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    • Replying to above  this was on the day that two store detectives approached me and my friend and took us into the back room and spoke to us when they explained they have been watching
    • as my learned friend above...and.. sadly because just like DCA's and initially yourself in this case, you believed they have some magical powers ...they DON'T. 85% of people blindly pay DCA's cause they know no better and think they are BAILIFFS. only the RETAILER can ever do court and none have done this on a silly member of joe public that did something stupid since the infamous 2012 Oxford case on retail loss. BAILIFFS can only ever be involved after you've been to court and lost a CCJ, fat chance re above... and anyway, no BAILIFF has any right of forced entry anyway on consumer debts even with a judgement so......... stop panicking and thinking everything that doesn't apply.. forget about them but p'haps a confidential GP visit might be a very good move... what slightly concerns me more here is:  who are 'them' that told you they'd reviewed a week of CCTV and come up with several shoplifting instances over that time amounting to the above? have you directly contacted or had contact from Sainsbury's? and know they HAVE done this? or is this DWF willy waving and they tricked you into  admitting several previous successful thefts... this is not the norm...  dx      
    • next step then await the N157 from her local court giving the time and date of a future hearing some month in the future. now she MUST file a witness statement 14 days (typically) to both the court and kearns .  so cant allow to much of a time lag before you are aware of that and get her WS done. wack us up 2 multipage pdf files please  one of what they returned for the CRP reply . and one for everything they sent back in 2022 you've found.  we do not need statements. ideally it would be nice to see their WS before hers is finally filed. dx  
    • Another interesting article in the Grauniad - Counterfeit barcode stamps furore carries echoes of Horizon scandal | Consumer affairs | The Guardian WWW.THEGUARDIAN.COM Royal Mail admits its scanners ‘make mistakes’ but stands by the process it uses to detect fakes as ‘robust’  
    • DWF can't do anything as they act for a client. In this case, Sainsbury's. Sainsbury's could take you to court and ATTEMPT to get a CCJ but it's unlikely. They had no interest in dealing with you at the time. All DWF can do is send out pointless threatograms. They'll threaten to divert an Iranian drone to your house if you don't pay. However, they can't attempt to get a CCJ against you. IGNORE THEM. It's more important now to understand why you were allegedly shoplifting, and you should speak with your GP and try and get yourself signposted to the support that's available.
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Tax Credits & living at my ex's house - help


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Hi all,

 

Hoping someone can advise.

 

I am claiming tax credits for myself and 3 children.

 

Up till April 2015 I was single separated from my husband but still married.

I lived in my own rented house,

 

In April 2015 my landlord gave me a notice to quit and I couldn't get another property as I wasn't earning enough and they didn't take hb.

 

My husband had just bought a house in his own name.

he decided to let me and the kids stay there as he off shore most the time anyway.

 

I called tax credit's to say that my husband would be using this as his postal address and staying here occasionally but in a separate bed.

They advised as I am single it should be fine.

 

All ok till today when I receive a letter to say they have information that another adult is connected to this address and they would like more information.

 

they want proof that we live separately.

Now I pay now bills except the sky and phone/internet and have my own bank account

can provide them with no issues.

 

But what else can I give?

Shall i provide the mortgage statement that's not in my name? what else.

 

Am i gonna get prosecuted as everything i read says its illegal to claim this way but Financially i have no choice.

 

I am on very good terms with my husband and had no reason to file for a divorce and if i am honest would like to work it out one day but that's another story.

 

I am so scared I am gonna go to jail and lose my children. please help what should I do?

will I go to jail?

 

Please dont judge me I just need some advice please.

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They sound like they just want to confirm what you're saying as part of regular checks. But they sent out their usual template letter

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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They sound like they just want to confirm what you're saying as part of regular checks. But they sent out their usual template letter

 

Thanks been sick 2x with worry.... as he pays the bills It sounds like I should have done a joint claim. I am so stressed. :(

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Wait for others to comme t but to me at least, it just looks like they want proof and confirmation

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Relax, there's no way you'll go to jail! It's not big deal in the great scheme of things. But can I just get it straight - you have three kids with your husband, your husband bought a house for you and him and your three kids to live in, but because he works away a lot of the time and you don't sleep together anymore it's fine for you to claim single parent status?

 

Have I got that right?

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He bought the house for the intention of him living here a month on and moth off so that he had a base for the kids. But due to the situation i found myself In i moved in and he stays when he's back home. but not every night and not in the same room.

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I think the problem I have is he pays the bills and I have nothing except my bank acct and sky bills to show what I pay. Any advise from a professional or someone who has been in the situation please?

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I think your biggest problem will be convincing HMRC that you are not together, assuming you are still married as you do not mention divorce in your post.

 

As it stands at the moment, you could well be deemed to have a partner, the hmrc's definition of which is below:

 

"A partner is a person you are married to, or a person you live with as if you are married to them."

 

Worst case scenario, you could have to repay tax credits since april 2015, or at least the difference between what you received and what you would have received claiming jointly.

 

Send them what information they are asking for and explain the situation, no one can say at this point what the final decision is likely to be

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I think your biggest problem will be convincing HMRC that you are not together, assuming you are still married as you do not mention divorce in your post.

 

As it stands at the moment, you could well be deemed to have a partner, the hmrc's definition of which is below:

 

"A partner is a person you are married to, or a person you live with as if you are married to them."

 

Worst case scenario, you could have to repay tax credits since april 2015, or at least the difference between what you received and what you would have received claiming jointly.

 

Send them what information they are asking for and explain the situation, no one can say at this point what the final decision is likely to be

 

So am I better claiming as a couple? Will I get a jail term regarding this? I am worried sick with all this. Feel like a criminal. I tried to do everything right but i just cant afford to move out, and live as a single mum it;s just not an option at the moment.

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Ok first and foremost, YOU WILL NOT GO TO JAIL over this, worst case scenario is you may have an overpayment which will be recouped via any future claim.

Supply the information that has been requested and a covering letter from yourself and a separate one from your estranged husband confirming your current situation.

Above all else, be honest with them.

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  • 5 months later...

Hi I've received a letter from tax credits today for a £300 tax credit penalty .... this is because I failed to report a change .... will this be the end of it or can they still decide to prosecute ?? It's got me worried sick

 

Thanks in advance

 

It's says on the website if they decide to prosecute they won't charge a penalty so does this me as I have the penalty they won't prosecute

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best you start a new thread

of your own please

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You will have to pay the penalty AND any overpayment of tax credits.

 

If they are correct to penalise you it would be in your best interest to co operate with them.

 

See the link below

 

http://revenuebenefits.org.uk/pdf/WTC_7_april_2007.pdf

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First and foremost, you WON'T go to jail. Even if it was decided you had claimed incorrectly, that isn't going to happen.

 

Don't claim as a couple unless you are. Tax Credits allows for couples who have separated to share the same address, but they may contest the claim if it appears it may be a way around having a partners income included in the calculation for this benefit.

 

A simple explanation of checks is here https://www.gov.uk/tax-credits-checks, and what you are expected to do. Were you contacted by Concentrix? In any case, always respond by the dates given or the claim can be ended for failure to respond. Tell them all the information you've shared here, although you may not wish to include your hopes for a reconciliation at this point!

 

I suspect they see that your husband is picking up the costs to maintain you and the children, and you don't appear to be paying your way as a single person in the home. It may simply be that your husband finds it easier to do this than pay through a child maintenance order to support his children.

 

See https://www.gov.uk/hmrc-internal-manuals/claimant-compliance-manual/ccm15035, https://www.gov.uk/hmrc-internal-manuals/claimant-compliance-manual/ccm15040 and the information described on these pages to get an understanding of what they will look at.

 

S

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