, again threatening me with collection agency if I don't pay.

When I click the button to dispute the claim it simply gives a message that it's already disputed.

I switched to another supplier, and asked them to write and not use my email address.

Ogem haven't responded at all.

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post 16 did yo not action that?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Have you been able to agree the meter readings since Octopus took over?

Do you know how much you paid Iresa in the time you were with them?

You should be able to broadly identify how much you used, how much you paid & how much is outstanding - if anything.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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I told them not to email me, I haven't blocked their email address yet.

 

interesting that they're saying they're a paperless company and therefore don't send out any letters, they want to phone me though.

Edited by dx100uk
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then get on with blocking an bouncing their emails and the AD used.

writing only

you need a papertrail to bash them with.

 

email is cheap and free to send out whatever rubbish they like.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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https://octopus.energy/iresa/

https://octopus.energy/blog/iresa-daily-updates/

"Thursday 9 August

On Thursday, we spoke to the Ombudsman about how the c.700 open Iresa complaints will be dealt with, and will collaborate with them to work out next steps for each case in question. We’re working with the existing Iresa team to resolve these as soon as possible.

We’ve found that the Ombudsman complaints fall into three categories:

the customer service Iresa customers experienced, transfer issues, and billing issues.

The first two have essentially been addressed by moving the accounts to Octopus, and we’re now working on those customers with billing complaints.

We’re taking steps to get these sorted, and have already received a huge quantity of meter readings from Iresa customers, which can be used to work out final balances."

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

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If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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  • 3 months later...

I too have had a demand from Octopus Energy, threatening me with debt collectors, even though I left Iresa with no outstanding debts and switched to Avro duel fuel. 

Now Octopus claim the electricity a/c wasn't switched after all and they want £129 !    

I'm not paying twice. 

I'm livid.

 

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Please start a new thread of you own

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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