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unknown tessara portfolio/els cole CCJ/CO help


jcmate
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hi there

 

i think southend court oud out from another soure who was the new onerm contacyed them VI EMAIL,THIS was strabge they sent me a letter saying i owe 2 account

the account the y sent me, imawaiting the 2nd letter becausei qestion ed 2 avvoubts im wawiting kettter

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:???::noidea::noidea::noidea:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what do you mean by joint account ownership.......!!!!

 

really getting frustrated that you cant be bothered to spell check what you are writing/posting unless you have pers issues whereby you cant help it - its really not on in this day and age if you want our help

 

is your home the charge is against jointly owned YES OR NO

 

but i'll cut to the chase

 

if you home is joinly owned

BUT the charging orders are only for debts own by YOU

then your have a restriction K charge

that CANNOT stop you selling.

 

id ask you to type out what the charge says...but I have my doubts it will be verbatum

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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im new to this but thank you, my solicitor should know ths too

 

i will tel you again

 

 

#the black horse account is in my name only = yes

 

the morgage is a joint account in both our names = yes

 

i hope that clarifys?

 

my solicitor has got the charging order and deeds

 

Re: unknown tessara portfolio/els cole CCJ/CO help

i will tell you again

 

 

#the black horse account is in my name only = yes

 

the morgage is a joint account in both our names = yes

 

i hope that clarifys?

 

my solicitor has got the charging order and deeds

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then its a restriction k

you don't need to clear it before you sell

get a proper solicitor that understands charging orders and restriction K PROPERLY.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so you should be sorted now

good.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

i must say she was quite shocked but made me pay it,

 

so after finding out so much on here

i will be taking them to court even terseesa emil is still being used eben the debt was bought in 2012 and terras had gone in liquidation and there to numorous to name but intend to take them to court to prove theres so msy working together to make money

 

i only found when i tried to sell my place

i know im right

also arrow global knew nothing about it untill i told them

then was 2 of the same accounts by blackhorse both via terrassa,

 

who seen have got their emails back even if they are hone in name only, and a certain m cole was able to help even tho he said the debt was sold on,

its a real mess but they know the courts cant handle it,and my solicitor waste of time she was more worried by the buyer not me,

 

i think its a discrace and its rife,

stands to 2 reason that blackhorse would not give me anther loan if i had not paid any off the 1st one.

 

theres loads of dodgy dealing everyone should check i think its rife ,

i think its the same loan sold twice

all of a sudden arrow cancelled that debt but still leaving the big one

 

i will keep u informed

great help to me,

 

infact i told the court who didnt know,

i am better not employing solicitor,

 

they know that the courts are giving them out like sweets and no one seems to get paper or say its been thrown out,

i must say that my address which i let in 2002 was getting letters from 2006 but they didnt buy the debt till 2012 were they psychic, i have to say well done

Edited by dx100uk
tried to correct grammer and spelling - dx
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Can you please copy your above post again here and edit in some line spacing and correct your spelling mistakes

 

Can't make head not tail of what you are saying!!

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

hello again

 

i agreed to pay this as my solicitor said they have to pat or not sell the house,

i said yes and would sort it out

 

after i told arrow global i was going to sort it out after they're 2 accounts from the same company (terresa ex blackhorse)

 

They said there were 2,

i dissputed this saying they must be the same account.

they then cancelled the 1st one saying it was too old but the 2nd one was on my flat as a charging order

 

i never had thing from arrow only that had sent a letter to my address.

i tried 2 letters to the bulk northampton and no reply,

i asked for the original ccj which i cant find anywhere

 

it was ex terresa 2007

they went bust 2010,

i found out who they were via s. cole solicitors.

 

i have never paid anything off this untill now

im looking for a good solicitor to sort this out.

 

it seems they're so back door but they just won, buying debts of the year award.

i believe they all know each other.

 

southend court knew nothing of arrow global untill i told them.

 

can i go to court to take them on

Edited by dx100uk
spacing.
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arrows/tessara portfolio/els cole are all the same lot.

 

its a restriction k

you don't need to clear it before you sell

get a proper solicitor that understands charging orders and restriction K PROPERLY.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
in addition it will cost £155 to make an application to set aside

 

hi there

 

i didnt even know about mine it was on my deeds.an the court had no idea of them either

 

jcmate

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i have just had a reply from Northampton bulk via email,

they know nothing of the CCJ now as its to old

advised me to talk to South end court,

 

i contacted South end Court who also sent me an email,

they have no details or had been sent details of arrow global,

their last communication was from Els Cole only,

they knew nothing about arrow global until i advised them.

Funny they didn't tell me or the court?

 

i had the to release the charge order and pay it,

my solicitor was no help

,they advised me to for ease i think.

 

can i to try to get it back

i did tell my solicitor i would be trying to

 

is it worth it you think?

i never had paper work from arrow global until i contacted them

 

thank you

 

jcmate

Edited by jcmate
PROOFING
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so you paid it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

why did you have too?

it was a restriction k only

 

who said you had to pay it

and why did you pay it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

hi there

 

i didnt even know about mine it was on my deeds.an the court had no idea of them either

 

jcmate

 

thread is +4yrs old

what thread of yours is this reply related too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well we told you about that ages ago and that you didn't need to pay it...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

so that was MBNA too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yes stop listening to people that have no idea what they are doing!!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Do you think I could go back to court, Southend court informed me they had no correspondence from arrow at all

Also they said I had 2 accounts with black horse when it was 1 only

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