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    • Interesting. Thanks for that London.  That’s what I’m gathering.     iv no doubt they would send me fake documents but would they really dare present fake documents to a court of law?
    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
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Cabot Chasing 20 year old Barclay's Master loan


dcahater76
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Hi all

 

Got a letter yesterday from Crapbot stating they had traced me to my current address

 

 

in about 1996 Barclay's gave me a 5k loan

they defaulted me in 1998

Cabot started chasing back in 2000

 

 

I was younger back then and didn't know my rights I paid them till 2002 then told them to do One in no uncertain terms

 

 

spin forward 14 years

they are trying to state I owe them 5300

 

 

I am fully aware this debt is well and truly statute barred

 

 

is there any point in inviting letter tennis with these morons by sending them a CCA letter which probably no longer exists?

 

 

Funnily enough I bank with Barclay's have done for the last five years without any problems.

 

 

I personally think Crapbot must be losing the plot chasing debt this old

 

 

what do you guys think?

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as you have not written to them to date ?

and thus they could file a court claim to your last known address?

 

 

i'd be sending the statute barred letter in the dca section of the library

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i'd ignore them. They dont enforce legit debts. Its been sol long, their computers likely spat out an automated letter and nobody at cabot even know it happened.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi DCA,

 

I'd be inclined to send the Stat Barred letter. This will confirm your current address so you know they have your current address and you can keep track of what they're up to.

 

After that, you can pretty much ignore further demands.

 

When you send the letter, get a free Certificate of Posting form the PO Counter so you have proof, and keep it safe.

 

:-)

Edited by slick132

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well it does appear they are certain they have the right person and address or they will have dropped themselves in it by spewing out details of your personal data.

 

This means they cant go for a backdoor CCJ so no real reason to say anything you dont want to

 

I would also send the SB letter and remind them of their obligations to process your data fairy now they know that they dont have any reason to continue

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Well sent statute barred letter today and got proof of postage. I am getting used to this now managed to get robbers way to cease chasing me for a welcome debt I have reclaimed PPI on so when I get the money through will be making a donation to cat for the great advise given by everyone especially DX100

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:rockon::rockon::rockon:

Nice to see you've moved forward

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You're very welcome and your donation will help us remain here to help others.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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