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    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrant.  today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Halifax/Ascent - home repossession***Suspended* **


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Hi, you did the correct thing in getting the address for the relevant department, it saves any delays in the letter getting to the right person.

 

 

Affixed is a draft letter for you to look at. You need to put Halifax address in and the mortgage account no. Also within the letter there are XXX's where the amount you are offering needs to go. Remember to keep a copy for yourself and also keep the postal receipt safe so you can check they have received it and print off the signature.

 

Thank you !!! That letter is great ! Should I address the letter I have just recieved ( see next post )

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OK, amend the figures on the sheet and make sure you leave yourself plenty of money to live on. I have affixed our budget sheet which calculates automatically as you fill it in, it might be helpful to get you to the right figures.

 

 

Take a copy of the letter you have received and your amended budget sheet - circle in red pen the part which says "if you can only offer a small amount etc) and affix these copies to the letter you are sending - just to point out to them that one lot doesn't know what the other lot are doing !!!!

Budget Sheet.xls

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No harm in sending two lots

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I would say it's pretty likely although there's no guarantees. However, if they do not withdraw then you have some amunition to go to court with i.e. you tried to come to an arrangement but they didn't agree - that won't go down well with a judge.

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I would say it's pretty likely although there's no guarantees. However, if they do not withdraw then you have some amunition to go to court with i.e. you tried to come to an arrangement but they didn't agree - that won't go down well with a judge.

 

Even though u have had several evictions cancelled by Halifax over the last 6 years ??

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the more times they try and fail

the less likely the nextime they will be believed

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well unless they stated that in a letter its all mind games to make you give in.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It is isn’t it! They have made me so ill again. They were very very judgemental and saying my husband needed to step up to the plate and I obviasly shouldn’t have a mortgage and that’s what they were trying to was be responsible and not let me have house anymore if I couldn’t afford it!!!

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It is isn’t it! They have made me so ill again. They were very very judgemental and saying my husband needed to step up to the plate and I obviasly shouldn’t have a mortgage and that’s what they were trying to was be responsible and not let me have house anymore if I couldn’t afford it!!!

 

I am so anxious

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It's understandable that you are anxious about this, but you have something to focus on by getting the letter of to them asap. There is nothing more you can do until you get a response. If they ring you again tell them they are making you ill and you will be recording the call due to the unacceptable calls you have had with them recently.

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It's natural to feel the way you do, everyone who is in the same position will have felt anxious and upset. Have a look through all the other repossession threads and you will see how many people have kept their homes - I have been involved in many, many similar repossession cases and I know judges won't take people's homes away if they are able to pay. Please get the letters off asap and try to relax over the weekend.

 

 

If you need to post how you are feeling then we will always be here to listen, but do try to stay positive - you have us all behind you in this :)

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Should I make this months payment

 

 

Yes, absolutely, you must make the payment - this will all help your case if you have to go to court - it would show the judge you are committed to maintaining the proposal you have made.

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If you can afford it then make it today - will you be paying extra on top of the normal payment like you proposed ?

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OK, but make sure you keep a check on your payments going forward so you can prove you are paying the extra on top of the normal payment each month.

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I called up and they wouldn’t take payment!!!!

 

They said it needed to be done by my case manager and they weren’t in now till Monday !!!!

 

I said why can’t u take a debit card payment that’s all I need to do.

She said no.

 

So I’ve made it online as I had their bank details saved

 

Letter send special delivery £6 pound for each letter

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and that's the way you pay from now on no more ringing up to pay them and get abused....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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oh and go read this thread

https://www.consumeractiongroup.co.uk/forum/showthread.php?400510-Kensington-SPO-**stayed**-now-trying-again-**WON**-(Payment-late-now-worried)&p=5064066#post5064066

another stress head like you and a good outcome

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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