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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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Help with severe Employment issues with a tyrant employer


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right , this sounded easier in my head than it is to type but here goes, im considering representing a few friends to a tribunal over the treatment they had dealt with , with one employer and his wife.

I have a good knowledge of employment law but id like someones elses opinion on just how far this could go.its really bad employer behaviour within a public house.

1st case is a young lady aged 22 who was indeed contracted however was not given national minimum wage. she was only paid £5.20 per hour. she worked there for approx. 6/7 months.

 

 

2nd case is two close friends who worked there as a cleaner/bartender on the side. wrong on both sides I know but heres the story....they worked for a mere £5 an hour no contract no terms etc then they were told by the employer and his wife that they were being "let go of" (after working for them for two years each) even worse, they claim the employer made them write a formal letter of resignation out of pure intimidation. the reason they were "let go" was to make way for a young enthusiastic experienced individual and his girlfriend who were promised good managerial jobs and promised to move into the flat above the pub while the employer and his wife moved abroad.

 

 

3rd case is the enthusiastic individual and his girlfriend. he had the contract of manager, was paid accordingly, then when the employer visited they decided the pub was not upto scratch and sacked both on the spot also making them effectively homeless.

 

 

4th case is the young man who the then manager hired to help behind the bar who was also told to leave. he did not have a contract of employment either.

 

 

you cant make this stuff up, its absolutely appauling behaviour and yes, I also used to work for them but because I made quite clear my position in management and knowledge of employment law they did not break any law with me, I left from my own accord to run a business.

 

 

so come on guys verdict on an employment law basis please.......

what do you make of this and what cases do you think I should take on ? if not all of them?

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does anyone want you to take them on?

 

is there any written evidence at all?

 

has anyone tried a simple letter before action?

 

2nd case I'd leave well alone, cash in hand is not a great place to start arguing the law from

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does anyone want you to take them on?

 

is there any written evidence at all?

 

has anyone tried a simple letter before action?

 

2nd case I'd leave well alone, cash in hand is not a great place to start arguing the law from

Of course iv been asked to help, wouldnt of posted on here had I not . Your right about thr second case I cant see a way to do it. The others may be accepted though.

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is there a copy of the formal letter of resignation in case 2? If so this will show that they were employed an although this wont prove your case it will show that the employer is an unreliable witness should he say that he paid MW, they werent really employed etc.

MW currently lowerfor those under training if under 25 so he might wiggle out of that if there isnt something to support the claim. Dodgy pay slips would do there, even no pay slips help your case as that is unlawful and again make him an unreliable witness.

How long was last man employed for?

The employer may well have all of these things found against him and he then does a runner to wherever he was abroad so do a bit of research on how the pub is owned and what assets he/the co has and if possible get a charge on any property when they start the claim.

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Guest topcat14

I would personally leave well alone, except for a call to HMRC NMW Compliance unit. They have far greater powers than you will ever have and will ensure the ex employees get their due money.

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My view:

 

1 - Yes, this person should have been paid the minimum wage and should claim for the difference / report them to HMRC if she wasn't getting the minimum wage.

2 - As above, minimum wage should have been paid and should be pursued if not. If she was paid 'cash in hand' there probably wasn't any tax paid, but I would have thought getting paid the NMW would balance that out and I can't imagine she should have been paying much tax on 5 quid an hour.

3 - I can't see a legal case here. I'm assuming these people had less than 2 years' service, so unfair dismissal protection would not apply and the employer would have been entitled to dismiss giving only a fairly short notice period.

4 - Same as for 3.

 

A county court claim is now a cheaper way of claiming unpaid wages than employment tribunals, given the hefty ET fees. However you would not be entitled to represent people in county courts.

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My view:

 

2 - As above, minimum wage should have been paid and should be pursued if not. If she was paid 'cash in hand' there probably wasn't any tax paid, but I would have thought getting paid the NMW would balance that out and I can't imagine she should have been paying much tax on 5 quid an hour.

 

 

 

 

Could be a possible benefits fraud case though, depending on what the OP means by working "on the side".

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Suggest the individuals speak to ACAS or an employment law specialist.

 

HMRC have a department that deals with minimum wage problems.

We could do with some help from you.

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