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    • Hi all! I've now had a "final notification letter" through from ECP. I assume I should continue to ignore this, but is there likely any action I need to take? Do you need to see a copy of the letter? Thanks
    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
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Cabot/nolans SPC Claim - old Tesco credit card


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I wouldn't waste money on them no...

1st class with free proof of posting from the PO counter will do.

 

you now need to use the search CAG box of the top red toolbar

 

cabot nolans SPC Claim.

 

then you'll understand why nolans are the sneakiest snake in the grass toward Scottish debts...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
  • Replies 56
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multipage pdf done for you above

 

can I confirm your response form contained the following:

 

It is admitted with regards to the respondent once having financial dealings with [original Creditor] in the past.

I do not recall any precise details or agreements and have sought verification from the claimant who has not complied with my request for further information. It is denied that I am indebted for any alleged balance claimed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so why did you not copy and paste properly?

 

you sent one to nolans by royal mail

you must have printed that off?

is the full d1 text on that?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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for some reason some text was missing from response form copy...

 

here's is the original with my details missing

 

hopefully this works....

---------------------------

 

all the text is in box d1 but for some reason when i upload the pdf some text is missing... i have copy and pasted text from d1/d2 and uploaded it as a text file see latest post.....

responseform.txt

Edited by dx100uk
merge
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so, back to post 30

 

did the sheriff get to see that sentence please?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Re. my reply to court and claiment....

Question from court....The respondent is ordered to write to the claimiant at least 14 days before the date (14/2/2019) of the case management conference to clarify these issues:

* Does the respondent accept that he entered into an agreement with TPF and that he is in default in respect of that agreement?

 

could i have help with the wording for this reply or will I just say yes x 2...

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post 30

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

load of cobrers and Nolan know it.

 

there a letter here from them on an earlier SPC claim whereby they state totally the opposite with regard to a default notice:

 

as our client are only seeking the arrears under the agreement a default notice is not needed....MAKE YOUR MIND UP NOLANDS..which is it??

 

little tip ..YOU NEED THE DEFAULT NOTICE TO LITIGATE on any value..read the consumer credit act...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if you wish..doesn't remove the fact they've no default notice...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

Update.. futher on from my 14th Feb. meeting at court, I have now received an Incidental Order Application>>>

The Simple procedure Incidental Orders Form

---------------------------------------------------------

 

C1. what orders would you like the court to make?

-----------------------------------------------------------

BoxC1.

*******************************************************************************************************

1. To discharge the hearing fixed for 11th march restricting the issue as to whether or not the debt has been properly assigned.

 

2. To grant Decree against the Respondant together with expenses.

*******************************************************************************************************

 

C2. why should the court make these orders

--------------------------------------------------------

the party making the application must set out why the court should make the orders asked for.

Box C2.

*********************************************************************************

DETAILS TO FOLLOW TONIGHT

--------------------------------------------

 

 

**********************************************************************************

Edited by Andyorch
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so trying to totally hide the fact they have no default notice which is fatal to their claim...

 

that's nolans for you.

ofcourse you object poss via an IA yourself.

Edited by Andyorch
edited

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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further information

============

 

relevant rules

=========

 

9.10 How can a party ask the sheriff to make any other orders?

*************************************************************

(1) A party may ask the sheriff to make any other orders by sending an Incidental

Orders Application to the other party.

(2) That party must at the same time send the court a copy of the Incidental

Orders Application with evidence that it was sent to the other party (for

example a postal receipt or a copy of an email).

(3) If the party who has been sent the Incidental Orders Application objects to the

proposed orders, that party must send that Incidental Orders Application to

the court within 10 days of it being sent, setting out that objection.

(4) After considering the Incidental Orders Application, and any objection that

may have been sent, the sheriff may do one of three things:

(a) grant the application, and send written orders to the parties,

(b) refuse the application, and make no orders, or

© order the parties to appear at a discussion in court, where the sheriff

will consider whether to make any orders.

-------------------------------------------------------------------------------------

 

20.6 How can you ask the court to consider other applications about provisional orders?

****************************************************************************************

 

(1) A party may make any other application mentioned in Part 1A of the

Debtors (Scotland) Act 1987a

or Part 1A of the Debt Arrangement and

Attachment (Scotland) Act 2002(b) by sending an Incidental Orders

Application to the court, the other party and any interested person.

(2) An interested person may make any other application mentioned in Part 1A

of the Debtors (Scotland) Act 1987 or Part 1A of the Debt Arrangement and

a 1987 c. 18 Part 1A was inserted by the Bankruptcy and Diligence etc. (Scotland) Act

2007 (asp 3), section 169.

 

Attachment (Scotland) Act 2002b by sending an Incidental Orders

Application to the court, the parties and any other interested person.

(3) When the court receives such an Incidental Orders Application, the sheriff

must order every person to whom the application was sent to appear at a

provisional orders discussion in court, where the sheriff will consider

whether to make any orders.

======================================================

also got a letter this morning from court Re. next hearing...it states...

===============================================

 

*The only disputed issue in this proof is whether the debit has been assigned from Tesco to the claimants*

===================================================================

incidental.pdf

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so without me trawling thru..have they sent a copy of the notice of assignment both ways?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thats not a Notice of Assignment...thats the portfolio sale from Tesco to Caboot...has no connection to your debt.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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seem.?

scan up what they send back that you related to all the 30 pages please

 

probably called notice of assignment not intimation

should be 2 sheets.

one from Tesco, one from cabot

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Scottish Law DX thats what we call a Notice of Assignment ( Intimation of Assignment) either way they have not disclosed it

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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yea of course I understand that but I doubt cabot do hence the title of the letters they would have sent and skooch not able to find one entitled intimation. bet they are there sadly

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Unlike notice of assignment (which is not necessary in order to create an equitable assignment), an assignation must be intimated before it creates a security interest in the asset.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?270695-Assignation-and-Intimation

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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