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    • I am getting conflicting advice from friends about this issue. I am hoping somebody can end my confusion. A couple of weeks ago I took my Mum out for her birthday. Another driver scratched the front passenger side near the bumper of my car as it was parked up. There are no dents just quite severe paint work damage. He scraped his car against mine. The other driver drove off. Luckily there was 2 witnesses who got the other drivers reg number. Cut a log story short the other driver said he didn’t realise he damaged the paintwork on my car. He has however admitted liability. His insurance is paying out. Last Thursday my car was taken away to have the paintwork done. Today I been told my car has been put down as a total loss (not a write off).  As it is only paintwork damage and not body work or mechanical damage, I don't understand why it has been put down as a total loss. I have been told by the insurers I can either write the car off and receive payment to the value of the car or I can take a lower payment and get the car repaired myself.   I am getting conflicting advice from friends. Some are saying if I keep my car and get the repairs done myself the car will then be classed as a category S or category M and I will no longer be able get insurance on the car as it will be classed as written off. As it is only paintwork damage and not body work or mechanical damage, I don't understand that. My questions are  If I take the payment to get the paintwork repair done myself will I still be able to insure my car when the insurance is up for renewal? If I take the payment to get the paintwork repair done myself will my current insurance policy be voided? If my car does get classed as category M or S will the stop me from selling it on the future? Thanks
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Frederickson Vodafone letter PLESSE HELP


Tav35
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Please can some one advice on my situation that's been going on for one year.

Here is my last correspondence to Vodafone and today I received a letter from Frederickson.

 

I have these phoned in there original box's untouched and no direct debt to my account.

I have tried to return them but know one would excep them.

Would appreciate help with this situation.

Thanks Tav35

 

>

> To whom it may concern,

>

> I'm writing to you on the advice from a call to Vodafone

>

> Please can you look at my account

> I have been adviced that there is information on the system saying that Shaun out bound tele sales phoned me to sale the phones at 2pm and the call lasted 31.52 sec

> This is when I was told that I wouldn't have to pay out my Ee contract and the phones I had to exchange would cover the cost.

>

> I was then miss sold a contract for two phones one being a samsung 6 and a Iphone that would end my Ee contract of 2 years in exchange for a hawai phone and HTC.

>

> The hawai is worth 10 pounds

> HTC 50 pounds

> And a 2 year contract

>

> Would never cover the cost by exchanging the phones for the bundle you offered.

> I have been trying to sort this in store and calls that are recorded.

>

> No one would take the phones back and cancel my account with you.

>

> Even though they say the phones would never cover the cost

>

> I explained at the time of the call that I couldn't afford to buy out my Ee contract and that my phones have no value.

> I was told in that call that they would still honour the deal no fee to end contract and no extra payment for phones.

>

> I have been informed by a member of staff this needs looking into and that I need to contact you regarding this situation.

>

> Kind regards

20161014_225721.jpg

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Hi Tav35 and Welcome to CAG

 

I have moved your thread to the appropriate forum....please continue to post here.

 

Regards

 

Andy

We could do with some help from you.

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dca's are powerless

they are not bailiffs

they don't own the account

ignore them.

 

 

I hope that letter is not to them?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi and welcome to CAG

I am a little confused so can you assist.

Rather than list the letter, can you lay out how you got to this stage. Dates are important. When were you contacted by VF? Did you contact them? Can you remember what was said?

 

If it is fairly recent, VF may still have a recording of the calls. They do delete them fairly quickly so you may need to act now to get them retained.

 

As for Freds. Vodafone do not have their own debt collecting arm so farm out to DCAs. You are well within your rights to inform them that you will not deal with them and that you will only deal with VF and to pass the matter back.

 

Can you please repost the letter in a pdf format. This is so we can zoom in to read it better

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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