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    • Hello, firstly thank you for reading this. I know no one wants a long winded back story. So I’ll be breif. I entered a local store to buy some paint (which I did pay for) I am honestly not a bad person or a theif.   Didn’t have a basket or trolly as was on my lunch break. Whilst picking up the three tubs of paint placed some masking tape in my pocket (it was hanging out of so I had every intention to pay) just didn’t have a hand free. Paid for my goods (forgot about the £4.39 masking tape) I’ve got so much going on and im not well at all (like I say no one cares I get that) also have autism so wasn’t thinking particularly like others do maybe (who knows my minds going around and around) I left the store after paying, was pulled back in by security. Asked for the tape which I gave immediately  shook up. Gave them my ID and details. I was given some paper and told to expect a large fine in the post for their time and the tape and sent on my way. my questions are: I hardly ever go out without support so the ban I guess I can’t go there now for anything (their loss) - ok but is my photo going to be all over with my name? how much am I expecting in the post as a fine? I have sent them cash in the post recorded signed for delivery to arrive tomorrow (incident happened today) for my error. Their Address was on the bit of paper. i have read two posts on this page but they were from many many years ago so I hoped for updated advise please? 
    • V important you read lots of BMW threads too !  
    • So should I send them a new SAR and put my date of birth on it? Or do I need to send them some proof? Driving license? 
    • Thanks so much for your help!! I've emailed them, and when they reply saying they can't do it I'll reply and state my rights. I'm so glad I found this forum, and will read all of the posts I can find and help guides available for the future. Really can't thank you enough.
    • utter BS, doesn't matter you signed it. pers i'd be writing as per the other threads here rejecting the car as not as described under CRA etc and be done with it. as its a debit card you could also do a full chargeback within 120 days to your bank and simply dump the car back to BMW. 100's of like threads to read here. get your ducks inline. make sure you know what you are doing and off you go. dont take any BS from BMW, no matter what you sign it does NOT remove your consumer rights. p'haps it might be on the off chance you are a good manager , a quick phonecall tomorrow saying you dont want it because (no bla bla fitted) it might be resolved in 5 mins..i will guess to date you not tried
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capquest..Littlewood debt from +15yrs ago? i need help


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Hi ,can anyone help,

 

 

capquest have been in touch we me asking for payment of a account they purchased from littlewoods finance co ltd ,

 

 

i have no knowledge of what they are on about ,

i have never held an account with littlewoods ,

they cannot provide me with any information regarding what i am supposed to have bought or when...

 

i have been advised not to speak to them over the phone but deal with them through letter only,

which i have done ,

our only connection to littlewoods is my wife had a neighbour who was a agent for littlewoods catalouge so she did order from her but that was fifteen years ago ?

 

they have now given me until march 6th to pay or they will send my account to a specialist collection agency,

 

 

i have sent them a letter regarding the debt being STATUTE BARRED but that has not had any effect,

so if anyone can help

 

 

i would be very grateful .cheers

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Hi and Welcome to CAG

 

I have moved your thread to the appropriate forum..please continue to post here.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Mmmmmmm

 

" they have now given me until march 6th to pay or they will send my account to a specialist collection agency "

 

More specialist than what they are?

 

Send them a CCA section 78 request for a copy of this alleged agreement.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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moved since then?

is her credit file clear?

what letters did you send

and what replies have you had?

 

it may just be because you entered into letter tennis

capquest think one more threat will work...

 

don't forget a DCA is NOT A BAILIFF

safe to mostly ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes we have moved house over 15 years ago,

not sure about her credit file ( how would i find out),

 

we have sent a downloaded letter regarding the limitation act 1980,

and the fact that the debt is now statute barred owing to the length of time but that has had no effect

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no sb letters don't really work in Eng/Wales

the debt still 'exists'..

 

credit file

go try clearscore or noddle

its all free

 

see what shows

 

can you scan up the letters you've had to PDF please

 

see the upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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edward, I have sent you a Private Message, please check your Notifications.

 

Thanks.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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