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    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
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    • luckily like this thread VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed*** - Page 4 - Private Land Parking Enforcement - Consumer Action Group although no on the crossing, same applies to you so WS time. there are numerous threads here on pedestrian crossing claimforms by VCS at Bristol and at other airports so use our enhanced google searchbox and find them. really a bad idea to vanish for SIX months and not been have reading up here.....................  
    • Not at all.  The onus is on them to ensure that their invoice respects the provisions of Schedule 4 of the Protection of Freedoms Act 2012 to establish keeper liability.  Which it can't as the area is covered by bye-laws. Spot on. Irrelevant as to whether you entered into a contract with VCS to pay them £100 if you didn't obey what was written on their silly signs. Who cares?  What about their ridiculous generic Particulars of Claim where they deliberately mix up driver and keeper. And where do they mention this?  You haven't shown us anything. Of course you have to prepare a Witness Statement and you'd better get on with it. This is the problem here - you've disappeared for months & months, haven't kept us updated and presumably haven't read other VCS threads.  That needs to change - now. Otherwise you will lose - simple as that. For a start - please upload the court order which fixes the hearing date plus plus where "VCS mentioned my initial defence was generic and clearly copied from the internet".  We're not mind readers.
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Idem and CCA return on old TSB credit card


CATNAP1
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Hello,

 

I have requested from IDEM my CCA,

initially they said they could not find it,

 

i stopped making payments,

they have since sent me an application for the cards i took out, dated 1993 with my signature on it, and what appears to be a generic copy of a CCA listing terms and conditions,

 

it has a newer address on this(not the one at time of application) and it states term such as a £12 charge if i go over my credit limit, which i did do in the past but was actually charged £25/£35 ( i believe the lower charge of £12 came in around 2006) therefore what i really want to know is this classed as a valid CCA or are they trying it on?

Edited by dx100uk
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Hi welcome,

 

 

Couldn't advise without seeing the actual CCA they sent back, clearly you'd need to redact all identifiers off it.

 

 

Can you scan and post it up?

 

 

When did you last pay anything towards this?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I have uploaded them hopefully you can click on the link if i have done it correctly,

 

there are 4 pages listed under credit agreement /terms of use and 17 pages for the generic version of which i have uploaded.

 

I have stopped paying them for only the last two months, it is no longer on my credit file.

 

As mentioned before it contains a more recent address rather than the one when i took out the application, and states £12 charges for going over limit when i paid £25/£35

 

I look forward to receiving some advice, Thanking you in adance.

idem.pdf

idem1.pdf

idem2.pdf

idem3.pdf

Edited by CATNAP1
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" As mentioned before it contains a more recent address rather than the one when i took out the application, and states £12 charges for going over limit when i paid £25/£35 "

 

Then its been doctored and falsified to try to oblige with your request...forget them.

 

 

 

Andy

We could do with some help from you.

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Retitled and moved to TSB forum

 

No surprise its bogroll

Idem have been raid their filing cabinet again and playing pick and mix

Well done ob stopping payment!!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hello, Just wanted to give a quick update, as annoyingly on some of these threads people ask for advice, get it, but don't tell you how it concluded, and i didn't want to be one of those people, after all the help and advice i was given.

 

One account out of the six accounts that IDEM had, appeared to be a valid CCA, the others fake, on making no payments to IDEM for six months, they agreed to settle at a 70% discount, this was paid on the understanding that it was settled with a zero balance and would not be sold on to another DCA in the future.

 

Some will think i need not have paid anything at all on the accounts without a CCA, but it was my choice to settle at this amount and i feel pleased i have, this way should(i know unlikely) a valid CCA crops up sometime in the next six years i would be liable for the full balance, this way it is now done and dusted.

 

Thanks for the advice given by this site, i for one am happy with the outcome.

 

Thank you!

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Many thanks for the update and conclusion CATNAP.....:thumb:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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